NASDAQ$PEBO

Peoples Bancorp Inc · Q4 2019 earnings

Q4 2019 earnings · · Investor relations

Briefing

Peoples Bancorp's fourth quarter earnings were announced and full year net income for 2019 was reported.

Peoples Bancorp Inc. reported a net income of $14.9 million for Q4 2019, with earnings per diluted common share at $0.72. The results were positively influenced by growth in non-interest income, particularly from electronic banking, trust and investment, and mortgage banking, despite challenges from the interest rate environment and loan payoffs.

  • Net income for the fourth quarter of 2019 totaled $14.9 million, with earnings per diluted common share of $0.72.
  • Non-interest income, excluding net gains and losses, increased by 6% compared to the linked quarter.
  • The company completed the acquisition of First Prestonsburg Bancshares Inc. during 2019.
  • The efficiency ratio improved, and the company experienced solid non-interest income growth, supplemented by the First Prestonsburg acquisition.

Headline financials

Total Revenue

$52.3M

Previous: $48.3M+8.3%
EPS (adj)

$0.73

Previous: $0.69+5.8%
Efficiency Ratio

61.9%

Previous: 62.0%-0.2%
Net Interest Margin

3.6%

Previous: 3.8%-5.6%
CET1 Ratio

14.6%

Previous: 13.7%+6.6%
Tier 1 Capital Ratio

14.8%

Previous: 13.9%+6.4%
Total Capital Ratio

15.5%

Previous: 14.7%+6.1%
Capital Expenditures

$51K

Previous: $871K-94.1%
Free Cash Flow

$14.6M

Previous: $24.1M-39.5%
Net Income

$14.9M

Previous: $13.9M+6.9%
Operating Income

$17.6M

Previous: $16.4M+7.7%
Gross Profit

$50.7M

Previous: $46.7M+8.6%
Cash & Equivalents

$115M

Previous: $77.6M+48.4%
Total Assets

$4.36B

Previous: $3.99B+9.2%
Stock-Based Comp

$313K

Previous: $298K+5.0%

Revenue & EPS history

Peoples Bancorp · Revenue · Quarterly

$52.3M

Q4 2019+8.3%vs Q4 2018
Beat estimate in 3 of 16 quarters(19%)
ActualEstimate

Forward guidance

In 2020, Peoples Bancorp Inc. will continue to prioritize clients' needs and make prudent investments into the business.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2019

Historical avgQ4 2019

+0.1%

Avg return

Earnings day

+1.3%

Avg return

5 days after

+2.0%

Avg return

30 days after

63%

41 / 65 earnings

Positive

+8.4%

Q3 2020

Best reaction

-12.7%

Q3 2015

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.9%-1.8%-0.4%
Q4 2025+1.2%+0.6%+7.7%
Q3 2025+1.6%+4.9%-0.7%
Q2 2025+0.0%-1.6%+1.2%
Q1 2025+2.0%+4.0%+6.9%
Q3 2024+1.6%-0.3%+15.7%
Q2 2024-0.4%+1.8%-9.5%
Q1 2024+5.2%+4.2%+2.6%
Q4 2023-7.3%-3.0%-5.9%
Q3 2023+3.4%+7.0%+15.9%
Q2 2023+2.7%+1.0%-6.2%
Q1 2023+1.1%+1.7%+3.5%
Q4 2022+1.9%+3.7%+9.8%
Q3 2022-6.2%-2.5%-4.6%
Q2 2022+5.5%+8.9%+8.0%
Q1 2022-5.7%-8.4%-6.9%
Q4 2021+0.3%-0.8%-7.2%
Q3 2021-5.7%-3.8%-0.2%
Q2 2021+4.9%+3.5%+10.5%
Q1 2021+0.6%+0.2%-3.8%
Q4 2020-1.7%-2.2%+1.8%
Q3 2020+8.4%+13.4%+19.0%
Q2 2020+4.0%+5.5%+7.4%
Q1 2020-6.6%-5.5%-3.7%
Q4 2019+2.3%+0.7%-5.7%
Q3 2019+1.5%+0.5%+0.3%
Q2 2019+2.1%+2.5%-1.4%
Q1 2019+4.1%+3.6%+1.1%
Q4 2018+4.3%+4.7%+8.4%
Q3 2018-0.6%+0.9%+1.9%
Q2 2018-2.4%-4.8%-9.3%
Q1 2018+1.2%-1.1%+1.2%
Q4 2017+2.0%+5.8%+2.0%
Q3 2017+3.6%+3.4%+0.4%
Q2 2017+7.6%+5.3%-1.1%
Q1 2017+2.5%-0.8%-8.6%
Q4 2016-3.9%-3.4%+2.1%
Q3 2016+0.4%+0.4%+18.0%
Q2 2016+1.3%+1.2%+6.4%
Q1 2016+7.8%
Q4 2015+4.3%
Q3 2015-12.7%
Q2 2015-9.7%
Q1 2015-3.4%
Q4 2014-8.9%
Q3 2014-6.7%
Q2 2014+0.3%
Q1 2014+2.3%
Q4 2013+1.6%
Q3 2013+2.6%
Q2 2013+0.3%
Q1 2013+1.3%
Q4 2011+0.6%
Q4 2010+0.6%
Q4 2009+0.6%
Q4 2012-5.0%
Q3 2012-1.4%
Q2 2012+2.9%
Q1 2012+1.7%
Q3 2010-1.0%
Q3 2011-1.0%
Q2 2011-4.0%
Q2 2010-4.0%
Q1 2011-1.8%
Q1 2010-1.8%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro