NASDAQ$RBCAA
Republic Bancorp Inc · Q3 2022 earnings
Q3 2022 earnings · · Investor relations
Briefing
Reported net income for the third quarter of 2022.
Republic Bancorp reported a net income of $19.5 million for the third quarter of 2022, with diluted earnings per Class A Common Share of $0.99. The company's performance was driven by disciplined overhead expense management and expansion in net interest margin, offsetting declines in PPP revenues and mortgage banking income.
- Republic Bancorp reported a third quarter net income of $19.5 million, with diluted EPS of $0.99.
- Net income from Core Banking was $15.0 million in Q3 2022, compared to $15.5 million in Q3 2021.
- Traditional Bank net interest income, excluding PPP, increased by $11.7 million, or 34%, and NIM expanded 75 basis points to 3.62%.
- The Republic Processing Group reported net income of $4.5 million for Q3 2022, matching net income for the same period in 2021.
Headline financials
Revenue & EPS history
Republic Bancorp · Revenue · Quarterly
$73.1M
Revenue by segment
Republic Bancorp · $3.01M total across 1 segment · Q3 2022
- Warehouse Lending$3.01M-52.1%100.0%
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q3 2022
+0.2%
Avg return
Earnings day
+1.1%
Avg return
5 days after
+2.6%
Avg return
30 days after
56%
36 / 64 earnings
Positive
+8.2%
Q3 2016
Best reaction
-8.3%
Q2 2022
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +2.8% | +5.4% | +9.4% | |
| Q4 2025 | +1.9% | +3.9% | -3.4% | |
| Q3 2025 | +4.3% | +2.3% | -2.2% | |
| Q2 2025 | -1.3% | -5.9% | +7.4% | |
| Q1 2025 | +1.1% | +2.7% | -0.7% | |
| Q4 2024 | -2.4% | -2.7% | -4.4% | |
| Q3 2024 | -1.2% | +0.5% | +12.5% | |
| Q2 2024 | +3.2% | +2.8% | -3.7% | |
| Q1 2024 | +1.3% | +1.8% | +5.2% | |
| Q3 2023 | +0.9% | -0.7% | +4.1% | |
| Q2 2023 | -3.8% | -2.2% | -2.6% | |
| Q1 2023 | +2.4% | -3.3% | -0.7% | |
| Q4 2022 | +3.2% | +4.8% | +4.8% | |
| Q3 2022 | +6.2% | +8.5% | +6.3% | |
| Q2 2022 | -8.3% | -6.2% | -6.9% | |
| Q1 2022 | -2.9% | -4.8% | -5.9% | |
| Q4 2021 | +0.9% | +0.5% | -3.7% | |
| Q3 2021 | +1.1% | -0.8% | +2.7% | |
| Q2 2021 | +2.2% | +2.8% | +6.4% | |
| Q1 2021 | +0.3% | -1.7% | +2.1% | |
| Q4 2020 | -0.5% | +3.0% | +14.9% | |
| Q3 2020 | +2.2% | +6.5% | +15.8% | |
| Q2 2020 | -3.0% | -3.2% | +2.6% | |
| Q1 2020 | +3.1% | +8.3% | +0.5% | |
| Q4 2019 | +2.1% | +0.1% | -4.1% | |
| Q3 2019 | +2.9% | +3.0% | +6.3% | |
| Q2 2019 | -7.0% | -2.2% | -12.3% | |
| Q1 2019 | -2.9% | +1.6% | +3.3% | |
| Q4 2018 | +0.7% | +4.3% | +14.2% | |
| Q3 2018 | -3.5% | -8.9% | +3.0% | |
| Q2 2018 | +1.2% | +2.0% | +1.3% | |
| Q1 2018 | +6.9% | +6.6% | +12.1% | |
| Q4 2017 | -0.7% | -1.4% | -0.5% | |
| Q3 2017 | +0.2% | +1.6% | -1.8% | |
| Q2 2017 | -2.1% | -1.1% | -4.3% | |
| Q1 2017 | +5.5% | +7.1% | +0.0% | |
| Q4 2016 | -1.0% | -1.7% | -3.5% | |
| Q3 2016 | +8.2% | +8.7% | +24.6% | |
| Q2 2016 | +0.6% | +0.7% | +3.6% | |
| Q1 2016 | +2.0% | — | — | |
| Q4 2015 | +0.9% | — | — | |
| Q3 2015 | +0.8% | — | — | |
| Q2 2015 | -1.3% | — | — | |
| Q1 2015 | +0.7% | — | — | |
| Q4 2014 | +1.3% | — | — | |
| Q3 2014 | -1.4% | — | — | |
| Q2 2014 | +2.1% | — | — | |
| Q1 2014 | +1.8% | — | — | |
| Q4 2013 | -2.7% | — | — | |
| Q3 2013 | -0.3% | — | — | |
| Q2 2013 | -2.0% | — | — | |
| Q1 2013 | -1.2% | — | — | |
| Q4 2012 | +1.0% | — | — | |
| Q3 2012 | -5.1% | — | — | |
| Q2 2012 | +0.8% | — | — | |
| Q1 2012 | -1.9% | — | — | |
| Q4 2011 | -0.4% | — | — | |
| Q3 2011 | -2.6% | — | — | |
| Q2 2011 | -1.6% | — | — | |
| Q1 2011 | +3.6% | — | — | |
| Q4 2010 | +0.1% | — | — | |
| Q3 2010 | -3.4% | — | — | |
| Q2 2010 | -0.1% | — | — | |
| Q1 2010 | -2.1% | — | — |
Discussion
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