NASDAQ$OVLY

Oak Valley Bancorp · Q3 2025 earnings

Q3 2025 earnings · · After market close · Investor relations

Briefing

Oak Valley Bancorp reported Q3 2025 revenue of $62.0M, net income of $18.0M.

For Q3 2025, Oak Valley Bancorp reported Revenue was $62.0M, net income was $18.0M. The filing discusses operating performance, liquidity, and outlook in MD&A.

  • Revenue $62.0M for Q3 2025.
  • Net income $18.0M.
  • MD&A covers liquidity, capital allocation, and sector-specific risks.

Headline financials

Total Revenue

$21.2M

Previous: $19.5M+8.6%
EPS (adj)

$0.81

Previous: $0.89-9.0%
Capital Expenditures

-$3.55M

Previous: -$911K-290.0%
Free Cash Flow

$3.14M

No prior period
Net Income

$6.69M

Previous: $7.32M-8.6%
Operating Income

$16.6M

No prior period
Gross Profit

$21.1M

No prior period

Revenue & EPS history

Oak Valley · Revenue · Quarterly

$21.2M

Q3 2025+8.6%vs Q3 2024

Forward guidance

The periodic filing discusses operating priorities, liquidity, and risks; formal multi-year guidance varies by issuer.

Tailwinds

  • Management outlines strategic priorities and capital allocation.
  • Segment commentary supports the investment narrative where disclosed.

Headwinds

  • Macro, rates, or input costs may affect margins.
  • One-time items can affect quarter-over-quarter comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2025

Historical avgQ3 2025

+0.4%

Avg return

Earnings day

+1.3%

Avg return

5 days after

+1.9%

Avg return

30 days after

46%

30 / 65 earnings

Positive

+11.5%

Q4 2016

Best reaction

-7.2%

Q1 2012

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.3%-2.4%-0.7%
Q4 2025-1.3%-2.7%+3.9%
Q3 2025-0.1%+0.9%+4.3%
Q1 2025+0.0%-1.2%+2.1%
Q2 2025+0.5%-0.3%+0.1%
Q4 2024+0.0%-1.3%+2.7%
Q3 2024+0.1%-0.6%+1.4%
Q2 2024+4.9%-1.9%+5.3%
Q1 2024+4.8%+6.5%+6.2%
Q4 2023+0.8%+6.0%-7.1%
Q3 2023-0.7%+0.2%+7.5%
Q2 2023+3.1%+3.3%-5.0%
Q1 2023+10.0%+9.0%-2.5%
Q4 2022+2.9%+2.6%+14.0%
Q3 2022+8.0%+7.1%+13.3%
Q2 2022+0.2%+3.6%+4.3%
Q1 2022+0.5%-0.1%-3.0%
Q4 2021+2.1%+2.6%+8.0%
Q3 2021+0.2%+1.3%+0.0%
Q2 2021+3.8%+2.1%-2.8%
Q1 2021+2.1%+2.9%+4.1%
Q4 2020+3.1%-0.8%+0.6%
Q3 2020-1.4%-2.7%+13.8%
Q2 2020-3.0%+2.0%+14.0%
Q1 2020-4.7%+5.6%-1.4%
Q4 2019-0.9%+0.8%-3.8%
Q3 2019+2.3%+1.6%+6.4%
Q2 2019+0.0%+0.0%-6.0%
Q1 2019-4.0%-3.8%-5.3%
Q4 2018-3.1%-0.9%-1.7%
Q3 2018-1.5%-0.5%-10.8%
Q2 2018+0.1%+3.1%-11.0%
Q1 2018-3.8%-3.2%-6.6%
Q4 2017-6.6%-5.0%-1.1%
Q3 2017-2.1%-1.4%+3.6%
Q2 2017+4.4%+7.9%+7.5%
Q1 2017+0.4%+0.6%-3.2%
Q4 2016+11.5%+7.4%+10.2%
Q3 2016-0.2%-0.2%+9.9%
Q2 2016+1.3%+4.9%+4.4%
Q1 2016-0.3%
Q4 2015-0.9%
Q3 2015-0.2%
Q2 2015-4.1%
Q1 2015-1.5%
Q4 2014+1.5%
Q3 2014+1.9%
Q2 2014+0.0%
Q1 2014-1.3%
Q4 2013+0.4%
Q3 2013+0.0%
Q2 2013+0.5%
Q1 2013+0.0%
Q4 2012+0.0%
Q3 2012+0.0%
Q2 2012+0.0%
Q1 2011+0.0%
Q1 2012-7.2%
Q4 2011-7.2%
Q3 2010+0.0%
Q3 2011+0.0%
Q2 2011+3.0%
Q4 2010+3.0%
Q2 2010+3.0%
Q1 2010+2.3%

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