NASDAQ$SPFI
South Plains Financial Inc · Q4 2021 earnings
Q4 2021 earnings · · Investor relations
Briefing
Financial results reported for the quarter and year ended December 31, 2021.
South Plains Financial, Inc. reported net income of $14.6 million and diluted earnings per share of $0.79 for the fourth quarter of 2021. The company's average cost of deposits decreased to 23 basis points, and nonperforming assets to total assets were 0.30% at the end of the quarter.
- Net income for the fourth quarter of 2021 was $14.6 million, compared to $15.9 million for the fourth quarter of 2020.
- Diluted earnings per share for the fourth quarter of 2021 was $0.79, compared to $0.87 for the fourth quarter of 2020.
- Pre-tax, pre-provision income (non-GAAP) for the fourth quarter of 2021 was $18.2 million, compared to $20.0 million for the fourth quarter of 2020.
- Average cost of deposits for the fourth quarter of 2021 decreased to 23 basis points, compared to 31 basis points for the fourth quarter of 2020.
Headline financials
Revenue & EPS history
South Plains Financial · Revenue · Quarterly
$54.4M
Revenue by segment
South Plains Financial · $15.9M total across 2 segments · Q4 2021
- Mortgage Banking Activities$12.4M—78.1%
- Bank Card Services and Interchange Fees$3.48M—21.9%
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2021
+0.5%
Avg return
Earnings day
-0.0%
Avg return
5 days after
+1.8%
Avg return
30 days after
55%
18 / 33 earnings
Positive
+5.9%
Q1 2021
Best reaction
-8.6%
Q1 2020
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -1.0% | -9.0% | -7.7% | |
| Q4 2025 | -2.0% | +0.8% | +3.4% | |
| Q3 2025 | +0.8% | -5.8% | -0.5% | |
| Q2 2025 | -2.4% | -0.4% | +0.0% | |
| Q1 2025 | +1.4% | +1.4% | +4.7% | |
| Q4 2024 | +5.4% | +3.7% | -3.1% | |
| Q3 2024 | -1.6% | +0.6% | +14.9% | |
| Q2 2024 | -0.5% | +7.5% | +2.7% | |
| Q1 2024 | -3.0% | -3.0% | +1.4% | |
| Q4 2023 | +2.0% | -4.7% | -8.6% | |
| Q3 2023 | +2.4% | +4.2% | +5.2% | |
| Q2 2023 | +3.0% | +5.1% | +3.2% | |
| Q1 2023 | +1.6% | -0.4% | +9.3% | |
| Q4 2022 | +1.5% | +1.2% | -3.3% | |
| Q3 2022 | -0.8% | +2.4% | +5.4% | |
| Q2 2022 | +5.5% | +6.3% | +10.8% | |
| Q1 2022 | -4.1% | -6.0% | -6.0% | |
| Q4 2021 | +0.3% | -1.5% | -2.2% | |
| Q3 2021 | +2.6% | +4.2% | +8.5% | |
| Q2 2021 | -0.2% | -2.5% | -2.8% | |
| Q1 2021 | +5.9% | +7.2% | +8.8% | |
| Q4 2020 | -2.9% | -2.2% | -1.3% | |
| Q3 2020 | -0.8% | +0.9% | +29.7% | |
| Q2 2020 | +5.4% | +2.3% | +7.7% | |
| Q1 2020 | -8.6% | -10.4% | -5.7% | |
| Q4 2018 | +4.2% | -2.4% | -22.6% | |
| Q4 2019 | +4.2% | -2.4% | -22.6% | |
| Q3 2018 | +4.6% | +9.5% | +13.9% | |
| Q3 2019 | +3.9% | +6.1% | +17.9% | |
| Q2 2018 | -5.4% | -3.1% | +2.4% | |
| Q2 2019 | +0.1% | -1.4% | -9.4% | |
| Q1 2018 | -2.3% | -4.4% | +2.2% | |
| Q1 2019 | -2.3% | -4.4% | +2.2% |
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