NASDAQ$LOB
Live Oak Bancshares Inc. · Q1 2022 earnings
Q1 2022 earnings · · Investor relations
Briefing
Reported net income of $34.5 million, or $0.76 per diluted share for the first quarter of 2022.
Live Oak Bancshares reported a net income of $34.5 million, or $0.76 per diluted share, for the first quarter of 2022. The company continues to focus on soundness, profitability, and growth, sustaining the momentum of its franchise with strong balance sheet growth and credit quality.
- Net income for the first quarter of 2022 was $34.5 million, or $0.76 per diluted share.
- Total revenue for the first quarter of 2022 was $110.447 million.
- Loans and leases originated during the first quarter of 2022 totaled $865.063 million.
- Total deposits increased to $7.64 billion at March 31, 2022.
Headline financials
Revenue & EPS history
Live Oak · Revenue · Quarterly
$110M
Revenue by segment
Live Oak · $18.7M total across 3 segments · Q3 2023
- Net gains on sales of loans$12.7M—67.9%
- Other noninterest income$3.5M—18.7%
- Lease income$2.5M—13.4%
Forward guidance
This press release contains forward-looking statements that are subject to risks and uncertainties, and actual results may differ materially from those expressed or implied. The company disclaims any obligation to update these statements.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q1 2022
-0.4%
Avg return
Earnings day
+0.8%
Avg return
5 days after
+3.7%
Avg return
30 days after
53%
26 / 49 earnings
Positive
+21.3%
Q2 2019
Best reaction
-14.5%
Q4 2018
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +2.4% | +6.9% | +2.6% | |
| Q4 2025 | +4.3% | -0.6% | +4.8% | |
| Q3 2025 | -3.6% | -6.8% | -11.4% | |
| Q2 2025 | +0.1% | +1.4% | +5.9% | |
| Q1 2025 | +7.1% | +7.9% | +8.8% | |
| Q4 2024 | -14.0% | -11.2% | -21.5% | |
| Q3 2024 | -10.6% | -12.7% | +2.1% | |
| Q2 2024 | +2.4% | +1.4% | -0.7% | |
| Q1 2024 | -12.7% | -14.7% | -13.0% | |
| Q4 2023 | -4.4% | -5.4% | -6.6% | |
| Q3 2023 | +7.1% | +7.3% | +21.1% | |
| Q2 2023 | +14.4% | +20.0% | +6.6% | |
| Q1 2023 | +3.5% | +1.5% | +2.8% | |
| Q4 2022 | -0.7% | +6.4% | +13.8% | |
| Q3 2022 | +0.6% | +9.1% | +10.2% | |
| Q2 2022 | +4.3% | +5.1% | +3.4% | |
| Q1 2022 | -0.7% | -5.6% | -12.9% | |
| Q4 2021 | -10.4% | -15.2% | -4.8% | |
| Q3 2021 | +7.4% | +26.0% | +26.9% | |
| Q2 2021 | +9.4% | +7.5% | +1.1% | |
| Q1 2021 | -3.0% | +2.0% | -8.0% | |
| Q4 2020 | -12.8% | -14.9% | +18.3% | |
| Q3 2020 | +0.4% | +3.1% | +33.4% | |
| Q2 2020 | +1.4% | -0.3% | +23.7% | |
| Q1 2020 | -10.8% | -0.4% | -5.6% | |
| Q4 2019 | +6.0% | -1.1% | -3.7% | |
| Q3 2019 | -0.4% | +0.5% | -1.6% | |
| Q2 2019 | +21.3% | +22.7% | +7.7% | |
| Q1 2019 | -1.0% | +9.9% | -0.6% | |
| Q4 2018 | -14.5% | -10.6% | +7.1% | |
| Q3 2018 | -12.4% | -16.0% | -16.4% | |
| Q2 2018 | -7.6% | -12.1% | -6.2% | |
| Q1 2018 | -2.6% | -1.7% | +3.0% | |
| Q4 2017 | +9.1% | +6.9% | +7.1% | |
| Q3 2017 | +2.7% | -0.6% | +2.5% | |
| Q2 2017 | -3.4% | -0.2% | -10.7% | |
| Q1 2017 | +6.5% | +5.0% | +9.2% | |
| Q4 2016 | +2.3% | +4.6% | +23.4% | |
| Q3 2016 | +6.3% | +11.9% | +26.0% | |
| Q2 2016 | -7.5% | -5.8% | +0.1% | |
| Q1 2015 | -2.5% | — | — | |
| Q1 2016 | +0.3% | — | — | |
| Q4 2013 | +2.1% | — | — | |
| Q4 2014 | +2.1% | — | — | |
| Q4 2015 | +5.7% | — | — | |
| Q3 2014 | +0.2% | — | — | |
| Q3 2015 | -8.8% | — | — | |
| Q2 2015 | -2.4% | — | — | |
| Q2 2014 | -2.4% | — | — | |
| Q1 2014 | — | — | — |
Discussion
Share your read of this quarter. Sign-in carries your eToro identity.
Join the conversation
Sign in with eToro to post your read of this quarter and vote on others'.
Sign in with eToro