NASDAQ$HBT

Hbt Financial Inc/De · Q2 2021 earnings

Q2 2021 earnings · · Investor relations

Briefing

Reported net income of $13.7 million and adjusted net income of $14.2 million.

HBT Financial, Inc. reported a solid second quarter in 2021, with net income reaching $13.7 million, or $0.50 per diluted share. The company saw strong performance among its customer base, leading to increased core deposits, growth in earning assets, and improved asset quality.

  • Net income of $13.7 million, or $0.50 per diluted share
  • Return on average assets (ROAA) of 1.40%
  • Return on average stockholders' equity (ROAE) of 15.07%
  • Adjusted net income of $14.2 million, or $0.52 per diluted share

Headline financials

Total Revenue

$38.5M

Previous: $37M+4.1%
EPS (adj)

$0.52

Previous: $0.30+73.3%
ROAA

1.4%

Previous: 0.9%+62.8%
ROAE

15.1%

Previous: 8.6%+76.1%
Net Interest Margin

3.1%

Previous: 3.5%-10.0%
Efficiency Ratio

56.9%

Previous: 62.7%-9.3%
Capital Expenditures

-$578K

Previous: -$1.31M+55.9%
Free Cash Flow

$13.1M

Previous: $6.11M+115.1%
Net Income

$13.7M

Previous: $7.42M+84.9%
Operating Income

$21.2M

Previous: $19.3M+9.6%
Gross Profit

$38.5M

Previous: $37M+4.1%
Cash & Equivalents

$546M

Previous: $314M+73.6%
Total Assets

$3.95B

Previous: $3.5B+12.9%
Stock-Based Comp

$181K

Previous: $96K+88.5%

Revenue & EPS history

Hbt Financial · Revenue · Quarterly

$38.5M

Q2 2021+4.1%vs Q2 2020
Beat estimate in 9 of 11 quarters(82%)
ActualEstimate

Revenue by segment

Hbt Financial · $2.28B total across 8 segments · Q3 2020

  • CRE - Non Owner Occupied
    $532M
  • Commercial & Industrial
    $389M
  • 1-4 Family Residential
    $308M
  • Construction & Land Dev
    $266M
  • Agricultural & Farmland
    $236M
  • CRE - Owner Occupied
    $225M
  • Multi-Family
    $199M
  • Municipal, Consumer & Other
    $123M

Forward guidance

The company is focused on completing its acquisition of NXT Bancorporation, which is expected to occur in the fourth quarter of 2021.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2021

Historical avgQ2 2021

-0.1%

Avg return

Earnings day

-0.6%

Avg return

5 days after

+1.5%

Avg return

30 days after

50%

16 / 32 earnings

Positive

+6.1%

Q2 2024

Best reaction

-5.9%

Q2 2019

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.8%-0.4%+1.7%
Q4 2025-2.5%-2.1%+1.1%
Q3 2025+3.8%+6.0%-2.7%
Q2 2025-1.2%-2.0%-0.4%
Q1 2025+1.5%+6.4%+9.7%
Q4 2024+1.7%+9.7%+11.6%
Q3 2024-3.6%-6.5%+3.7%
Q2 2024+6.1%+5.1%-7.0%
Q1 2024+2.3%+2.0%+5.9%
Q4 2023-1.6%+0.4%-5.6%
Q3 2023+1.4%+0.3%+8.5%
Q2 2023-1.2%-1.0%-6.9%
Q1 2023-2.9%-1.6%+1.3%
Q4 2022+5.5%-9.2%-16.0%
Q3 2022+3.1%+10.9%+10.2%
Q2 2022+2.5%+7.9%+6.4%
Q1 2022-1.7%-4.6%-6.3%
Q4 2021+2.7%+4.9%+7.3%
Q3 2021+0.1%+1.7%+7.4%
Q2 2021-1.8%-4.0%-6.3%
Q1 2021+3.3%+4.8%+2.1%
Q4 2020+0.3%-1.5%+8.5%
Q3 2020-1.5%-4.4%+8.8%
Q2 2020+1.6%-1.7%-0.7%
Q1 2019-4.5%-0.8%+19.6%
Q1 2020-3.4%-6.2%+7.4%
Q4 2018-5.9%-13.7%-5.0%
Q4 2017-5.9%-13.7%-5.0%
Q2 2019-5.9%-13.7%-5.0%
Q4 2019+1.6%+2.1%-18.7%
Q3 2018-1.0%+0.0%+3.2%
Q3 2019+4.3%+4.7%+8.5%
Q2 2018
Q1 2018

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro