NASDAQ$NKSH

National Bankshares Inc · Q2 2025 earnings

Q2 2025 earnings · · After market close · Investor relations

Briefing

National Bankshares reported Q2 2025, revenue of $22.9M, net income of $2.3M, diluted EPS of $0.52.

For Q2 2025, National Bankshares reported revenue of $22.9M, net income of $2.3M, diluted EPS was $0.52. Management discusses operating trends, capital, and sector risks in the quarterly filing.

  • Revenue $22.9M.
  • Net income $2.3M.
  • Diluted EPS $0.52.
  • National Bankshares MD&A highlights liquidity, capital, and core trends.
  • Segment and macro factors shape year-over-year comparisons.

Headline financials

Total Revenue

$13.3M

Previous: $10.9M+21.2%
EPS (adj)

$0.52

Previous: -$0.05+1140.0%
Net Income

$2.29M

Previous: -$306K+848.0%

Revenue & EPS history

National Bankshares · Revenue · Quarterly

$13.3M

Q2 2025+21.2%vs Q2 2024
Beat estimate in 8 of 14 quarters(57%)
ActualEstimate

Forward guidance

Banks emphasize net interest income, credit quality, and capital returns rather than explicit EPS targets.

Tailwinds

  • Loan growth and deposit mix optimization.
  • Fee income and wealth/payments trends.
  • Dividends and buybacks within CET1 targets.

Headwinds

  • Rate cuts compress net interest margins.
  • Credit normalization and reserve builds.
  • Regulatory capital and liquidity requirements.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2025

Historical avgQ2 2025

-0.6%

Avg return

Earnings day

+0.5%

Avg return

5 days after

+2.0%

Avg return

30 days after

45%

30 / 66 earnings

Positive

+5.9%

Q3 2017

Best reaction

-12.0%

Q3 2012

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-2.7%-2.3%-3.4%
Q4 2025+0.1%-0.0%+6.9%
Q3 2025-1.1%-0.8%+1.8%
Q2 2025-1.2%+2.1%+5.3%
Q1 2025+0.7%+0.2%-1.9%
Q4 2024-1.6%+0.6%-7.7%
Q3 2024-3.9%+1.0%+7.0%
Q2 2024+0.2%+1.9%+4.8%
Q1 2024+2.9%-1.8%-3.5%
Q4 2023-0.3%-1.0%-17.0%
Q3 2023+0.6%+2.6%+15.9%
Q2 2023-4.6%-6.9%-16.0%
Q1 2023-0.2%+1.4%+7.5%
Q4 2022+0.8%+5.3%+3.6%
Q3 2022-0.2%+3.1%+10.9%
Q2 2022+1.2%+2.8%+8.8%
Q1 2022-2.0%-4.0%-5.3%
Q4 2021+1.3%+1.4%+4.1%
Q3 2021-0.6%+1.4%+3.4%
Q2 2021+0.6%+0.4%+9.7%
Q1 2021+2.8%+3.3%+0.4%
Q4 2020+3.1%+2.0%+13.6%
Q3 2020+5.4%+9.7%+13.8%
Q2 2020+2.3%+7.9%-2.0%
Q1 2020+3.3%-2.8%+26.1%
Q4 2019-1.7%-2.1%-15.9%
Q3 2019+1.1%+0.6%+1.8%
Q2 2019-0.4%-5.1%-6.4%
Q1 2019-0.9%+1.7%-1.2%
Q4 2018+0.9%+7.7%+13.7%
Q3 2018-1.4%+1.4%-2.6%
Q2 2018-1.9%-0.1%-0.6%
Q1 2018+0.2%-0.5%+5.7%
Q4 2017+5.2%+10.1%+14.6%
Q3 2017+5.9%-1.1%-1.8%
Q2 2017-2.4%-2.4%-5.9%
Q1 2017-2.7%-5.7%-7.2%
Q4 2016-6.2%-5.7%-6.2%
Q3 2016-0.9%-1.9%+5.6%
Q2 2016-0.6%-2.8%+1.2%
Q1 2016-2.6%
Q4 2015-0.0%
Q3 2015-7.5%
Q2 2015-2.1%
Q1 2015-0.0%
Q4 2014-1.0%
Q3 2014+0.8%
Q2 2014-2.0%
Q1 2014-3.0%
Q4 2013+0.8%
Q3 2013+3.0%
Q2 2013-0.1%
Q1 2013+2.1%
Q4 2012-1.5%
Q3 2012-12.0%
Q2 2012+0.0%
Q1 2011-1.4%
Q1 2012+1.8%
Q4 2009+0.7%
Q4 2011+0.7%
Q4 2010+0.7%
Q3 2010-10.1%
Q3 2011-10.1%
Q2 2010+4.7%
Q2 2011+4.7%
Q1 2010-4.6%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro