NASDAQ$QCRH
QCR Holdings Inc · Q4 2022 earnings
Q4 2022 earnings · · Investor relations
Briefing
Announced net income for the fourth quarter and record net income for the full year.
QCR Holdings, Inc. reported a strong fourth quarter with net income of $30.9 million and diluted earnings per share of $1.81. The company's performance was driven by robust loan growth, increased net interest income, and excellent credit quality. The successful integration of Guaranty Bank also contributed to the company's strong results.
- Net income for the fourth quarter of 2022 was $30.9 million, with diluted EPS of $1.81.
- Adjusted net income (non-GAAP) for the fourth quarter of 2022 was $31.1 million, with adjusted diluted EPS (non-GAAP) of $1.83.
- Net interest income for the fourth quarter of 2022 totaled $65.2 million.
- Loans and leases grew by $130.3 million during the fourth quarter of 2022, representing an annualized growth rate of 8.7%.
Headline financials
Revenue & EPS history
QCR Holdings · Revenue · Quarterly
$65.2M
Revenue by segment
QCR Holdings · $19.4M total across 2 segments · Q3 2023
- Capital Markets$15.6M—80.4%
- Wealth Management$3.8M—19.6%
Forward guidance
QCR Holdings anticipates loan growth for the full year 2023 to be between 8% and 10%, consistent with their long-term goals. Capital markets revenue is expected to be in a range of $40 to $48 million for the full year 2023.
Tailwinds
- Targeting loan growth for the full year 2023 between 8% and 10%.
- Strong pipeline for the capital markets business.
- Economics associated with low-income housing tax credit projects continue to be favorable.
- Capital markets revenue has averaged just over $10 million per quarter for the last four quarters.
- Expect capital markets revenue to be in a range of $40 to $48 million for the full year 2023.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2022
+1.0%
Avg return
Earnings day
+1.9%
Avg return
5 days after
+3.4%
Avg return
30 days after
62%
41 / 66 earnings
Positive
+15.2%
Q1 2020
Best reaction
-9.3%
Q1 2010
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -0.6% | +3.9% | +2.0% | |
| Q4 2025 | +1.6% | +4.8% | -1.8% | |
| Q3 2025 | +3.3% | +5.6% | +10.0% | |
| Q2 2025 | -1.7% | -1.1% | +0.9% | |
| Q1 2025 | -2.5% | -4.8% | -0.5% | |
| Q4 2024 | -2.0% | -2.7% | -5.4% | |
| Q3 2024 | -1.0% | +3.2% | +17.4% | |
| Q2 2024 | +4.3% | +4.8% | +6.2% | |
| Q1 2024 | +1.4% | -2.7% | +0.1% | |
| Q4 2023 | +4.7% | +6.7% | -2.3% | |
| Q3 2023 | +2.5% | +1.4% | +8.8% | |
| Q2 2023 | +6.2% | +5.4% | +8.7% | |
| Q1 2023 | +4.5% | +3.7% | +2.0% | |
| Q4 2022 | +0.7% | +0.6% | +7.6% | |
| Q3 2022 | -7.7% | -10.3% | -7.9% | |
| Q2 2022 | +1.1% | +2.9% | +2.2% | |
| Q1 2022 | -5.7% | -4.0% | -4.0% | |
| Q4 2021 | -1.8% | -5.1% | -7.3% | |
| Q3 2021 | +0.1% | +7.7% | +4.0% | |
| Q2 2021 | +2.4% | +5.1% | +8.7% | |
| Q1 2021 | -1.3% | -0.0% | -1.4% | |
| Q4 2020 | -1.2% | +0.3% | +3.8% | |
| Q3 2020 | +3.7% | +2.3% | +22.6% | |
| Q2 2020 | +4.1% | +2.9% | +4.2% | |
| Q1 2020 | +15.2% | +4.5% | +8.3% | |
| Q4 2019 | +3.4% | +2.1% | +1.2% | |
| Q3 2019 | +1.6% | +5.1% | +4.9% | |
| Q2 2019 | +9.4% | +13.8% | +6.3% | |
| Q1 2019 | -3.4% | +1.6% | -3.7% | |
| Q4 2018 | +3.9% | +1.0% | +7.5% | |
| Q3 2018 | +2.2% | +8.1% | +6.7% | |
| Q2 2018 | -6.7% | -7.6% | -8.5% | |
| Q1 2018 | +5.3% | +6.9% | +7.6% | |
| Q4 2017 | +5.9% | +0.8% | +3.2% | |
| Q3 2017 | -2.3% | -10.1% | -5.0% | |
| Q2 2017 | -1.9% | -2.2% | -9.1% | |
| Q1 2017 | +3.9% | +10.0% | +1.8% | |
| Q4 2016 | +2.1% | +3.9% | +4.1% | |
| Q3 2016 | +0.9% | +2.2% | +21.3% | |
| Q2 2016 | +2.8% | +3.6% | +8.9% | |
| Q1 2016 | +0.5% | — | — | |
| Q4 2015 | -1.1% | — | — | |
| Q3 2015 | +5.6% | — | — | |
| Q2 2015 | -0.0% | — | — | |
| Q1 2015 | +2.2% | — | — | |
| Q4 2014 | +1.5% | — | — | |
| Q3 2014 | -1.2% | — | — | |
| Q2 2014 | +0.1% | — | — | |
| Q1 2014 | +1.2% | — | — | |
| Q4 2013 | -0.8% | — | — | |
| Q3 2013 | +0.8% | — | — | |
| Q2 2013 | +0.9% | — | — | |
| Q1 2013 | +3.8% | — | — | |
| Q4 2012 | +4.4% | — | — | |
| Q3 2012 | -0.6% | — | — | |
| Q2 2012 | +4.8% | — | — | |
| Q1 2011 | +3.4% | — | — | |
| Q1 2012 | -2.5% | — | — | |
| Q4 2009 | +0.6% | — | — | |
| Q4 2011 | +0.6% | — | — | |
| Q4 2010 | +0.6% | — | — | |
| Q3 2011 | +0.0% | — | — | |
| Q3 2010 | +0.0% | — | — | |
| Q2 2010 | -4.6% | — | — | |
| Q2 2011 | -4.6% | — | — | |
| Q1 2010 | -9.3% | — | — |
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