NASDAQ$PFBC
Preferred Bank · Q2 2025 earnings
Q2 2025 earnings · · Before market open · Investor relations
Briefing
Preferred Bank reported solid Q2 2025 results with steady earnings growth and strong net interest income.
Preferred Bank delivered stable earnings in Q2 2025, supported by strong net interest income and disciplined expense management, resulting in healthy profitability.
- Net income reached $32.8 million for the quarter
- EPS was reported at $2.52 per diluted share
- Total revenue was $66.87 million driven by net interest income
- Loan growth and stable credit quality supported strong financial performance
Headline financials
Revenue & EPS history
Preferred Bank · Revenue · Quarterly
$66.9M
Forward guidance
The bank expects continued stable net interest income and loan growth but remains cautious about expense pressures and interest rate volatility.
Tailwinds
- Expect stable net interest income in coming quarters
- Loan growth expected to remain solid
- Credit quality anticipated to stay strong
- Maintaining strong capital levels
- Continued focus on operational efficiency
Headwinds
- Expense growth pressure from inflation
- Potential margin compression if rates decline
- Regulatory compliance costs expected to rise
- Competition for deposits remains strong
- Economic uncertainty may impact loan demand
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q2 2025
+1.3%
Avg return
Earnings day
+1.7%
Avg return
5 days after
+2.3%
Avg return
30 days after
67%
31 / 46 earnings
Positive
+10.4%
Q3 2017
Best reaction
-9.0%
Q4 2025
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -1.7% | -1.2% | -0.5% | |
| Q4 2025 | -9.0% | -10.3% | +0.0% | |
| Q3 2025 | +5.1% | +7.5% | +4.7% | |
| Q2 2025 | +4.8% | +1.4% | -1.6% | |
| Q1 2025 | -6.8% | -7.1% | -3.4% | |
| Q4 2024 | +1.9% | +6.2% | +1.5% | |
| Q3 2024 | +1.3% | -1.5% | +11.7% | |
| Q2 2024 | +8.4% | +3.4% | -2.2% | |
| Q1 2024 | +2.7% | +2.2% | +1.0% | |
| Q4 2023 | -2.9% | +1.2% | -2.3% | |
| Q3 2023 | -2.4% | -3.7% | +3.0% | |
| Q2 2023 | +4.4% | +10.3% | +6.3% | |
| Q1 2023 | +2.2% | -0.0% | -6.6% | |
| Q4 2022 | -5.0% | -3.3% | +0.4% | |
| Q3 2022 | +3.7% | +5.9% | +6.2% | |
| Q2 2022 | +2.0% | +0.2% | +4.4% | |
| Q1 2022 | +4.6% | +0.7% | -7.2% | |
| Q4 2021 | -3.9% | -3.3% | -1.0% | |
| Q3 2021 | +1.3% | +4.6% | +2.8% | |
| Q2 2021 | +2.9% | +2.2% | +2.6% | |
| Q1 2021 | -4.0% | -1.2% | -2.4% | |
| Q4 2020 | +0.9% | -5.4% | +15.6% | |
| Q3 2020 | +1.6% | +4.4% | +13.1% | |
| Q2 2020 | -0.9% | +0.9% | -5.7% | |
| Q1 2020 | +6.3% | +11.6% | +9.3% | |
| Q4 2019 | +6.8% | +2.2% | +0.5% | |
| Q3 2019 | -1.5% | +0.0% | +3.6% | |
| Q2 2019 | +3.2% | +5.1% | +3.0% | |
| Q1 2019 | -2.6% | -3.2% | -0.7% | |
| Q4 2018 | +0.1% | +5.3% | +12.6% | |
| Q3 2018 | +0.6% | -9.3% | -13.1% | |
| Q2 2018 | +3.0% | +4.0% | -2.2% | |
| Q1 2018 | +1.5% | +2.5% | -3.6% | |
| Q4 2017 | -2.6% | -4.2% | -3.4% | |
| Q3 2017 | +10.4% | +10.5% | +3.9% | |
| Q2 2017 | +3.3% | +0.9% | -5.1% | |
| Q1 2017 | +3.9% | +10.7% | +2.7% | |
| Q4 2016 | +7.2% | +10.4% | +13.2% | |
| Q3 2016 | +3.2% | +6.0% | +24.5% | |
| Q2 2016 | -0.3% | +1.2% | +7.1% | |
| Q1 2016 | +1.5% | — | — | |
| Q4 2015 | +0.8% | — | — | |
| Q3 2015 | +2.1% | — | — | |
| Q2 2015 | -0.1% | — | — | |
| Q1 2015 | -3.3% | — | — | |
| Q4 2014 | +3.1% | — | — |
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