NASDAQ$INBK

First Internet Bancorp · Q4 2025 earnings

Q4 2025 earnings · · After market close · Investor relations

Briefing

First Internet Bancorp reported Q4 2025, revenue of $41.7M, net income of $5.3M, diluted EPS of $0.60.

For Q4 2025, First Internet Bancorp reported revenue of $41.7M, net income of $5.3M, diluted EPS was $0.60. The filing discusses segment trends, liquidity, and management's outlook for upcoming periods.

  • Revenue $41.7M.
  • Net income $5.3M.
  • Diluted EPS $0.60.

Headline financials

Total Revenue

$41.7M

Previous: $39.5M+5.6%
EPS (adj)

$0.60

Previous: $0.41+46.3%
Net Income

$5.3M

Previous: $7.33M-27.7%
Operating Income

$17.5M

No prior period

Revenue & EPS history

First Internet Bancorp · Revenue · Quarterly

$41.7M

Q4 2025+5.6%vs Q4 2024
Beat estimate in 10 of 15 quarters(67%)
ActualEstimate

Forward guidance

Management discusses First Internet Bancorp's outlook, including capital deployment, operating priorities, and key risks, alongside any formal guidance in the earnings materials.

Tailwinds

  • First Internet Bancorp cites execution on strategic priorities and demand in core markets.
  • Liquidity and balance sheet capacity support continued investment and returns.

Headwinds

  • Macro, rates, and input costs may pressure margins or volumes.
  • Segment mix and non-recurring items can affect sequential comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2025

Historical avgQ4 2025

-0.4%

Avg return

Earnings day

+0.5%

Avg return

5 days after

+1.1%

Avg return

30 days after

44%

25 / 57 earnings

Positive

+14.6%

Q3 2020

Best reaction

-23.7%

Q3 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-2.3%+9.8%+5.1%
Q4 2025-1.8%-2.1%-8.8%
Q3 2025-9.4%-14.1%-11.9%
Q2 2025-2.2%+1.1%+4.2%
Q1 2025-20.8%-18.9%-8.2%
Q4 2024-5.6%-4.9%-13.8%
Q3 2024-4.9%-2.1%+14.1%
Q2 2024-3.0%+1.8%-2.2%
Q1 2024-6.6%-5.6%-6.9%
Q4 2023+9.6%+20.7%+19.7%
Q3 2023+3.1%+7.0%+28.2%
Q2 2023+9.4%+16.5%-0.4%
Q1 2023-1.9%-14.5%-22.8%
Q4 2022-3.1%+3.8%+7.4%
Q3 2022-23.7%-25.8%-22.9%
Q2 2022-7.2%-10.9%-1.9%
Q1 2022-1.3%-7.1%-15.4%
Q4 2021-0.9%-5.2%-4.7%
Q3 2021+9.1%+7.6%+35.3%
Q2 2021-2.0%-3.4%-3.0%
Q1 2021+3.0%+6.8%+4.8%
Q4 2020+5.1%+7.0%+9.0%
Q3 2020+14.6%+31.1%+49.7%
Q2 2020-5.0%-5.0%-8.0%
Q1 2020-3.0%+16.3%+4.8%
Q4 2019+9.8%+14.4%+15.8%
Q3 2019-1.5%+0.9%-1.6%
Q2 2019+1.5%-0.3%-9.3%
Q1 2019+5.8%+5.4%+3.1%
Q4 2018-14.1%-18.8%-10.9%
Q3 2018-8.9%-7.3%-8.9%
Q2 2018-5.2%-9.5%-7.5%
Q1 2018+0.8%-0.3%-5.7%
Q4 2017+2.1%-3.2%-7.9%
Q3 2017+8.2%+9.5%+7.3%
Q2 2017+5.3%+9.1%+9.8%
Q1 2017-1.4%+1.2%-6.5%
Q4 2016+0.7%+6.2%+6.4%
Q3 2016+3.3%+5.8%+19.3%
Q2 2016-1.0%-2.4%-8.8%
Q1 2016-0.5%
Q4 2015+6.8%
Q3 2015+1.1%
Q2 2015+2.5%
Q1 2015+10.6%
Q4 2014+4.9%
Q3 2014+1.7%
Q2 2014+1.5%
Q4 2013-2.0%
Q1 2014-2.0%
Q3 2013+5.8%
Q3 2012+5.8%
Q2 2013-2.7%
Q2 2012-2.7%
Q1 2013-2.5%
Q1 2012-2.5%
Q4 2012-2.5%

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