NASDAQ$SKWD

Skyward Specialty Insurance Group Inc · Q1 2026 earnings

Q1 2026 earnings · · Investor relations

Briefing

Skyward Specialty reported Q1 2026 total revenues of $475.9M (+45% YoY) with net income of $49.7M and diluted EPS of $1.09.

Skyward Specialty (SKWD) delivered total revenues of $475.9 million in Q1 2026, up from $328.5 million, on higher net earned premiums and investment income. Net income was $49.7 million ($1.09 diluted EPS) versus $42.1 million ($1.01). The combined ratio improved as the company scaled specialty insurance lines. Net investment gains contributed $3.2 million in the quarter.

  • Total revenues $475.9M (+45%).
  • Net earned premiums $434.0M.
  • Net income $49.7M; diluted EPS $1.09.
  • Investment income $27.1M supports results.
  • Specialty E&S growth in core commercial lines.

Headline financials

Total Revenue

$476M

Previous: $329M+44.8%
EPS (adj)

$1.09

Previous: $1.01+7.9%
Net Income

$49.7M

Previous: $42.1M+18.2%
Operating Income

$305M

Previous: $37.3M+717.3%

Revenue & EPS history

Skyward Specialty · Revenue · Quarterly

$476M

Q1 2026+44.8%vs Q1 2025
Beat estimate in 4 of 13 quarters(31%)
ActualEstimate

Forward guidance

Insurer provides commentary on pricing and retention in MD&A; no quarterly EPS guide in the 10-Q, typical for P&C specialty carriers.

Tailwinds

  • Strong premium growth and profitable underwriting scale.
  • Investment income tailwind from higher asset base.

Headwinds

  • Catastrophe and loss-development volatility in specialty lines.
  • Competitive pricing pressure possible in E&S markets.
  • Investment portfolio marks can swing quarter to quarter.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 16 quarterly earnings reports · overlaid with Q1 2026

Historical avgQ1 2026

+1.8%

Avg return

Earnings day

+3.7%

Avg return

5 days after

+6.9%

Avg return

30 days after

65%

11 / 17 earnings

Positive

+9.5%

Q1 2023

Best reaction

-4.5%

Q4 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.8%-1.5%+4.7%
Q4 2025-4.5%-1.5%-8.3%
Q3 2025+1.5%+1.9%+8.8%
Q1 2025+9.2%+9.9%+18.3%
Q4 2024-0.8%+5.3%+2.3%
Q3 2024-3.0%-4.7%+17.1%
Q2 2024-3.6%-8.5%+2.0%
Q1 2024+2.4%+7.7%+6.9%
Q4 2023+0.0%+3.5%+7.8%
Q3 2022-1.5%+3.8%+6.4%
Q3 2023+9.3%+9.3%+17.4%
Q2 2023+2.1%+3.8%-0.9%
Q1 2022+2.5%+1.2%+0.0%
Q1 2023+9.5%+12.2%+10.9%
Q2 2022+4.1%+8.1%+6.6%
Q4 2021+4.1%+8.1%+6.6%
Q4 2022+1.2%+4.9%+11.5%
Q3 2021
Q2 2021
Q1 2021
Q4 2020
Q3 2020
Q2 2020
Q1 2020

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