NASDAQ$MNY

Moneyhero Ltd-A · Q1 2025 earnings

Q1 2025 earnings · · Investor relations

Briefing

MoneyHero Group reported Q1 2025 revenue of $14.3M with a net loss of $2.4M.

Revenue declined 35% year over year to $14.3 million as the company shifted mix toward higher-margin insurance and wealth products (25% of revenue, +11 pp YoY). Net loss narrowed to $2.4 million from $13.1 million; adjusted EBITDA loss improved to $3.3 million.

  • Q1 revenue $14.3M; net loss $2.4M.
  • Insurance and wealth 25% of revenue (+11 pp YoY).
  • Cost of revenue 44% of revenue (-20 pp YoY).
  • Cash $36.6M; path to positive adjusted EBITDA in H2 2025.

Headline financials

Total Revenue

$14.3M

No prior period
EPS (adj)

-$0.10

No prior period
Monthly Unique Users

5.7M

No prior period
Submitted Applications

399.0K

No prior period
Approved Applications

155.0K

No prior period
Adjusted EBITDA

-$3.31M

No prior period
Net Income

-$2.4M

No prior period
Operating Income

-$3.04M

No prior period

Revenue & EPS history

Moneyhero · Revenue · Quarterly

$14.3M

Q1 2025
Beat estimate in 1 of 2 quarters(50%)
ActualEstimate

Forward guidance

Outlook emphasizes path to profitability, liquidity, and cost discipline.

Tailwinds

  • Restructuring and operating initiatives.
  • Cash runway and strategic partnerships.

Headwinds

  • Operating losses and financing needs.
  • Demand and competitive uncertainty.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 16 quarterly earnings reports · overlaid with Q1 2025

Historical avgQ1 2025

-1.9%

Avg return

Earnings day

-4.9%

Avg return

5 days after

-7.1%

Avg return

30 days after

22%

4 / 18 earnings

Positive

+6.6%

Q4 2024

Best reaction

-17.9%

Q3 2026

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2024
Q1 2026+0.0%-13.1%
Q4 2026+0.0%+8.4%+1.5%
Q3 2026-17.9%-20.0%-21.9%
Q2 2025-17.4%-32.4%-49.1%
Q1 2025-2.5%+0.0%+30.9%
Q4 2024+6.6%+0.6%-6.1%
Q3 2023-0.3%-20.3%-57.3%
Q2 2023+0.0%+0.0%+0.7%
Q1 2023+0.0%-0.1%-0.4%
Q4 2022+0.0%+0.2%+0.9%
Q3 2022+0.0%+0.1%-1.6%
Q2 2022+0.0%+0.0%+0.4%
Q1 2022+0.0%+0.2%+0.3%
Q4 2021+0.1%+0.2%+0.0%
Q3 2021-0.3%-0.2%+2.3%
Q2 2021-0.1%+0.3%-3.6%
Q1 2021+1.7%+0.9%-2.1%
Q4 2020-3.6%-13.1%-15.0%

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