NASDAQ$OCFC

OceanFirst Financial Corp · Q1 2023 earnings

Q1 2023 earnings · · Investor relations

Briefing

OceanFirst reported first quarter financial results.

OceanFirst Financial Corp. reported a net income available to common stockholders of $26.9 million, or $0.46 per diluted share, for the quarter ended March 31, 2023. The company enhanced on-balance sheet liquidity and maintained a strong balance sheet quality. Net interest margin was 3.34%.

  • Enhanced on-balance sheet liquidity by increasing cash and due from banks by $328.2 million with a corresponding increase in deposits of $317.9 million.
  • Stockholders’ equity increased to $1.61 billion at March 31, 2023, or 11.88% of total assets.
  • Net interest margin was 3.34%, an increase from 3.18% in the prior year.
  • Deposits remain at stable levels and asset quality continues to be a source of strength.

Headline financials

Total Revenue

$101M

Previous: $93.1M+8.4%
EPS (adj)

$0.55

Previous: $0.49+12.2%
Return on average assets

0.8%

Previous: 0.8%-2.4%
Return on average stockholders' equity

6.8%

Previous: 6.6%+3.0%
Return on average tangible stockholders' equity

10.0%

Previous: 9.9%+0.6%
Return on average tangible common equity

10.5%

No prior period
Efficiency ratio

60.8%

Previous: 61.8%-1.6%
Net interest margin

3.3%

Previous: 3.2%+5.0%
Capital Expenditures

-$2.15M

Previous: -$7.71M+72.1%
Free Cash Flow

$25.7M

Previous: $18.1M+42.5%
Net Income

$27.9M

Previous: $25.8M+8.2%
Operating Income

$36.3M

Previous: $33.9M+7.2%
Gross Profit

$97.9M

Previous: $91.4M+7.0%
Cash & Equivalents

$496M

Previous: $211M+135.3%
Total Assets

$13.6B

Previous: $12.2B+11.4%
Stock-Based Comp

$1.83M

Previous: $1.55M+17.8%

Revenue & EPS history

OceanFirst · Revenue · Quarterly

$101M

Q1 2023+8.4%vs Q1 2022
Beat estimate in 7 of 14 quarters(50%)
ActualEstimate

Revenue by segment

OceanFirst · $81.4M total across 1 segment · Q4 2021

  • Loans
    $81.4M

Forward guidance

OceanFirst is well positioned to navigate an uncertain, evolving environment and is confident in the Company’s ability to prudently manage risk and ability to service our customers’ needs.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2023

Historical avgQ1 2023

+0.0%

Avg return

Earnings day

-0.2%

Avg return

5 days after

+0.6%

Avg return

30 days after

52%

34 / 65 earnings

Positive

+6.7%

Q4 2022

Best reaction

-8.3%

Q1 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.3%-0.9%-1.9%
Q4 2025-3.6%-5.0%+0.8%
Q3 2025-5.8%-3.1%-5.8%
Q2 2025-2.3%-1.1%+3.4%
Q1 2025+0.3%+0.4%+0.7%
Q3 2024-0.3%-5.3%+6.9%
Q2 2024-6.8%-2.7%-11.6%
Q1 2024+4.9%+6.7%+11.1%
Q4 2023+6.5%+9.0%-4.7%
Q3 2023-4.2%-10.4%+1.9%
Q2 2023-2.7%-0.4%-2.8%
Q1 2023-8.3%-13.0%-19.7%
Q4 2022+6.7%+8.3%+17.1%
Q3 2022+2.9%+6.5%+10.4%
Q2 2022-1.0%-1.3%-4.0%
Q1 2022+1.3%+2.4%+7.5%
Q4 2021-0.2%+0.4%-1.0%
Q3 2021+1.4%+5.5%-4.0%
Q2 2021-0.3%+0.1%+11.8%
Q1 2021-1.5%-1.9%-4.7%
Q4 2020-0.6%+2.6%+18.9%
Q3 2020-4.8%-2.7%+3.9%
Q2 2020+1.1%-0.7%-4.1%
Q1 2020+6.6%+7.6%+5.4%
Q4 2019-2.2%-5.7%-11.8%
Q3 2019-0.3%+0.5%-0.8%
Q2 2019-0.3%-5.2%-19.8%
Q1 2019+0.8%+1.9%-1.5%
Q4 2018+0.8%+1.5%+8.2%
Q3 2018+3.1%+4.9%+1.9%
Q2 2018-0.3%-2.7%-1.4%
Q1 2018+2.3%-0.4%+9.3%
Q4 2017-2.0%-2.6%-4.3%
Q3 2017+3.9%-1.0%-4.2%
Q2 2017-1.9%+0.3%-7.9%
Q1 2017-3.0%-1.7%-7.6%
Q4 2016-0.5%-5.0%-1.7%
Q3 2016+3.7%+6.9%+24.0%
Q2 2016+0.5%-0.5%+4.4%
Q1 2016+0.1%
Q4 2015-0.2%
Q3 2015+2.3%
Q2 2015-2.8%
Q1 2015+2.3%
Q4 2014-1.0%
Q3 2014-1.8%
Q2 2014+1.4%
Q1 2014-2.7%
Q4 2013+1.0%
Q3 2013+3.6%
Q2 2013+3.1%
Q1 2013+2.0%
Q4 2012+3.2%
Q3 2012+0.8%
Q2 2012+1.8%
Q1 2011+1.2%
Q1 2012+2.2%
Q4 2010+1.2%
Q4 2011+1.2%
Q4 2009+1.2%
Q3 2011-4.1%
Q3 2010-4.1%
Q2 2011-2.4%
Q2 2010-2.4%
Q1 2010+2.0%

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