NASDAQ$LMFA

LM Funding America Inc · Q1 2026 earnings

Q1 2026 earnings · · Investor relations

Briefing

LM Funding America Inc reported a net loss of $10.1 million for the first quarter of 2026 amid Bitcoin price volatility and mining operations.

The company generated $2.1 million in total revenue, primarily from digital mining, while incurring significant fair value losses on Bitcoin holdings and digital assets receivable. Operating expenses rose due to higher energy costs and staff expenses at mining sites, resulting in a widened net loss compared to the prior year quarter.

  • Total revenue declined 11% year-over-year to $2.1 million, driven by lower Bitcoin prices despite increased mining output.
  • Net loss expanded to $10.1 million, impacted by $3.8 million fair value loss on Bitcoin and $3.2 million loss on digital assets receivable.
  • Bitcoin production reached 26.1 BTC with 164.2 BTC held at quarter end, supported by 0.85 EH/s hash rate from 7,500 miners.
  • Cash position fell to $0.8 million while total assets decreased to $41.8 million amid ongoing debt obligations and collateral pledges.

Headline financials

Total Revenue

$2.11M

Previous: $2.37M-11.1%
EPS (adj)

-$0.47

Previous: -$1.05+55.2%
Bitcoins mined

26

No prior period
Bitcoins held

164

Previous: 160.2+2.4%
Capital Expenditures

-$208K

Previous: -$170K-22.2%
Free Cash Flow

-$3.5M

No prior period
Net Income

-$10.1M

Previous: -$5.4M-87.4%
Operating Income

-$6.43M

Previous: -$5.1M-26.1%
Gross Profit

$2.11M

No prior period
Cash & Equivalents

$801K

No prior period
Total Assets

$41.8M

No prior period

Revenue & EPS history

LMFA · Revenue · Quarterly

$2.11M

Q1 2026-11.1%vs Q1 2025
Beat estimate in 8 of 13 quarters(62%)
ActualEstimate

Revenue by segment

LMFA · $2.11M total across 3 segments · Q1 2026

  • Digital mining
    $1.98M
  • Specialty finance
    $108K
  • Rental revenue
    $23.1K

Forward guidance

The company plans to continue acquiring and holding Bitcoin using operational cash flows and potential capital raises while monitoring market conditions.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q1 2026

Historical avgQ1 2026

+10.7%

Avg return

Earnings day

-2.6%

Avg return

5 days after

-5.1%

Avg return

30 days after

45%

19 / 42 earnings

Positive

+506.6%

Q2 2017

Best reaction

-100.0%

Q3 2016

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-9.8%
Q3 2025-13.0%-24.9%-28.3%
Q2 2025+1.3%-40.8%-46.6%
Q1 2025-4.2%+4.8%-0.6%
Q4 2024-6.8%-10.5%+12.0%
Q3 2024-22.1%-20.6%-20.3%
Q2 2024-4.2%-3.6%-13.4%
Q1 2024+26.7%+38.6%+130.1%
Q4 2023-12.0%-11.2%-34.8%
Q4 2025-4.0%-6.4%-11.4%
Q3 2023-17.5%-22.3%-20.5%
Q2 2023-10.2%-17.0%-20.9%
Q1 2023+7.6%+0.9%-7.1%
Q4 2022+7.2%+5.6%+4.8%
Q3 2022-4.3%-2.9%-10.4%
Q2 2022+23.1%+5.6%+9.3%
Q1 2022+4.1%+1.7%-27.0%
Q4 2021-0.3%-3.3%-22.6%
Q3 2021-6.3%-6.5%-12.1%
Q2 2021+7.6%+4.0%-0.6%
Q1 2021+10.2%+9.4%-75.4%
Q4 2020+3.9%+2.4%-13.4%
Q3 2020+3.8%+9.6%+10.6%
Q2 2020-19.6%-52.4%-63.4%
Q1 2020+7.0%+28.2%+77.6%
Q4 2019+29.9%+24.8%+56.4%
Q3 2019-0.1%-4.9%-1.2%
Q2 2019-9.0%-9.0%-9.7%
Q1 2019-3.7%-3.0%-7.5%
Q4 2018-0.7%+1.5%-10.7%
Q3 2018-12.7%-19.5%-29.5%
Q2 2018+19.7%+3.8%+34.6%
Q1 2018-0.8%+0.3%-9.0%
Q4 2017+5.8%-1.3%-4.2%
Q3 2017+35.5%+15.7%+24.5%
Q2 2017+506.6%+5.3%-26.6%
Q1 2017+0.3%+6.6%-2.4%
Q4 2016-0.3%+2.3%+2.6%
Q3 2016-100.0%-17.8%-39.1%
Q2 2016+4.4%+4.1%+5.4%
Q1 2016+7.7%
Q4 2015-0.5%
Q3 2015
Q2 2015
Q1 2015
Q4 2014
Q3 2014
Q2 2014
Q1 2014

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