NASDAQ$HAFC
Hanmi Financial Corporation · Q2 2022 earnings
Q2 2022 earnings · · Investor relations
Briefing
Reported a net income increase driven by growth in net interest income and noninterest income, managed noninterest expenses, and a modest credit loss expense.
Hanmi Financial Corporation reported a net income of $25.1 million for the second quarter of 2022, an increase of 21.0% compared to the previous quarter. Strong earnings were supported by record loan production, an increased net interest margin, and excellent asset quality, along with disciplined expense management.
- Net income for the second quarter of 2022 was $25.1 million, or $0.82 per diluted share, up 21.0% from the first quarter of 2022.
- Record loan production was achieved in residential mortgage, equipment finance, and SBA groups.
- Deposits increased by 3.4% in the quarter, primarily driven by noninterest-bearing demand deposits, which grew by 3.9%.
- The efficiency ratio improved to 46.05% for the second quarter from 53.29% for the prior quarter.
Headline financials
Revenue & EPS history
Hanmi · Revenue · Quarterly
$68.4M
Forward guidance
Hanmi is well positioned to continue to deliver disciplined growth and attractive returns for its shareholders.
Tailwinds
- Strong momentum across diverse business lines.
- Stellar loan production, driving 6.0% sequential growth in loans.
- Record loan production in residential mortgage platform, equipment finance and SBA group.
- Deposit-gathering initiatives continue to bear fruit.
- Strategic investments in new talent and technology continue to fuel strategic initiatives.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q2 2022
-0.1%
Avg return
Earnings day
-0.3%
Avg return
5 days after
+2.2%
Avg return
30 days after
50%
33 / 66 earnings
Positive
+15.7%
Q1 2010
Best reaction
-18.3%
Q1 2020
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +7.0% | +11.4% | +9.3% | |
| Q4 2025 | -13.0% | -3.6% | -8.3% | |
| Q3 2025 | +8.2% | +11.2% | +11.5% | |
| Q2 2025 | -2.3% | -1.4% | +2.8% | |
| Q1 2025 | +3.4% | +1.1% | +1.3% | |
| Q4 2024 | +7.2% | +5.2% | +4.9% | |
| Q3 2024 | +7.9% | +9.8% | +28.8% | |
| Q2 2024 | -3.2% | +2.3% | -5.4% | |
| Q1 2024 | -0.5% | +4.0% | +2.8% | |
| Q4 2023 | -11.3% | -9.9% | -20.6% | |
| Q3 2023 | -6.0% | -4.6% | +11.2% | |
| Q2 2023 | +4.2% | +7.4% | -2.3% | |
| Q1 2023 | -10.1% | -9.7% | -17.7% | |
| Q4 2022 | -7.0% | -6.0% | -1.7% | |
| Q3 2022 | +4.4% | +6.7% | +4.3% | |
| Q2 2022 | +5.2% | +5.5% | +8.6% | |
| Q1 2022 | -4.2% | -6.4% | -6.6% | |
| Q4 2021 | +6.4% | +4.4% | -0.4% | |
| Q3 2021 | +3.1% | +4.8% | +17.1% | |
| Q2 2021 | +5.6% | +4.2% | +7.9% | |
| Q1 2021 | +0.1% | -0.2% | +3.3% | |
| Q4 2020 | +3.2% | +11.8% | +39.1% | |
| Q3 2020 | -0.8% | -0.4% | +20.4% | |
| Q2 2020 | +2.8% | -0.4% | +4.5% | |
| Q1 2020 | -18.3% | -25.0% | -28.6% | |
| Q4 2019 | -7.5% | -8.4% | -13.3% | |
| Q3 2019 | -2.0% | -2.8% | +3.7% | |
| Q2 2019 | +0.1% | -1.4% | +8.4% | |
| Q1 2019 | +6.1% | +8.3% | -1.0% | |
| Q4 2018 | -2.7% | +4.5% | +8.4% | |
| Q3 2018 | -14.1% | -6.3% | -0.3% | |
| Q2 2018 | -10.5% | -10.3% | -4.2% | |
| Q1 2018 | -8.2% | -9.8% | -2.3% | |
| Q4 2017 | -1.4% | -1.9% | -2.8% | |
| Q3 2017 | -0.8% | +0.6% | -4.5% | |
| Q2 2017 | -2.3% | -0.2% | -7.3% | |
| Q1 2017 | -2.8% | +0.2% | -3.7% | |
| Q4 2016 | +0.0% | -1.0% | -1.7% | |
| Q3 2016 | -10.7% | -7.5% | +18.3% | |
| Q2 2016 | +1.5% | +2.0% | +3.7% | |
| Q1 2016 | +6.2% | — | — | |
| Q4 2015 | +0.9% | — | — | |
| Q3 2015 | -2.9% | — | — | |
| Q2 2015 | -0.1% | — | — | |
| Q1 2015 | +2.9% | — | — | |
| Q4 2014 | -0.2% | — | — | |
| Q3 2014 | +1.4% | — | — | |
| Q2 2014 | -0.5% | — | — | |
| Q1 2014 | -0.4% | — | — | |
| Q4 2013 | +5.1% | — | — | |
| Q3 2013 | -2.1% | — | — | |
| Q2 2013 | -0.2% | — | — | |
| Q1 2013 | -2.0% | — | — | |
| Q4 2012 | -0.2% | — | — | |
| Q3 2012 | -1.4% | — | — | |
| Q2 2012 | +5.4% | — | — | |
| Q1 2011 | +2.5% | — | — | |
| Q1 2012 | +2.7% | — | — | |
| Q4 2011 | +5.8% | — | — | |
| Q4 2010 | +5.8% | — | — | |
| Q4 2009 | +5.8% | — | — | |
| Q3 2011 | +1.0% | — | — | |
| Q3 2010 | +1.0% | — | — | |
| Q2 2011 | +1.9% | — | — | |
| Q2 2010 | +1.9% | — | — | |
| Q1 2010 | +15.7% | — | — |
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