NASDAQ$STBA
S&T Bancorp Inc · Q4 2021 earnings
Q4 2021 earnings · · Investor relations
Briefing
S&T Bancorp's Q4 2021 earnings were announced.
S&T Bancorp, Inc. reported a net income of $22.5 million, or $0.57 per diluted share, for the fourth quarter of 2021. The quarter was highlighted by broad-based loan and deposit growth.
- Return on average assets (ROA) was 0.94%, return on average equity (ROE) was 7.39% and return on average tangible equity (ROTE) (non-GAAP) was 10.95%.
- Pre-tax pre-provision to average assets (PTPP) (non-GAAP) was 1.44%.
- Total portfolio loans, excluding PPP, increased $122.6 million, or 7.2% annualized, compared to September 30, 2021.
- Total deposit growth of $51.4 million with an improved deposit mix and strong noninterest-bearing demand growth compared to September 30, 2021.
Headline financials
Revenue & EPS history
S&T Bancorp · Revenue · Quarterly
$84.5M
Revenue by segment
S&T Bancorp · $5.2M total across 2 segments · Q1 2021
- Wealth Management$2.94M+24.6%56.7%
- Other$2.25M—43.3%
Forward guidance
S&T's fourth quarter was highlighted by broad based loan growth and solid deposit growth giving us great momentum as we enter 2022.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2021
-0.3%
Avg return
Earnings day
+0.5%
Avg return
5 days after
+1.3%
Avg return
30 days after
55%
36 / 66 earnings
Positive
+9.4%
Q2 2013
Best reaction
-12.4%
Q1 2020
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -0.6% | +2.3% | +3.3% | |
| Q4 2025 | +2.9% | +0.4% | +6.5% | |
| Q3 2025 | +1.7% | +3.8% | +10.6% | |
| Q2 2025 | -1.0% | -3.0% | +1.6% | |
| Q1 2025 | +0.8% | +2.7% | +0.8% | |
| Q4 2024 | +0.9% | +6.0% | +5.7% | |
| Q3 2024 | -6.3% | -8.2% | +0.3% | |
| Q2 2024 | +3.6% | +7.6% | +2.6% | |
| Q1 2024 | +4.3% | +6.7% | +13.4% | |
| Q4 2023 | +1.9% | +3.3% | -9.2% | |
| Q3 2023 | -4.8% | -8.3% | +5.8% | |
| Q2 2023 | -2.9% | -1.5% | -5.0% | |
| Q1 2023 | -6.9% | -10.4% | -8.1% | |
| Q4 2022 | +9.1% | +12.7% | +15.2% | |
| Q3 2022 | +7.3% | +12.2% | +15.2% | |
| Q2 2022 | +1.7% | +4.8% | +10.9% | |
| Q1 2022 | -2.0% | -2.3% | -5.1% | |
| Q4 2021 | -5.4% | -3.5% | -3.4% | |
| Q3 2021 | +1.9% | +2.0% | +2.6% | |
| Q2 2021 | -2.7% | -1.6% | -0.2% | |
| Q1 2021 | +3.1% | +1.7% | +6.5% | |
| Q4 2020 | -6.1% | -0.4% | +6.7% | |
| Q3 2020 | +2.1% | -4.9% | +10.4% | |
| Q2 2020 | -9.6% | -16.4% | -13.3% | |
| Q1 2020 | -12.4% | -16.5% | -23.8% | |
| Q4 2019 | -1.0% | +1.1% | -13.4% | |
| Q3 2019 | -1.6% | +2.2% | +1.4% | |
| Q2 2019 | +0.9% | +0.6% | -4.3% | |
| Q1 2019 | -5.6% | -3.9% | -4.7% | |
| Q4 2018 | -4.4% | -1.9% | +3.2% | |
| Q3 2018 | +1.6% | -1.1% | +1.3% | |
| Q2 2018 | +3.6% | +3.9% | +3.2% | |
| Q1 2018 | +2.5% | +6.3% | +9.9% | |
| Q4 2017 | -1.5% | +0.7% | -5.9% | |
| Q3 2017 | +0.9% | +1.4% | -2.7% | |
| Q2 2017 | +3.6% | +5.3% | -5.2% | |
| Q1 2017 | +1.4% | +6.7% | -2.7% | |
| Q4 2016 | -1.1% | -1.9% | -3.9% | |
| Q3 2016 | +1.8% | +11.6% | +20.7% | |
| Q2 2016 | +0.3% | +0.4% | +6.9% | |
| Q1 2016 | -1.7% | — | — | |
| Q4 2015 | -5.3% | — | — | |
| Q3 2015 | -3.9% | — | — | |
| Q2 2015 | +4.4% | — | — | |
| Q1 2015 | -2.3% | — | — | |
| Q4 2014 | -4.8% | — | — | |
| Q3 2014 | +6.3% | — | — | |
| Q2 2014 | +3.0% | — | — | |
| Q1 2014 | +3.5% | — | — | |
| Q4 2013 | -4.4% | — | — | |
| Q3 2013 | -3.5% | — | — | |
| Q2 2013 | +9.4% | — | — | |
| Q1 2013 | +7.5% | — | — | |
| Q4 2012 | -0.4% | — | — | |
| Q3 2012 | +6.0% | — | — | |
| Q2 2012 | +4.9% | — | — | |
| Q1 2011 | -0.7% | — | — | |
| Q1 2012 | +0.9% | — | — | |
| Q4 2009 | +0.4% | — | — | |
| Q4 2011 | +0.4% | — | — | |
| Q4 2010 | +0.4% | — | — | |
| Q3 2011 | +0.5% | — | — | |
| Q3 2010 | +0.5% | — | — | |
| Q2 2011 | -7.8% | — | — | |
| Q2 2010 | -7.8% | — | — | |
| Q1 2010 | -6.5% | — | — |
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