NASDAQ$ONB
Old National Bancorp · Q4 2024 earnings
Q4 2024 earnings · · Investor relations
Briefing
Old National reported a successful fourth quarter, driven by deposit growth and disciplined management.
Old National Bancorp reported a strong fourth quarter with net income applicable to common shares of $149.8 million and diluted EPS of $0.47. Adjusted net income was $156.0 million, with adjusted EPS of $0.49. The quarter benefited from growth in deposits, disciplined expense management, and solid net interest income.
- Net income applicable to common shares was $149.8 million, or $0.47 per diluted share.
- Adjusted net income was $156.0 million, or $0.49 per diluted share.
- Net interest income on a fully taxable equivalent basis was $400.0 million.
- Total deposits remained consistent with the previous quarter at $40.8 billion.
Headline financials
Revenue & EPS history
Old National · Revenue · Quarterly
$490M
Revenue by segment
Old National · $54.5M total across 6 segments · Q3 2023
- Deposit account fees$18.5M-7.6%34.0%
- Debit & ATM fees$10.8M+2.0%19.9%
- Other income$10.5M+51.1%19.2%
- Capital markets$5.89M-33.9%10.8%
- Mortgage banking$5.06M-5.5%9.3%
- Life insurance income$3.74M+11.3%6.9%
Forward guidance
No specific forward guidance was provided in the release.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2024
-0.0%
Avg return
Earnings day
+1.0%
Avg return
5 days after
+2.6%
Avg return
30 days after
54%
37 / 69 earnings
Positive
+10.8%
Q2 2020
Best reaction
-8.0%
Q4 2015
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -2.0% | -0.1% | +0.6% | |
| Q4 2025 | +4.9% | +3.4% | +10.0% | |
| Q3 2025 | +0.4% | +0.5% | +2.0% | |
| Q2 2025 | -1.0% | -1.3% | +3.8% | |
| Q1 2025 | +3.8% | +8.5% | +8.1% | |
| Q4 2024 | +2.2% | +0.6% | +4.5% | |
| Q3 2024 | +0.2% | -0.8% | +12.1% | |
| Q2 2024 | +0.5% | +2.3% | -5.5% | |
| Q1 2024 | +0.8% | +0.7% | +1.6% | |
| Q4 2023 | -0.4% | +1.2% | -1.9% | |
| Q3 2023 | -3.8% | -1.9% | +5.6% | |
| Q2 2023 | +9.4% | +7.9% | -2.5% | |
| Q1 2023 | +0.9% | -0.7% | -5.6% | |
| Q4 2022 | -6.4% | -6.0% | -0.9% | |
| Q3 2022 | +4.0% | +5.7% | +2.8% | |
| Q2 2022 | +4.7% | +7.3% | +7.8% | |
| Q1 2022 | -1.0% | -1.6% | +3.0% | |
| Q4 2021 | -3.7% | -6.9% | -12.0% | |
| Q3 2021 | +3.9% | +3.9% | +7.0% | |
| Q2 2021 | +1.1% | -0.4% | +1.2% | |
| Q1 2021 | -3.0% | +0.4% | +0.8% | |
| Q4 2020 | +1.0% | +1.3% | -0.4% | |
| Q3 2020 | +3.5% | +7.0% | +18.7% | |
| Q2 2020 | +10.8% | +7.8% | +8.9% | |
| Q1 2020 | -1.0% | -0.9% | -2.4% | |
| Q4 2019 | -2.5% | -1.7% | -1.5% | |
| Q3 2019 | +4.0% | +5.4% | +5.9% | |
| Q2 2019 | +3.2% | +5.4% | +1.3% | |
| Q1 2019 | +0.6% | +0.9% | -1.4% | |
| Q4 2018 | -3.7% | -0.8% | +6.3% | |
| Q3 2018 | -6.5% | -9.3% | -3.0% | |
| Q2 2018 | +3.9% | +1.5% | +5.2% | |
| Q1 2018 | +7.4% | +4.2% | +7.4% | |
| Q4 2017 | -3.5% | -5.2% | -5.7% | |
| Q3 2017 | +1.1% | +0.8% | -5.1% | |
| Q2 2017 | -2.1% | -3.3% | -2.1% | |
| Q1 2017 | -1.4% | -3.7% | -6.6% | |
| Q4 2016 | +3.2% | +2.3% | +8.0% | |
| Q3 2016 | +0.5% | -0.2% | +18.6% | |
| Q2 2016 | -0.1% | +4.2% | +7.6% | |
| Q1 2016 | -4.6% | — | — | |
| Q4 2015 | -8.0% | — | — | |
| Q3 2015 | -3.2% | — | — | |
| Q2 2015 | +0.7% | — | — | |
| Q1 2015 | -4.7% | — | — | |
| Q4 2014 | +0.4% | — | — | |
| Q3 2014 | +8.2% | — | — | |
| Q2 2014 | -2.1% | — | — | |
| Q1 2014 | +0.1% | — | — | |
| Q4 2013 | -3.9% | — | — | |
| Q3 2013 | -2.6% | — | — | |
| Q2 2013 | -1.2% | — | — | |
| Q1 2013 | -5.1% | — | — | |
| Q4 2012 | +3.7% | — | — | |
| Q3 2012 | -7.2% | — | — | |
| Q2 2012 | +1.0% | — | — | |
| Q1 2012 | +0.5% | — | — | |
| Q4 2011 | -0.5% | — | — | |
| Q3 2011 | -3.1% | — | — | |
| Q4 2009 | -4.7% | — | — | |
| Q2 2011 | -4.7% | — | — | |
| Q4 2010 | -4.7% | — | — | |
| Q1 2010 | -0.8% | — | — | |
| Q1 2011 | +1.8% | — | — | |
| Q4 2008 | +1.0% | — | — | |
| Q3 2009 | +2.0% | — | — | |
| Q3 2010 | +2.0% | — | — | |
| Q2 2010 | +1.3% | — | — | |
| Q2 2009 | +1.3% | — | — |
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