NASDAQ$KRNY

Kearny Financial Corp · Q1 2026 earnings

Q1 2026 earnings · · Before market open · Investor relations

Briefing

Kearny Financial reported Q1 2026, revenue of $74M, net income of $9.5M, diluted EPS of $0.15.

For Q1 2026, Kearny Financial reported revenue of $74M, net income of $9.5M, diluted EPS was $0.15. The filing discusses segment trends, liquidity, and management outlook for upcoming periods.

  • Revenue $74M.
  • Net income $9.5M.
  • Diluted EPS $0.15.

Headline financials

Total Revenue

$43.6M

Previous: $37.1M+17.5%
EPS (adj)

$0.15

Previous: $0.10+50.0%
Efficiency Ratio

72.7%

Previous: 80.3%-9.5%
ROA (annualized)

0.5%

Previous: 0.3%+56.3%
Net Interest Margin

2.1%

Previous: 1.8%+16.7%
ROE (annualized)

5.1%

Previous: 3.3%+56.9%
Return on Tangible Equity

6.1%

Previous: 3.9%+56.6%
Non-Int. Income / Assets

0.3%

Previous: 0.2%+29.2%
Non-Int. Expense / Assets

1.7%

Previous: 1.6%+7.1%
Equity to Assets

9.8%

Previous: 9.7%+1.9%
Tangible Equity Ratio

8.5%

Previous: 8.3%+1.9%
NPA to Total Assets

0.8%

Previous: 0.5%+64.7%
ACL to Total Loans

0.8%

Previous: 0.8%+0.0%
ACL to NPLs

69.8%

Previous: 112.7%-38.1%
Net Charge-Off Rate

0.1%

Previous: 0.0%+600.0%
Loans / Deposits

101.7%

Previous: 105.1%-3.2%
Deposits / Funding

82.4%

Previous: 78.7%+4.7%
Borrowings / Funding

17.6%

Previous: 21.3%-17.4%
Net Income

$9.51M

Previous: $6.09M+56.0%
Operating Income

$12M

Previous: -$17.3M+169.3%

Revenue & EPS history

Kearny Financial · Revenue · Quarterly

$43.6M

Q1 2026+17.5%vs Q1 2025
Beat estimate in 9 of 14 quarters(64%)
ActualEstimate

Revenue by segment

Kearny Financial · $58.3M total across 4 segments · Q3 2021

  • Loans
    $49.3M
  • Taxable Inv. Securities
    $7.89M
  • Other Int. Assets
    $705K
  • Tax-Exempt Inv. Securities
    $410K

Forward guidance

The release discusses Kearny Financial's outlook, capital allocation, and key risks for upcoming quarters, including guidance ranges or operating priorities where disclosed.

Tailwinds

  • Net interest income and credit quality support the regional banking outlook.
  • Kearny Financial cites demand and execution supporting the near-term outlook.
  • Liquidity and balance-sheet capacity support operations and shareholder returns.

Headwinds

  • Macro, input costs, and FX may pressure margins quarter to quarter.
  • Segment mix and one-time items can affect comparability versus prior periods.
  • Interest rates and deposit competition affect net interest margins.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2026

Historical avgQ1 2026

+0.1%

Avg return

Earnings day

-0.5%

Avg return

5 days after

+0.1%

Avg return

30 days after

55%

35 / 64 earnings

Positive

+11.8%

Q3 2020

Best reaction

-8.4%

Q2 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q3 2026+2.5%+4.8%+4.1%
Q2 2026-1.8%-0.5%-7.9%
Q1 2026-2.2%-2.2%-0.9%
Q3 2025+4.7%+2.3%-2.6%
Q2 2025-5.5%-4.1%-4.0%
Q1 2025-6.2%-2.2%+14.4%
Q4 2024+0.4%+0.7%-3.5%
Q3 2024-4.8%-10.1%-5.7%
Q2 2024-6.8%-7.2%-21.9%
Q1 2024+3.8%+4.7%+20.2%
Q4 2023+6.8%+2.9%-9.9%
Q3 2023+3.7%-1.3%-4.9%
Q2 2023-8.4%-9.2%-3.6%
Q1 2023-4.3%-11.1%-14.3%
Q4 2022-0.8%+1.4%-0.4%
Q3 2022-2.6%-3.4%+1.8%
Q2 2022-1.1%-0.5%+1.2%
Q1 2022+1.1%+2.1%-2.5%
Q4 2021-0.6%+2.8%+9.4%
Q3 2021+1.5%+3.2%+4.1%
Q2 2021+2.5%+3.1%+12.4%
Q1 2021-1.8%+4.8%+19.5%
Q4 2020+2.9%-3.1%+1.0%
Q3 2020+11.8%+6.6%+3.0%
Q2 2020-5.1%-6.8%-16.2%
Q1 2020+1.7%+2.8%+2.2%
Q4 2019-3.0%-4.7%-8.4%
Q3 2019+3.4%+3.9%-0.2%
Q2 2019-2.8%-0.8%+3.2%
Q1 2019-1.2%-1.6%+1.3%
Q4 2018+7.9%+3.8%+2.3%
Q3 2018+4.9%+4.9%+7.1%
Q2 2018+1.5%-0.7%-4.4%
Q1 2018-2.9%-4.5%-2.6%
Q4 2017-0.7%-1.4%-3.1%
Q3 2017-4.9%-6.2%-8.8%
Q2 2017+5.5%+5.5%+6.2%
Q1 2017+0.0%-1.8%+9.7%
Q4 2016+0.5%+1.9%+5.6%
Q3 2015-2.3%
Q3 2016+0.4%
Q2 2016-3.7%
Q1 2016+0.8%
Q1 2015+0.8%
Q4 2015+0.8%
Q4 2014+0.8%
Q4 2013+0.8%
Q2 2015+0.8%
Q1 2014+0.8%
Q2 2014+0.8%
Q3 2014+0.8%
Q3 2013-1.2%
Q2 2013+3.2%
Q1 2013-0.7%
Q4 2012+0.3%
Q3 2012+2.4%
Q2 2012+1.0%
Q1 2012-3.3%
Q4 2011+0.9%
Q3 2011+1.7%
Q2 2010+1.9%
Q1 2010-0.8%
Q4 2010-1.2%
Q3 2010-0.7%

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