NASDAQ$NAVI
Navient Corp · Q3 2025 earnings
Q3 2025 earnings · · Before market open · Investor relations
Briefing
Navient reported Q3 2025, revenue of $520M, net income of $145M, diluted EPS of $1.25.
For Q3 2025, Navient reported revenue of $520M, net income of $145M, diluted EPS was $1.25. Management discusses segment trends, capital allocation, and macro risks in the quarterly filing.
- Revenue $520M.
- Net income $145M.
- Diluted EPS $1.25.
- Navient MD&A highlights operating priorities and liquidity.
- Segment and geographic mix shape year-over-year comparisons.
Headline financials
Revenue & EPS history
Navient · Revenue · Quarterly
$161M
Forward guidance
Financial institutions highlight net interest margin, credit quality, and capital returns.
Tailwinds
- NIM trends and deposit mix.
- Loan growth in target verticals.
- Dividends and buybacks.
Headwinds
- Credit losses and CRE exposure.
- Deposit competition.
- Regulatory capital requirements.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q3 2025
-0.5%
Avg return
Earnings day
-0.4%
Avg return
5 days after
+1.4%
Avg return
30 days after
45%
24 / 53 earnings
Positive
+13.0%
Q2 2020
Best reaction
-18.7%
Q4 2025
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +3.7% | -2.2% | -6.8% | |
| Q4 2025 | -18.7% | -17.1% | -27.0% | |
| Q3 2025 | -9.8% | -5.7% | -4.2% | |
| Q1 2025 | -2.5% | +0.6% | +5.8% | |
| Q4 2024 | -3.3% | -6.8% | -4.6% | |
| Q3 2024 | -6.0% | -6.2% | +2.9% | |
| Q2 2024 | +0.4% | +3.6% | +3.7% | |
| Q1 2024 | -5.1% | -6.3% | -8.9% | |
| Q4 2023 | +2.1% | -11.0% | -10.5% | |
| Q3 2023 | -6.3% | -7.1% | -1.6% | |
| Q2 2023 | -2.9% | -1.6% | -9.7% | |
| Q1 2023 | +3.5% | +2.1% | -2.8% | |
| Q4 2022 | +4.4% | +5.0% | +3.2% | |
| Q3 2022 | -6.8% | -2.6% | +4.2% | |
| Q2 2022 | +7.1% | +4.9% | +6.3% | |
| Q1 2022 | -4.5% | -7.4% | -8.4% | |
| Q4 2021 | -12.1% | -10.5% | -4.5% | |
| Q3 2021 | -3.4% | -0.9% | +3.6% | |
| Q2 2021 | -3.2% | -0.4% | +9.6% | |
| Q1 2021 | +6.0% | +10.1% | +19.7% | |
| Q4 2020 | -1.4% | -0.6% | +8.1% | |
| Q3 2020 | -5.7% | -3.5% | +7.0% | |
| Q2 2020 | +13.0% | +13.6% | +22.5% | |
| Q1 2020 | -6.5% | -0.4% | +1.7% | |
| Q4 2019 | +9.5% | +9.0% | +4.3% | |
| Q3 2019 | +8.2% | +14.3% | +19.5% | |
| Q2 2019 | +12.3% | +4.8% | -3.4% | |
| Q1 2019 | +7.5% | +9.5% | +7.5% | |
| Q4 2018 | +1.8% | +5.8% | +12.9% | |
| Q3 2018 | -5.4% | -6.5% | -10.5% | |
| Q2 2018 | -6.3% | -5.5% | -5.7% | |
| Q1 2018 | -1.2% | -0.4% | +8.7% | |
| Q4 2017 | +7.3% | +7.5% | -3.3% | |
| Q3 2017 | +2.1% | +5.4% | +8.8% | |
| Q2 2017 | -7.3% | -9.3% | -17.3% | |
| Q1 2017 | +1.2% | +5.7% | -8.2% | |
| Q4 2016 | -1.2% | -4.4% | -2.8% | |
| Q3 2016 | -0.9% | -3.9% | +30.4% | |
| Q2 2016 | +3.5% | +3.7% | +4.9% | |
| Q1 2016 | +3.6% | — | — | |
| Q4 2015 | +6.8% | — | — | |
| Q3 2015 | +5.1% | — | — | |
| Q2 2015 | -1.2% | — | — | |
| Q1 2015 | +0.6% | — | — | |
| Q4 2012 | -10.7% | — | — | |
| Q4 2014 | +0.1% | — | — | |
| Q3 2013 | +2.7% | — | — | |
| Q3 2014 | +1.0% | — | — | |
| Q2 2013 | -0.2% | — | — | |
| Q2 2014 | +0.0% | — | — | |
| Q4 2013 | -3.0% | — | — | |
| Q1 2013 | -3.0% | — | — | |
| Q1 2014 | -3.0% | — | — |
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