NASDAQ$TCBI
Texas Capital Bancshares Inc. · Q1 2021 earnings
Q1 2021 earnings · · Investor relations
Briefing
Announced operating results for the first quarter of 2021.
Texas Capital Bancshares reported a net income of $71.9 million for Q1 2021, marking an increase of $11.8 million on a linked quarter basis and $88.6 million compared to Q1 2020. The company executed its largest capital raise and closed its first warehouse lending credit risk transfer transaction, positioning TCBI for future growth.
- Net income of $71.9 million ($1.33 per diluted share) reported for the first quarter of 2021, an increase of $11.8 million on a linked quarter basis and an increase of $88.6 million from the first quarter of 2020.
- Total mortgage finance loans, including mortgage correspondent aggregation ("MCA") loans held for sale ("LHS"), decreased 2% on a linked quarter basis and increased 10% from the first quarter of 2020.
- Demand deposits increased 19% and total deposits increased 8% on a linked quarter basis, and increased 61% and 23%, respectively, from the first quarter of 2020.
- Loans held for investment ("LHI"), excluding mortgage finance loans, were flat on a linked quarter basis and decreased 9% from the first quarter of 2020.
Headline financials
Revenue & EPS history
Texas Capital Bancshares · Revenue · Quarterly
$239M
Revenue by segment
Texas Capital Bancshares · $215M total across 2 segments · Q3 2021
- Net Interest Income$194M—90.1%
- Non-Interest Income$21.2M—9.9%
Forward guidance
The CEO looks forward to sharing the company's long-term strategy in the third quarter.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q1 2021
+0.4%
Avg return
Earnings day
+0.8%
Avg return
5 days after
+3.7%
Avg return
30 days after
56%
37 / 66 earnings
Positive
+11.3%
Q3 2013
Best reaction
-13.4%
Q3 2022
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -0.7% | -1.7% | -3.1% | |
| Q4 2025 | -0.1% | -4.5% | +2.7% | |
| Q3 2025 | +3.1% | +2.3% | +7.2% | |
| Q2 2025 | +0.4% | -0.8% | +3.2% | |
| Q1 2025 | +1.4% | +1.1% | +16.4% | |
| Q4 2024 | -4.5% | -3.4% | -1.2% | |
| Q3 2024 | +0.7% | -1.3% | +10.9% | |
| Q2 2024 | -6.6% | -4.8% | -12.9% | |
| Q1 2024 | +4.9% | +7.6% | +11.5% | |
| Q4 2023 | +3.5% | +1.5% | -3.4% | |
| Q3 2023 | -7.9% | -7.3% | -5.5% | |
| Q2 2023 | +3.3% | +1.4% | -2.9% | |
| Q1 2023 | +1.7% | -3.6% | -3.8% | |
| Q4 2022 | +1.3% | +3.0% | +6.3% | |
| Q3 2022 | -13.4% | -11.9% | -13.1% | |
| Q2 2022 | +1.4% | +0.9% | +13.0% | |
| Q1 2022 | -6.5% | -8.7% | -12.0% | |
| Q4 2021 | -0.3% | +1.1% | +4.2% | |
| Q3 2021 | -2.7% | -3.1% | -5.4% | |
| Q2 2021 | +2.1% | +4.0% | +7.3% | |
| Q1 2021 | -1.1% | +4.0% | +7.5% | |
| Q4 2020 | -3.8% | -7.9% | +8.7% | |
| Q3 2020 | +9.6% | +15.6% | +45.3% | |
| Q2 2020 | +9.2% | +10.5% | +12.9% | |
| Q1 2020 | +6.1% | +23.6% | +30.3% | |
| Q4 2019 | -0.2% | -1.6% | +4.5% | |
| Q3 2019 | +2.4% | +1.1% | +6.7% | |
| Q2 2019 | -4.6% | -0.9% | -6.7% | |
| Q1 2019 | +6.7% | +6.7% | +3.3% | |
| Q4 2018 | -0.5% | +5.3% | +6.1% | |
| Q3 2018 | -11.7% | -16.0% | -21.0% | |
| Q2 2018 | +4.7% | +3.9% | +1.0% | |
| Q1 2018 | +7.4% | +7.8% | +10.0% | |
| Q4 2017 | -0.3% | -2.0% | -6.8% | |
| Q3 2017 | +3.7% | +3.6% | -2.6% | |
| Q2 2017 | +4.5% | +3.9% | -6.9% | |
| Q1 2017 | -6.3% | -2.9% | -4.4% | |
| Q4 2016 | +8.4% | +5.8% | +14.2% | |
| Q3 2016 | +3.7% | +2.7% | +26.5% | |
| Q2 2016 | -2.3% | -2.2% | +1.3% | |
| Q1 2016 | +5.9% | — | — | |
| Q4 2015 | -12.9% | — | — | |
| Q3 2015 | -0.8% | — | — | |
| Q2 2015 | +0.2% | — | — | |
| Q1 2015 | +2.9% | — | — | |
| Q4 2014 | -6.0% | — | — | |
| Q3 2014 | +0.6% | — | — | |
| Q2 2014 | +3.5% | — | — | |
| Q1 2014 | -11.8% | — | — | |
| Q4 2013 | -4.3% | — | — | |
| Q3 2013 | +11.3% | — | — | |
| Q2 2013 | -3.1% | — | — | |
| Q1 2013 | -3.5% | — | — | |
| Q4 2012 | -10.6% | — | — | |
| Q3 2012 | -0.2% | — | — | |
| Q2 2012 | +1.6% | — | — | |
| Q1 2011 | +10.0% | — | — | |
| Q1 2012 | +10.0% | — | — | |
| Q4 2010 | +1.6% | — | — | |
| Q1 2010 | +1.6% | — | — | |
| Q4 2011 | +1.6% | — | — | |
| Q4 2009 | +1.6% | — | — | |
| Q3 2010 | -1.5% | — | — | |
| Q3 2011 | -1.5% | — | — | |
| Q2 2011 | +7.3% | — | — | |
| Q2 2010 | +7.3% | — | — |
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