NASDAQ$MPB

Mid Penn Bancorp Inc · Q2 2024 earnings

Q2 2024 earnings · · Investor relations

Briefing

Reported a second quarter earnings beat and declared the 55th consecutive quarterly dividend.

Mid Penn Bancorp reported a strong second quarter with net income available to common shareholders increasing by 143.4% to $11.8 million, or $0.71 per diluted common share, exceeding consensus estimates. The company saw growth in loans and deposits, an increase in net interest margin, and a decrease in nonperforming assets.

  • Net income available to common shareholders increased 143.4% to $11.8 million, or $0.71 per diluted common share.
  • Loan growth for the second quarter of 2024 was $47.1 million, or 4.4% (annualized).
  • Deposits increased $122.6 million, or 11.3% (annualized), during the second quarter of 2024.
  • Net interest margin increased to 3.12% for the quarter ended June 30, 2024.

Headline financials

Total Revenue

$44.1M

Previous: $41.7M+5.8%
EPS

$0.71

Previous: $0.68+4.4%
Tangible book value per common share

$25.75

No prior period
Return on average equity

8.6%

No prior period
Tax-equivalent net interest margin

3.1%

Previous: 3.3%-5.2%
Return on average assets

0.9%

No prior period
Net charge-offs to average loans

0.0%

No prior period
ACL on loans to total loans

0.8%

Previous: 0.8%+0.0%
Capital Expenditures

-$646K

Previous: -$1.84M+64.8%
Free Cash Flow

$11.1M

Previous: $3M+271.0%
Net Income

$11.8M

Previous: $4.84M+143.4%
Operating Income

$6.56M

Previous: $12.9M-49.2%
Gross Profit

$42.5M

Previous: $40.5M+4.9%
Cash & Equivalents

$62.5M

Previous: $84.2M-25.7%
Total Assets

$5.39B

Previous: $5.09B+6.0%
Stock-Based Comp

$306K

Previous: $251K+21.9%

Revenue & EPS history

Mid Penn Bancorp · Revenue · Quarterly

$44.1M

Q2 2024+5.8%vs Q2 2023
Beat estimate in 12 of 13 quarters(92%)
ActualEstimate

Revenue by segment

Mid Penn Bancorp · $13.8M total across 4 segments · Q4 2020

  • Mortgage banking
    $9.68M
  • ATM debit card interchange
    $1.96M
  • Fiduciary and wealth management
    $1.69M
  • Net gain on sales of SBA loans
    $442K

Forward guidance

The press release does not contain specific forward guidance. It expresses management's confidence and strategies regarding programs, products, relationships, opportunities, technology, and market conditions.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2024

Historical avgQ2 2024

+1.1%

Avg return

Earnings day

+0.6%

Avg return

5 days after

+2.8%

Avg return

30 days after

61%

40 / 66 earnings

Positive

+18.5%

Q1 2020

Best reaction

-6.5%

Q4 2019

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.4%+1.0%-3.3%
Q4 2025+2.5%-5.9%+1.0%
Q3 2025+1.1%-3.9%-0.7%
Q2 2025-1.1%+0.0%+5.6%
Q1 2025-0.8%-1.1%-10.3%
Q4 2024+1.0%+2.3%-4.3%
Q3 2024+1.6%+4.9%+5.5%
Q2 2024+4.5%+5.4%+11.1%
Q1 2024+1.5%+1.1%+4.1%
Q4 2023-3.6%-10.4%-12.2%
Q3 2023+2.8%+1.8%+13.2%
Q2 2023-3.0%-4.7%-12.9%
Q1 2023-2.3%-13.6%+2.8%
Q4 2022+0.3%+1.2%+0.7%
Q3 2022+2.9%+5.1%+5.1%
Q2 2022+2.4%+4.5%+5.8%
Q1 2022+3.9%+1.5%+6.8%
Q4 2021-3.5%-3.9%-7.4%
Q3 2021+1.5%+5.9%+17.4%
Q2 2021+0.5%-1.8%-0.3%
Q1 2021+1.8%+4.6%+11.3%
Q4 2020+3.6%+7.0%+12.0%
Q3 2020-2.0%+2.2%+17.9%
Q2 2020+4.2%+3.4%+10.5%
Q1 2020+18.5%+14.4%+23.5%
Q4 2019-6.5%-12.6%-19.8%
Q3 2019+1.0%+3.2%+6.1%
Q2 2019-1.5%-1.6%-17.8%
Q1 2019+3.4%+1.4%+0.5%
Q4 2018-1.9%-2.9%+3.1%
Q3 2018-0.4%+5.4%+5.1%
Q2 2018-3.2%-3.0%-10.5%
Q1 2018+1.9%+0.0%-4.3%
Q4 2017+8.2%+4.3%+0.5%
Q3 2017+0.0%+0.0%+8.6%
Q2 2017+2.3%+2.3%+3.4%
Q1 2017+2.7%+4.0%+0.2%
Q4 2016-2.4%-1.6%+6.1%
Q3 2016-0.2%+0.1%+13.1%
Q2 2016+3.5%+3.7%+14.1%
Q1 2016+2.3%
Q4 2015+1.2%
Q3 2015-1.6%
Q2 2015+3.5%
Q1 2015-0.1%
Q4 2014-0.8%
Q3 2014+3.6%
Q2 2014+2.9%
Q1 2014+6.4%
Q4 2013-0.4%
Q3 2013+4.5%
Q2 2013+1.3%
Q1 2013-2.9%
Q4 2012+0.5%
Q3 2012+1.5%
Q2 2012-0.1%
Q1 2011+1.4%
Q1 2012+3.0%
Q4 2009+0.8%
Q4 2011+0.8%
Q4 2010+0.8%
Q3 2011+0.0%
Q3 2010+0.0%
Q2 2011+0.0%
Q2 2010+0.0%
Q1 2010-4.9%

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