NASDAQ$PLMR
Palomar Holdings Inc · Q2 2025 earnings
Q2 2025 earnings · · After market close · Investor relations
Briefing
Palomar Holdings Inc reported robust premium growth and increased profitability for Q2 2025.
Palomar Holdings Inc achieved total revenues of $203.3 million in Q2 2025, driven by a 28.8% increase in gross written premiums to $496.3 million. Net income rose 80.8% year-over-year to $46.5 million, with diluted EPS reaching $1.68 and adjusted diluted EPS at $1.76.
- Gross written premiums grew 28.8% to $496.3 million, led by strong increases in Casualty and Crop lines.
- Net income increased 80.8% to $46.5 million, supported by higher net earned premiums and investment income.
- Combined ratio improved to 78.8% with a loss ratio of 25.7% and adjusted combined ratio of 73.1%.
- Stockholders' equity rose to $847.2 million as of June 30, 2025.
Headline financials
Revenue & EPS history
Palomar Holdings · Revenue · Quarterly
$203M
Revenue by segment
Palomar Holdings · $496M total across 5 segments · Q2 2025
- Earthquake$148M—29.8%
- Casualty$128M—25.8%
- Inland Marine and Other Property$120M—24.2%
- Fronting$60.9M—12.3%
- Crop$39.5M—8.0%
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 19 quarterly earnings reports
+2.9%
Avg return
Earnings day
+6.1%
Avg return
5 days after
+8.2%
Avg return
30 days after
61%
19 / 31 earnings
Positive
+23.9%
Q4 2023
Best reaction
-27.9%
Q3 2022
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q2 2025 | — | — | — | |
| Q1 2026 | -3.4% | -2.1% | -2.0% | |
| Q4 2025 | -3.5% | -1.3% | -8.7% | |
| Q3 2025 | +8.9% | +12.4% | -1.2% | |
| Q1 2025 | +0.1% | +2.7% | +8.1% | |
| Q4 2024 | +14.7% | +13.9% | +20.9% | |
| Q3 2024 | +2.2% | +13.3% | +25.6% | |
| Q2 2024 | +3.3% | -0.1% | +8.8% | |
| Q1 2024 | +2.3% | +7.7% | +7.3% | |
| Q4 2023 | +23.9% | +24.7% | +38.0% | |
| Q3 2023 | +12.6% | +13.8% | +17.5% | |
| Q2 2023 | -4.0% | -2.9% | -13.4% | |
| Q1 2023 | +0.8% | +4.0% | +11.1% | |
| Q4 2022 | +8.1% | +18.3% | +4.2% | |
| Q3 2022 | -27.9% | -24.1% | -31.0% | |
| Q2 2022 | +9.1% | +13.6% | +30.7% | |
| Q1 2022 | -5.6% | -9.2% | +12.9% | |
| Q4 2021 | -0.2% | +1.5% | +13.7% | |
| Q3 2021 | -1.3% | +3.0% | -27.6% | |
| Q2 2021 | -0.5% | +9.6% | +14.9% | |
| Q1 2021 | +0.7% | +0.2% | +9.9% | |
| Q4 2020 | -6.0% | -1.0% | -21.3% | |
| Q3 2020 | -12.5% | -23.8% | -26.5% | |
| Q2 2020 | +1.7% | +5.2% | +14.5% | |
| Q1 2020 | +4.4% | +11.0% | +53.7% | |
| Q4 2019 | -0.4% | +3.8% | -24.6% | |
| Q3 2018 | +7.8% | +10.5% | +24.4% | |
| Q3 2019 | -2.4% | +2.3% | +14.6% | |
| Q2 2018 | +14.2% | +22.4% | +15.8% | |
| Q2 2019 | +15.5% | +22.9% | +17.0% | |
| Q4 2018 | +18.3% | +19.5% | +24.9% | |
| Q1 2019 | +10.5% | +16.2% | +22.3% | |
| Q1 2018 | — | — | — |
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