NASDAQ$SYBT
Stock Yards Bancorp Inc · Q3 2022 earnings
Q3 2022 earnings · · Investor relations
Briefing
Reported earnings of $28.5 million, or $0.97 per diluted share, driven by strong organic loan growth and net interest margin expansion.
Stock Yards Bancorp reported a record third quarter with net income of $28.5 million, or $0.97 per diluted share, compared to $23.2 million, or $0.87 per diluted share, for the third quarter of 2021. The results were driven by organic loan growth and expanded net interest margin. The company is progressing with the integration of Commonwealth Bancshares.
- Net income for the third quarter of 2022 was $28.5 million, or $0.97 per diluted share.
- Net interest income increased 37% to $62.4 million due to higher interest income on non-PPP loans.
- Non-interest income increased 41% to $24.9 million, with recent acquisitions contributing significantly.
- Total loans increased $884 million year over year, or 21%, to $5.07 billion.
Headline financials
Revenue & EPS history
Stock Yards Bancorp · Revenue · Quarterly
$87.2M
Revenue by segment
Stock Yards Bancorp · $12.6M total across 8 segments · Q2 2020
- Wealth Mgmt & Trust$5.73M—45.4%
- Card Income$2.06M—16.3%
- Mortgage Banking$1.62M—12.9%
- Treasury Fees$1.25M—9.9%
- Deposit Charges$800K—6.3%
- Other Income$595K—4.7%
- Investment Commissions$391K—3.1%
- BOLI Income$176K—1.4%
Forward guidance
This report contains forward-looking statements under the Private Securities Litigation Reform Act that involve risks and uncertainties.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q3 2022
+0.5%
Avg return
Earnings day
+1.2%
Avg return
5 days after
+2.2%
Avg return
30 days after
55%
36 / 65 earnings
Positive
+8.7%
Q1 2020
Best reaction
-8.6%
Q2 2011
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -0.2% | +2.5% | +1.0% | |
| Q4 2025 | -0.6% | +0.8% | -5.8% | |
| Q3 2025 | -0.9% | +1.6% | +2.2% | |
| Q1 2025 | +1.2% | +0.2% | +0.3% | |
| Q4 2024 | +0.4% | +1.7% | -1.1% | |
| Q3 2024 | +2.7% | +3.4% | +17.6% | |
| Q2 2024 | +8.1% | +4.1% | +2.5% | |
| Q1 2024 | +1.1% | -0.5% | +2.2% | |
| Q4 2023 | +2.9% | +5.3% | -7.9% | |
| Q3 2023 | +2.6% | +1.6% | +20.6% | |
| Q2 2023 | +1.9% | +0.1% | -6.1% | |
| Q1 2023 | +4.2% | +1.3% | -9.7% | |
| Q4 2022 | -2.4% | -3.3% | -2.4% | |
| Q3 2022 | +2.4% | +6.7% | +2.9% | |
| Q2 2022 | +4.2% | +5.7% | +3.7% | |
| Q1 2022 | -1.0% | -1.0% | +10.2% | |
| Q4 2021 | -5.2% | -4.5% | -13.5% | |
| Q3 2021 | -5.0% | -3.6% | -3.7% | |
| Q2 2021 | +0.9% | -0.1% | +9.8% | |
| Q1 2021 | +1.6% | +2.6% | +3.6% | |
| Q4 2020 | +5.3% | +5.5% | +15.3% | |
| Q3 2020 | -0.5% | +1.7% | +8.1% | |
| Q2 2020 | -1.0% | -1.9% | +2.1% | |
| Q1 2020 | +8.7% | +15.4% | +10.8% | |
| Q4 2019 | +1.3% | -0.8% | -11.9% | |
| Q3 2019 | +4.2% | +6.4% | +9.1% | |
| Q2 2019 | +4.9% | +6.8% | +0.0% | |
| Q1 2019 | -2.3% | +0.7% | +0.2% | |
| Q4 2018 | +3.3% | +1.6% | +8.0% | |
| Q3 2018 | -3.2% | -4.5% | -1.3% | |
| Q2 2018 | +1.3% | -1.6% | +0.5% | |
| Q1 2018 | +3.2% | +0.4% | +6.2% | |
| Q4 2017 | -0.7% | -1.5% | -1.3% | |
| Q3 2017 | +3.4% | -1.8% | -0.7% | |
| Q2 2017 | -2.2% | -3.4% | -5.9% | |
| Q1 2017 | +0.0% | -2.7% | -12.4% | |
| Q4 2016 | -1.1% | -2.4% | -1.6% | |
| Q3 2016 | +0.3% | -0.6% | +27.6% | |
| Q2 2016 | +3.8% | +3.4% | +7.7% | |
| Q1 2016 | +1.4% | — | — | |
| Q4 2015 | +4.5% | — | — | |
| Q3 2015 | +0.5% | — | — | |
| Q2 2015 | -2.1% | — | — | |
| Q1 2015 | +3.7% | — | — | |
| Q4 2014 | +0.4% | — | — | |
| Q3 2014 | +5.3% | — | — | |
| Q2 2014 | +1.9% | — | — | |
| Q1 2014 | -1.0% | — | — | |
| Q4 2013 | -0.8% | — | — | |
| Q3 2013 | +1.8% | — | — | |
| Q2 2013 | +4.2% | — | — | |
| Q1 2013 | +1.4% | — | — | |
| Q4 2011 | -1.8% | — | — | |
| Q1 2010 | -1.8% | — | — | |
| Q4 2012 | -1.1% | — | — | |
| Q3 2012 | -3.3% | — | — | |
| Q2 2012 | +1.0% | — | — | |
| Q1 2011 | -1.6% | — | — | |
| Q1 2012 | +1.6% | — | — | |
| Q4 2009 | -1.0% | — | — | |
| Q3 2011 | -0.6% | — | — | |
| Q3 2010 | -0.6% | — | — | |
| Q4 2010 | -8.6% | — | — | |
| Q2 2010 | -8.6% | — | — | |
| Q2 2011 | -8.6% | — | — |
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