NASDAQ$PFIS
Peoples Financial Services · Q2 2022 earnings
Q2 2022 earnings · · Investor relations
Briefing
Peoples Financial reported an increase in net income and earnings per share for the second quarter of 2022, driven by growth in net interest income and noninterest income, partially offset by increased provision for loan losses and noninterest expenses.
Peoples Financial Services Corp. reported unaudited financial results for Q2 2022, with net income of $9.4 million, or $1.30 per diluted share, a 10.2% increase compared to Q2 2021. The increase was driven by a $3.4 million increase in net interest income and a $0.5 million increase in noninterest income.
- Net income increased by 10.2% compared to the same period last year.
- Net interest income increased by $3.4 million compared to the year-ago period.
- Noninterest income increased by $0.5 million compared to the year-ago period.
- Nonperforming assets as a percentage of loans and foreclosed assets improved to 0.18%.
Headline financials
Revenue & EPS history
Peoples Financial · Revenue · Quarterly
$27.6M
Revenue by segment
Peoples Financial · $4.48M total across 7 segments · Q3 2020
- Service Charges, Fees, Commissions and Other$1.58M—35.4%
- Interest Rate Swap Income (Loss)$1.23M—27.4%
- Commissions and Fees on Fiduciary Activities$575K—12.8%
- Mortgage Banking Income$488K—10.9%
- Wealth Management Income$272K—6.1%
- Increase in Cash Surrender Value of Life Insurance$192K—4.3%
- Merchant Services Income$137K—3.1%
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q2 2022
+0.8%
Avg return
Earnings day
+1.9%
Avg return
5 days after
+2.5%
Avg return
30 days after
49%
32 / 65 earnings
Positive
+16.8%
Q3 2024
Best reaction
-12.8%
Q4 2019
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +0.6% | +0.6% | +4.8% | |
| Q4 2025 | +0.0% | +6.9% | +4.2% | |
| Q3 2025 | +2.9% | +3.9% | +10.6% | |
| Q1 2025 | +3.5% | +6.0% | +1.7% | |
| Q4 2024 | -3.5% | +0.5% | -11.3% | |
| Q3 2024 | +16.8% | +6.7% | +16.0% | |
| Q2 2024 | +3.6% | +1.1% | -3.2% | |
| Q1 2024 | -1.2% | -2.2% | +6.0% | |
| Q4 2023 | -1.6% | -2.2% | -15.9% | |
| Q3 2023 | +0.1% | +2.6% | +9.2% | |
| Q2 2023 | +1.0% | +0.7% | -5.1% | |
| Q1 2023 | +0.5% | -5.8% | +1.9% | |
| Q4 2022 | -0.3% | +0.0% | -1.9% | |
| Q3 2022 | +0.3% | +4.3% | +11.3% | |
| Q2 2022 | -1.3% | -1.4% | +1.7% | |
| Q1 2022 | -0.5% | +0.8% | +7.2% | |
| Q4 2021 | +2.5% | +1.0% | -2.6% | |
| Q3 2021 | +1.4% | -0.1% | +8.6% | |
| Q2 2021 | -0.7% | -0.5% | +5.2% | |
| Q1 2021 | +0.6% | +1.0% | +4.8% | |
| Q4 2020 | +8.3% | +9.2% | +22.9% | |
| Q3 2020 | +2.0% | +2.1% | +5.7% | |
| Q2 2020 | -0.4% | -0.2% | +2.6% | |
| Q1 2020 | +7.9% | +27.1% | +9.5% | |
| Q4 2019 | -12.8% | -12.2% | -9.6% | |
| Q3 2019 | +0.2% | +2.6% | +2.4% | |
| Q2 2019 | +0.2% | +1.3% | -2.7% | |
| Q1 2019 | -0.0% | -0.1% | -2.6% | |
| Q4 2018 | +1.1% | +6.7% | +6.7% | |
| Q3 2018 | -1.1% | +5.7% | +5.2% | |
| Q2 2018 | -0.6% | -0.6% | -3.0% | |
| Q1 2018 | +0.5% | -0.9% | +3.1% | |
| Q4 2017 | -3.0% | -5.6% | -6.7% | |
| Q3 2017 | -0.9% | +3.5% | +5.2% | |
| Q2 2017 | -0.2% | -0.9% | -5.8% | |
| Q1 2017 | -1.6% | +2.2% | -6.8% | |
| Q4 2016 | +1.2% | +3.9% | -2.2% | |
| Q3 2016 | -0.8% | +2.6% | +16.0% | |
| Q2 2016 | +2.5% | +2.1% | +3.4% | |
| Q1 2016 | -1.3% | — | — | |
| Q4 2015 | +0.2% | — | — | |
| Q3 2015 | -1.3% | — | — | |
| Q2 2015 | +4.0% | — | — | |
| Q1 2015 | -0.6% | — | — | |
| Q4 2014 | -0.3% | — | — | |
| Q3 2014 | +1.3% | — | — | |
| Q2 2014 | +3.0% | — | — | |
| Q1 2013 | -0.2% | — | — | |
| Q1 2014 | +4.3% | — | — | |
| Q2 2013 | +3.8% | — | — | |
| Q4 2012 | +3.8% | — | — | |
| Q4 2013 | +3.8% | — | — | |
| Q3 2012 | +0.0% | — | — | |
| Q3 2013 | +0.0% | — | — | |
| Q2 2012 | +5.9% | — | — | |
| Q1 2012 | +3.4% | — | — | |
| Q4 2010 | +0.0% | — | — | |
| Q4 2009 | +0.0% | — | — | |
| Q4 2011 | +0.0% | — | — | |
| Q3 2011 | -0.0% | — | — | |
| Q3 2010 | -0.0% | — | — | |
| Q2 2011 | -1.8% | — | — | |
| Q2 2010 | -1.8% | — | — | |
| Q1 2011 | -1.8% | — | — | |
| Q1 2010 | +1.0% | — | — |
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