NASDAQ$SUNS
Sunrise Realty Trust Inc · Q4 2025 earnings
Q4 2025 earnings · · Before market open · Investor relations
Briefing
Sunrise Realty Trust reported Q4 2025 GAAP net income of $1.6M ($0.12 per basic share) and Distributable Earnings of $3.5M ($0.27 per share).
For the quarter ended December 31, 2025, SUNS earned GAAP net income of $1.6 million on net interest income of $5.2 million. Distributable Earnings were $3.5 million, or $0.27 per basic share, after adding back CECL provisions and stock-based compensation. Full-year 2025 GAAP net income was $12.1 million with Distributable Earnings of $15.2 million.
- Q4 net interest income was $5.2M on interest income of $7.2M.
- Distributable Earnings of $3.5M exceeded GAAP net income on CECL add-back.
- Board declared a Q1 2026 dividend of $0.30 per share payable April 15, 2026.
- Full-year GAAP net income was $12.1M with EPS of $0.93.
- CEO cited selective Southern U.S. transitional lending opportunity set for 2026.
Headline financials
Revenue & EPS history
Sunrise Realty Trust Inc · Revenue · Quarterly
$7.17M
Forward guidance
Management expects continued origination in underserved transitional CRE markets in the Southern U.S., with a $0.30 quarterly dividend declared for Q1 2026.
Tailwinds
- Lower-leverage strategy positioned for bifurcated commercial mortgage REIT landscape in 2026.
- Distributable Earnings framework supports dividend capacity above GAAP net income.
Headwinds
- CECL provision volatility can swing quarterly GAAP earnings.
- Commercial real estate transitional lending remains sensitive to macro and credit cycles.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 6 quarterly earnings reports · overlaid with Q4 2025
+1.0%
Avg return
Earnings day
+2.0%
Avg return
5 days after
+4.6%
Avg return
30 days after
57%
21 / 37 earnings
Positive
+12.8%
Q2 2024
Best reaction
-7.1%
Q4 2024
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +9.1% | +8.2% | +16.1% | |
| Q4 2025 | -2.0% | -6.5% | -14.6% | |
| Q3 2025 | -0.6% | -0.1% | +9.5% | |
| Q2 2025 | +2.6% | +8.8% | +11.0% | |
| Q1 2025 | -0.8% | +5.1% | +6.1% | |
| Q4 2024 | -7.1% | -6.5% | -17.5% | |
| Q3 2024 | -0.9% | -3.4% | -7.7% | |
| Q2 2024 | +12.8% | +10.5% | +33.9% | |
| Q1 2024 | — | — | — | |
| Q3 2023 | — | — | — | |
| Q4 2021 | +1.9% | — | — | |
| Q3 2021 | +0.3% | — | — | |
| Q2 2021 | +0.3% | — | — | |
| Q1 2021 | -0.2% | — | — | |
| Q4 2020 | +1.7% | — | — | |
| Q3 2020 | +3.3% | — | — | |
| Q2 2020 | +2.5% | — | — | |
| Q1 2020 | +4.6% | — | — | |
| Q4 2019 | -2.2% | — | — | |
| Q3 2019 | +0.0% | — | — | |
| Q2 2019 | -0.6% | — | — | |
| Q1 2019 | -0.2% | — | — | |
| Q4 2018 | +3.6% | — | — | |
| Q3 2018 | +2.8% | — | — | |
| Q2 2018 | +0.3% | — | — | |
| Q1 2018 | +0.5% | — | — | |
| Q4 2017 | -1.1% | — | — | |
| Q3 2017 | +1.5% | — | — | |
| Q2 2017 | -2.5% | — | — | |
| Q1 2017 | -0.5% | — | — | |
| Q4 2016 | -0.7% | — | — | |
| Q3 2016 | -0.3% | — | — | |
| Q2 2016 | +0.1% | — | — | |
| Q1 2016 | +2.5% | — | — | |
| Q4 2015 | +2.2% | — | — | |
| Q3 2015 | +2.3% | — | — | |
| Q2 2015 | +4.1% | — | — | |
| Q1 2015 | -3.8% | — | — | |
| Q4 2014 | +3.5% | — | — |
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