NASDAQ$MFIN

Medallion Financial Corp · Q2 2024 earnings

Q2 2024 earnings · · Investor relations

Briefing

Announced second quarter results, with net income of $7.1 million and net interest income reaching an all-time high.

Medallion Financial Corp. reported a solid second quarter with a net income of $7.1 million, or $0.30 per share. Net interest income grew 7% to $49.9 million. Loan originations were $309.1 million, and loans grew 11% to $2.4 billion.

  • Net income was $7.1 million, or $0.30 per share.
  • Net interest income grew 7% to $49.9 million.
  • Loan originations were $309.1 million.
  • Loans grew 11% to $2.4 billion.

Headline financials

Total Revenue

$51M

Previous: $48.6M+4.8%
EPS (adj)

$0.30

Previous: $0.62-51.6%
Net Income

$7.1M

Previous: $14.2M-49.9%
Operating Income

$9.61M

Previous: $23.7M-59.4%
Gross Profit

$32.4M

Previous: $40.2M-19.3%
Cash & Equivalents

$87.7M

Previous: $82.3M+6.6%
Total Assets

$2.76B

Previous: $2.52B+9.6%
Stock-Based Comp

$1.6M

Previous: $1.21M+31.5%

Revenue & EPS history

Medallion · Revenue · Quarterly

$51M

Q2 2024+4.8%vs Q2 2023
Beat estimate in 11 of 12 quarters(92%)
ActualEstimate

Revenue by segment

Medallion · $172M total across 2 segments · Q3 2023

  • Recreation Lending
    $92.6M
  • Home Improvement Lending
    $79.3M

Forward guidance

Medallion Financial Corp. remains cautiously optimistic about the performance of its loans and the strong credit quality of its overall loan portfolio.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2024

Historical avgQ2 2024

+1.5%

Avg return

Earnings day

+3.1%

Avg return

5 days after

+3.7%

Avg return

30 days after

63%

25 / 40 earnings

Positive

+30.1%

Q3 2016

Best reaction

-32.4%

Q2 2016

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.0%+0.1%+5.0%
Q4 2025-2.0%-5.0%-21.2%
Q3 2025+1.7%-0.1%+1.3%
Q1 2025+0.3%+0.8%+3.8%
Q4 2024+7.2%+9.7%+0.6%
Q3 2024+2.0%+4.5%+2.5%
Q2 2024+2.9%-1.9%+0.1%
Q1 2024-1.1%+1.5%+6.8%
Q4 2023-10.7%-6.5%-12.3%
Q3 2023+11.8%+29.9%+44.6%
Q2 2023+7.1%+14.6%+1.0%
Q1 2023+5.7%+3.0%+6.7%
Q4 2022+4.8%+2.8%-2.3%
Q3 2022+5.0%+2.1%+1.8%
Q2 2022+10.3%+11.8%+32.6%
Q1 2022+10.5%+4.0%+2.6%
Q4 2021+11.9%+18.2%+28.9%
Q3 2021+6.2%+4.9%-9.6%
Q2 2021+2.4%+2.0%-0.7%
Q1 2021+3.9%+5.5%+6.1%
Q4 2020+1.5%+2.5%+9.1%
Q3 2020+9.1%+19.0%+111.0%
Q2 2020-4.9%-4.6%-9.1%
Q1 2020-21.5%-29.0%-20.5%
Q4 2019+0.0%-6.5%-57.1%
Q3 2019+1.3%+3.0%-5.6%
Q2 2019-8.5%-7.1%-4.5%
Q1 2019+0.7%+5.3%-10.4%
Q1 2016-4.4%-7.2%+5.5%
Q4 2018+2.2%-0.7%-0.6%
Q3 2018-9.1%-12.9%-18.9%
Q2 2018-4.9%-6.2%-4.0%
Q1 2018+19.1%+41.5%+51.3%
Q4 2017-2.0%-1.3%+2.4%
Q3 2017+4.4%+21.8%+22.3%
Q2 2017-10.7%-7.9%-7.5%
Q1 2017-0.5%+6.4%+14.2%
Q4 2016+10.0%+12.8%+6.1%
Q3 2016+30.1%+13.8%+8.9%
Q2 2016-32.4%-21.5%-43.4%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro