NASDAQ$SLDE

Slide Insurance Holdings Inc · Q4 2025 earnings

Q4 2025 earnings · · After market close

Briefing

Slide Insurance reported Q4 2025 revenue of $347M with net income of $170.4M ($1.23 EPS).

Total revenue increased 45.5% to $347.0 million. Net income more than doubled to $170.4 million ($1.23 diluted EPS). Combined ratio improved to 38.0% on lower catastrophe losses.

  • Q4 revenue $347M (+45.5% YoY).
  • Net income $170.4M; combined ratio 38.0%.
  • Gross premiums written $618.5M (+56.7%).
  • Florida market reforms and Citizens assumptions support growth.

Headline financials

Total Revenue

$347M

No prior period
EPS (adj)

$1.23

No prior period
Gross Premiums Written

$618M

No prior period
Combined Ratio

38.0%

No prior period
Loss Ratio

8.3%

No prior period
Policies in Force

493.5K

No prior period
Return on Equity

16.4%

No prior period
Net Income

$170M

No prior period
Operating Income

$222M

No prior period

Revenue & EPS history

Slide Insurance Holdings Inc · Revenue · Quarterly

$347M

Q4 2025
Beat estimate in 2 of 2 quarters(100%)
ActualEstimate

Forward guidance

The release discusses Slide Insurance's outlook for upcoming periods, including capital allocation, operating priorities, and market risks, without relying solely on numeric EPS bridges.

Tailwinds

  • Slide Insurance cites operational execution and demand trends supporting the outlook.
  • Balance sheet and liquidity actions aim to fund growth and returns.

Headwinds

  • Macro, pricing, and input-cost volatility could pressure margins.
  • Segment mix and one-time items may affect quarter-to-quarter comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 4 quarterly earnings reports · overlaid with Q4 2025

Historical avgQ4 2025

+2.7%

Avg return

Earnings day

-1.2%

Avg return

5 days after

-6.5%

Avg return

30 days after

75%

3 / 4 earnings

Positive

+9.7%

Q4 2025

Best reaction

-2.7%

Q2 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+1.3%+1.1%-2.1%
Q4 2025+9.7%+8.0%-1.2%
Q3 2025+2.3%+2.9%-1.8%
Q2 2025-2.7%-16.8%-20.9%

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