NASDAQ$FISV

Fiserv Inc · Q4 2024 earnings

Q4 2024 earnings · · Before market open · Investor relations

Briefing

reported fourth quarter and full year results with revenue increase and double-digit organic revenue growth.

Fiserv reported a 7% increase in GAAP revenue for both the fourth quarter and the full year 2024. The company expects 2025 organic revenue growth of 10% to 12% and adjusted EPS of $10.10 to $10.30, representing growth of 15% to 17%.

  • GAAP revenue growth of 7% both in the quarter and for the full year.
  • Organic revenue growth of 13% in the quarter and 16% for the full year.
  • Adjusted EPS increased 15% in the quarter and 17% for the full year.
  • Company expects 2025 organic revenue growth of 10% to 12% and adjusted EPS of $10.10 to $10.30, or growth of 15% to 17%

Headline financials

Total Revenue

$5.25B

Previous: $4.92B+6.8%
EPS (adj)

$2.51

Previous: $2.19+14.6%
Total company organic growth

13.0%

Previous: 12.0%+8.3%
Capital Expenditures

-$399M

Previous: -$354M-12.7%
Net Income

$948M

Previous: $889M+6.6%
Operating Income

$1.67B

Previous: $1.45B+15.4%
Gross Profit

$3.23B

Previous: $3.65B-11.4%

Revenue & EPS history

Fiserv · Revenue · Quarterly

$5.25B

Q4 2024+6.8%vs Q4 2023
Beat estimate in 14 of 15 quarters(93%)
ActualEstimate

Forward guidance

Fiserv expects organic revenue growth of 10% to 12% and adjusted earnings per share of $10.10 to $10.30, representing growth of 15% to 17%, for 2025.

Tailwinds

  • Ongoing Merchant and Financial Solutions initiatives are having early success
  • 2025 guidance reflects a continuation of product strategy
  • 2025 guidance reflects a continuation of client strategy
  • 2025 guidance reflects a continuation of distribution strategies
  • Commitment to operational excellence to drive outperformance

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2024

Historical avgQ4 2024

-0.2%

Avg return

Earnings day

-1.0%

Avg return

5 days after

+0.5%

Avg return

30 days after

64%

47 / 73 earnings

Positive

+9.0%

Q1 2022

Best reaction

-44.1%

Q3 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-2.0%-5.2%-4.8%
Q4 2025+4.1%-1.3%-6.8%
Q3 2025-44.1%-48.4%-51.3%
Q2 2025+0.2%+3.6%+0.0%
Q1 2025-18.5%-14.7%-26.6%
Q4 2024+7.1%+7.7%+1.8%
Q3 2024+2.6%+1.2%+10.3%
Q2 2024-0.8%+3.5%+8.0%
Q1 2024+2.3%+4.8%+0.9%
Q4 2023-1.0%+0.1%+4.2%
Q3 2023+4.1%+2.6%+14.5%
Q2 2023-5.0%-3.0%-6.6%
Q1 2023+0.9%+4.1%-3.8%
Q4 2022+8.9%+8.7%+8.5%
Q3 2022+0.8%+2.2%+0.7%
Q2 2022+6.5%+7.8%+9.4%
Q1 2022+9.0%+1.1%+5.5%
Q4 2021-3.5%-8.0%-10.2%
Q3 2021-10.3%-7.1%-10.6%
Q2 2021+2.3%+3.4%+5.4%
Q1 2021-2.5%-5.1%-8.6%
Q4 2020-3.5%-3.0%+9.4%
Q3 2020-4.9%-3.0%+16.9%
Q2 2020+2.7%-0.3%-0.6%
Q1 2020-0.7%-4.9%+3.8%
Q4 2019-0.2%-0.1%-10.4%
Q3 2019+5.4%+6.0%+10.1%
Q2 2019+8.6%+10.3%+11.2%
Q1 2019+1.0%+2.0%+2.4%
Q4 2018+1.3%-0.3%+0.3%
Q3 2018-3.9%-1.6%+1.5%
Q2 2018+0.4%+2.4%+6.8%
Q1 2018-2.6%-1.6%+2.5%
Q4 2017+1.8%+6.0%+13.4%
Q3 2017-3.0%-1.9%+1.5%
Q2 2017-3.5%-4.2%-3.7%
Q1 2017+0.2%-0.4%+3.7%
Q4 2016+2.9%+3.5%+10.2%
Q3 2016-3.0%-1.2%+7.5%
Q2 2016-5.3%-4.7%-5.9%
Q1 2016+3.7%
Q4 2015+0.4%
Q3 2015+1.1%
Q2 2015+2.3%
Q1 2015+0.4%
Q4 2014+3.2%
Q3 2014+2.4%
Q2 2014+0.4%
Q1 2014+7.0%
Q4 2013-1.2%
Q3 2013-1.4%
Q2 2013+4.2%
Q1 2013-4.3%
Q4 2012+0.3%
Q3 2012-0.5%
Q2 2012-3.1%
Q1 2012+1.4%
Q4 2011+1.0%
Q3 2011+2.0%
Q2 2011-2.1%
Q1 2011+0.5%
Q4 2010+2.1%
Q3 2010-0.1%
Q2 2010+0.6%
Q1 2009+0.2%
Q1 2010+0.7%
Q4 2007+2.1%
Q4 2009+2.1%
Q3 2008+1.9%
Q3 2009+1.9%
Q2 2009+0.8%
Q4 2008+0.8%
Q2 2008+0.8%

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