NASDAQ$SDA

SunCar Technology Group Inc · Q1 2026 earnings

Q1 2026 earnings · · Investor relations

Briefing

SunCar Technology Group Inc reported Q1 2026 revenue of $131.2 million, up 28% YoY, and net income of $1.6 million versus a prior-year loss.

SunCar delivered its third consecutive quarter of profitability in Q1 2026 with broad-based revenue growth across auto eInsurance, technology services, and auto services. Operating income turned positive to $3.0 million from a $3.0 million loss, and adjusted EBITDA reached $4.5 million. The company reiterated its full-year 2026 revenue target of approximately $600 million.

  • Total revenue rose 28% to $131.2 million from $102.6 million in Q1 2025.
  • Net income of $1.6 million compared to a $3.6 million net loss in the prior-year quarter.
  • Adjusted EBITDA improved to $4.5 million (3.4% margin) from negative $1.3 million.
  • Segment revenues grew: auto eInsurance +36% to $62.3M, technology services +43% to $15.3M, auto services +16% to $53.5M.

Headline financials

Total Revenue

$131M

No prior period
EPS (adj)

$0.01

No prior period
Adjusted EBITDA

$4.5M

No prior period
Capital Expenditures

-$19K

No prior period
Free Cash Flow

-$7.96M

No prior period
Net Income

$1.56M

No prior period
Operating Income

$3.01M

No prior period
Gross Profit

$3.01M

No prior period
Cash & Equivalents

$13.5M

No prior period
Total Assets

$259M

No prior period

Revenue & EPS history

SunCar · Revenue · Quarterly

$131M

Q1 2026

Revenue by segment

SunCar · $131M total across 3 segments · Q1 2026

  • Auto eInsurance
    $62.3M
  • Auto Service
    $53.5M
  • Technology Services
    $15.3M

Forward guidance

SunCar expects full-year 2026 revenue of approximately $600 million.

Tailwinds

  • Continued EV insurance premium growth and enterprise contract wins in auto services.
  • AI platform enhancements via ByteDance Doubao partnership.

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