NASDAQ$SHBI

Shore Bancshares Inc · Q1 2022 earnings

Q1 2022 earnings · · Investor relations

Briefing

Shore Bancshares reported increased earnings due to loan and deposit growth.

Shore Bancshares reported a net income of $5.613 million for Q1 2022, an increase compared to both Q4 2021 and Q1 2021. The growth was attributed to significant increases in loans and deposits, reflecting the company's competitive position and expansion in Central Maryland and Delaware.

  • Net income for Q1 2022 was $5.613 million, or $0.28 per diluted common share.
  • Total assets reached $3.494 billion, a 1.0% increase from the end of 2021.
  • Net interest income increased to $22.4 million, driven by growth in interest and fees on loans.
  • Total deposits increased by $42.3 million, primarily due to additional checking deposits.

Headline financials

Total Revenue

$28.5M

Previous: $16.4M+74.1%
EPS (adj)

$0.31

Previous: $0.34-8.8%
Net Interest Margin

2.8%

Previous: 3.0%-7.3%
Capital Expenditures

-$974K

Previous: -$711K-37.0%
Free Cash Flow

$4.64M

Previous: $3.29M+41.1%
Net Income

$5.61M

Previous: $4M+40.4%
Operating Income

$8.08M

Previous: $5.88M+37.3%
Gross Profit

$27.9M

Previous: $15.9M+75.0%
Cash & Equivalents

$571M

Previous: $227M+151.4%
Total Assets

$3.49B

Previous: $2.04B+71.3%
Stock-Based Comp

$130K

Previous: $97K+34.0%

Revenue & EPS history

Shore Bancshares · Revenue · Quarterly

$28.5M

Q1 2022+74.1%vs Q1 2021
Beat estimate in 11 of 16 quarters(69%)
ActualEstimate

Forward guidance

The company did not provide specific forward guidance but mentioned factors that could affect future results.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2022

Historical avgQ1 2022

-0.2%

Avg return

Earnings day

+0.3%

Avg return

5 days after

+1.6%

Avg return

30 days after

52%

34 / 66 earnings

Positive

+6.6%

Q3 2016

Best reaction

-13.1%

Q1 2020

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+1.9%+2.0%+5.4%
Q4 2025+0.4%+7.5%+1.1%
Q3 2025-0.3%-1.1%+5.1%
Q2 2025-2.1%-0.9%+6.0%
Q1 2025+2.8%+3.5%+1.8%
Q4 2024+3.5%+3.0%-4.1%
Q3 2024-0.7%+1.2%+14.6%
Q2 2024+6.3%+6.2%+2.5%
Q1 2024+6.3%+5.2%+7.2%
Q4 2023-11.3%-18.9%-18.1%
Q3 2023+5.8%+12.0%+23.1%
Q2 2023-9.1%-10.6%-17.9%
Q1 2023+2.2%-10.0%-13.9%
Q4 2022-2.0%+0.6%-1.9%
Q3 2022+6.6%+7.7%+7.4%
Q2 2022+0.8%-0.4%+0.5%
Q1 2022+0.2%-0.9%-0.8%
Q4 2021+2.9%+7.8%+5.1%
Q3 2021+3.2%+6.0%+10.6%
Q2 2021+1.3%+1.6%+4.0%
Q1 2021+1.0%-0.1%+3.1%
Q4 2020-3.6%-0.9%+11.3%
Q3 2020-1.5%-7.6%+13.3%
Q2 2020+0.0%+1.2%+2.5%
Q1 2020-13.1%-20.7%-14.2%
Q4 2019+0.6%+0.5%-3.7%
Q3 2019+1.6%+0.9%+4.2%
Q2 2019+0.4%+1.4%-7.6%
Q1 2019+5.2%+4.8%+5.4%
Q4 2018+0.5%-2.3%+3.4%
Q3 2018-5.2%-7.1%-7.9%
Q2 2018-0.7%+1.7%-0.6%
Q1 2018+0.4%+1.1%-1.2%
Q4 2017-1.1%+2.5%-2.0%
Q3 2017+2.1%+0.5%+1.2%
Q2 2017-1.3%+0.7%-3.7%
Q1 2017-1.9%-0.8%-8.4%
Q4 2016+1.1%+0.1%+9.8%
Q3 2016+6.6%+8.9%+17.7%
Q2 2016+1.4%+4.3%+2.7%
Q1 2016-2.8%
Q4 2015-1.7%
Q3 2015+3.1%
Q2 2015-0.6%
Q1 2015+1.2%
Q4 2014-0.4%
Q3 2014-0.3%
Q2 2014+1.0%
Q1 2014-0.3%
Q4 2013+0.7%
Q3 2013-0.7%
Q2 2013+3.2%
Q1 2013+1.6%
Q4 2012-0.7%
Q3 2012-1.0%
Q2 2012-2.7%
Q1 2011+5.3%
Q1 2012+0.1%
Q4 2010-0.2%
Q4 2011-0.2%
Q4 2009-0.2%
Q3 2011-3.8%
Q3 2010-3.8%
Q2 2010-12.0%
Q2 2011-12.0%
Q1 2010+3.0%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro