NASDAQ$OSBC
Old Second Bancorp Inc · Q3 2025 earnings
Q3 2025 earnings · · After market close · Investor relations
Briefing
Old Second Bancorp reported Q3 2025, revenue of $98M, net income of $28M, diluted EPS of $0.75.
For Q3 2025, Old Second Bancorp reported revenue of $98M, net income of $28M, diluted EPS was $0.75. The filing discusses segment trends, liquidity, and management outlook for upcoming periods.
- Revenue $98M.
- Net income $28M.
- Diluted EPS $0.75.
Headline financials
Revenue & EPS history
Old Second · Revenue · Quarterly
$95.9M
Forward guidance
The release discusses Old Second Bancorp's outlook, capital allocation, and key risks for upcoming quarters, including guidance ranges or operating priorities where disclosed.
Tailwinds
- Old Second Bancorp cites demand and execution supporting the near-term outlook.
- Liquidity and balance-sheet capacity support operations and shareholder returns.
Headwinds
- Macro, input costs, and FX may pressure margins quarter to quarter.
- Segment mix and one-time items can affect comparability versus prior periods.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q3 2025
-0.1%
Avg return
Earnings day
+1.9%
Avg return
5 days after
+3.5%
Avg return
30 days after
46%
29 / 63 earnings
Positive
+7.8%
Q3 2024
Best reaction
-6.3%
Q3 2010
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -5.3% | -1.4% | -0.6% | |
| Q4 2025 | -1.1% | -7.7% | -4.2% | |
| Q3 2025 | -0.3% | +3.7% | +3.2% | |
| Q2 2025 | -2.2% | -1.2% | +2.7% | |
| Q1 2025 | +0.9% | +4.4% | +6.1% | |
| Q3 2024 | +7.8% | +3.5% | +16.8% | |
| Q2 2024 | -1.3% | -0.3% | -4.0% | |
| Q1 2024 | +3.2% | +8.9% | +12.1% | |
| Q3 2023 | +0.4% | -1.1% | +7.1% | |
| Q2 2023 | +5.6% | +8.7% | +2.6% | |
| Q1 2023 | -0.1% | -3.5% | -10.3% | |
| Q4 2022 | +6.6% | +9.6% | +10.7% | |
| Q3 2022 | +2.2% | +7.8% | +17.7% | |
| Q2 2022 | -2.1% | -1.7% | -3.0% | |
| Q1 2022 | +2.2% | +3.9% | +9.3% | |
| Q4 2021 | +0.9% | +0.9% | +0.1% | |
| Q3 2021 | +2.3% | +4.3% | +1.4% | |
| Q2 2021 | -3.5% | -4.9% | -4.4% | |
| Q1 2021 | +2.2% | +7.1% | +12.1% | |
| Q4 2020 | -4.8% | -0.7% | +15.9% | |
| Q3 2020 | +6.0% | +8.4% | +11.0% | |
| Q2 2020 | +7.8% | +3.0% | +2.4% | |
| Q1 2020 | -4.5% | +6.4% | +2.0% | |
| Q4 2019 | -1.1% | -3.7% | -2.9% | |
| Q3 2019 | -1.0% | +0.2% | +0.3% | |
| Q2 2019 | +4.2% | +4.1% | -7.6% | |
| Q1 2019 | -5.5% | -2.8% | -6.2% | |
| Q4 2018 | -2.5% | +3.0% | +7.0% | |
| Q3 2018 | -1.6% | +0.1% | +3.6% | |
| Q2 2018 | +3.3% | +1.0% | +3.3% | |
| Q1 2018 | -0.4% | +0.4% | +6.0% | |
| Q4 2017 | -0.7% | -1.0% | -3.1% | |
| Q3 2017 | +4.6% | +5.7% | -3.8% | |
| Q2 2017 | +1.7% | +1.7% | -1.7% | |
| Q1 2017 | +0.8% | -0.8% | -0.8% | |
| Q4 2016 | +4.4% | +3.9% | +5.3% | |
| Q3 2016 | -3.7% | -0.6% | +14.9% | |
| Q2 2016 | +0.7% | +4.9% | +10.4% | |
| Q1 2016 | -2.0% | — | — | |
| Q4 2015 | +0.0% | — | — | |
| Q3 2015 | +0.2% | — | — | |
| Q2 2015 | -3.1% | — | — | |
| Q1 2015 | +2.8% | — | — | |
| Q4 2014 | +2.7% | — | — | |
| Q3 2014 | -5.2% | — | — | |
| Q2 2014 | -1.5% | — | — | |
| Q1 2014 | +0.4% | — | — | |
| Q4 2013 | -0.4% | — | — | |
| Q3 2013 | -2.8% | — | — | |
| Q2 2013 | -4.1% | — | — | |
| Q1 2013 | -3.2% | — | — | |
| Q4 2012 | +1.2% | — | — | |
| Q3 2012 | +0.0% | — | — | |
| Q2 2012 | +0.7% | — | — | |
| Q1 2011 | -4.7% | — | — | |
| Q1 2012 | +2.2% | — | — | |
| Q4 2010 | +3.2% | — | — | |
| Q4 2011 | +3.2% | — | — | |
| Q3 2011 | -6.3% | — | — | |
| Q3 2010 | -6.3% | — | — | |
| Q2 2011 | -2.5% | — | — | |
| Q2 2010 | -2.5% | — | — | |
| Q1 2010 | -2.4% | — | — |
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