NASDAQ$FCBC
First Community Bankshares Inc · Q2 2026 earnings
Q2 2026 earnings · · After market close · Investor relations
Briefing
First Community Bankshares Inc reported record quarterly net income of $22.51 million for the second quarter ended June 30, 2026.
The company achieved record net income of $22.51 million, or $1.19 per diluted share, driven by strong net interest income growth and a significant non-recurring gain on the sale of its stake in Bearing Insurance. Net interest margin remained robust at 4.38%, supported by higher average earning assets from the Hometown acquisition. Asset quality metrics improved with non-performing assets declining year-over-year.
- Record Q2 net income of $22.51 million, up 83.84% from $12.25 million in Q2 2025.
- Adjusted net income of $14.38 million, or $0.76 per diluted share, increased 17.47% year-over-year.
- Net interest margin held strong at 4.38%, with net interest income after provision rising 11.15%.
- Non-performing assets declined to $17.15 million and non-performing loans to total loans improved to 0.70%.
Headline financials
Revenue & EPS history
First Community Bankshares · Revenue · Quarterly
$57.2M
Forward guidance
The company provided general forward-looking commentary highlighting risks including economic conditions, regulatory changes, and competition but no specific numerical guidance.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 19 quarterly earnings reports
+0.8%
Avg return
Earnings day
+0.1%
Avg return
5 days after
+2.5%
Avg return
30 days after
61%
40 / 66 earnings
Positive
+8.1%
Q1 2010
Best reaction
-11.8%
Q1 2020
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q2 2026 | — | — | — | |
| Q1 2026 | +1.0% | -3.5% | -1.5% | |
| Q4 2025 | -1.0% | +11.8% | +15.6% | |
| Q3 2025 | -3.5% | -2.3% | +0.3% | |
| Q2 2025 | -2.3% | -2.9% | +0.6% | |
| Q1 2025 | -0.4% | +1.4% | -4.0% | |
| Q4 2024 | +3.1% | +0.6% | -1.1% | |
| Q3 2024 | +0.7% | -3.8% | +7.1% | |
| Q2 2024 | +2.1% | +5.8% | -1.9% | |
| Q1 2024 | +2.8% | +2.1% | +4.4% | |
| Q4 2023 | -1.5% | +1.7% | -12.1% | |
| Q3 2023 | +2.6% | +6.0% | +10.7% | |
| Q2 2023 | +4.4% | +4.2% | -4.0% | |
| Q1 2023 | -1.4% | -1.2% | +13.7% | |
| Q4 2022 | -1.5% | -2.4% | -3.6% | |
| Q3 2022 | +2.0% | +5.1% | +5.8% | |
| Q2 2022 | +3.3% | +3.8% | +6.1% | |
| Q1 2022 | -1.7% | -2.5% | +4.6% | |
| Q4 2021 | -2.7% | -7.0% | -11.3% | |
| Q3 2021 | -4.8% | -1.2% | +9.8% | |
| Q2 2021 | +0.8% | +2.2% | +10.8% | |
| Q1 2021 | +0.0% | -1.0% | +8.3% | |
| Q4 2020 | -3.5% | -5.1% | +15.5% | |
| Q3 2020 | -3.4% | -3.9% | +15.7% | |
| Q2 2020 | -1.8% | -6.6% | -7.8% | |
| Q1 2020 | -11.8% | -15.2% | +0.6% | |
| Q4 2019 | +2.6% | +2.0% | -9.9% | |
| Q3 2019 | -0.4% | -1.9% | -5.4% | |
| Q2 2019 | +5.0% | +5.3% | +4.3% | |
| Q1 2019 | +3.6% | +3.4% | -1.3% | |
| Q4 2018 | +3.9% | +2.3% | +7.9% | |
| Q3 2018 | +2.0% | +3.3% | +2.9% | |
| Q2 2018 | +4.3% | +2.8% | +5.7% | |
| Q1 2018 | +0.9% | -0.2% | +10.7% | |
| Q4 2017 | -2.9% | -5.6% | -7.9% | |
| Q3 2017 | +2.9% | +6.2% | +0.7% | |
| Q2 2017 | -0.4% | +0.3% | -7.8% | |
| Q1 2017 | +4.4% | +1.1% | -2.9% | |
| Q4 2016 | +5.0% | +3.3% | -4.8% | |
| Q3 2016 | -4.9% | -6.4% | +18.5% | |
| Q2 2016 | +0.4% | +0.6% | +5.0% | |
| Q1 2016 | +3.2% | — | — | |
| Q4 2015 | +5.5% | — | — | |
| Q3 2015 | +3.9% | — | — | |
| Q2 2015 | -1.4% | — | — | |
| Q1 2015 | +2.3% | — | — | |
| Q4 2014 | +4.5% | — | — | |
| Q3 2014 | +7.3% | — | — | |
| Q2 2014 | +5.9% | — | — | |
| Q1 2014 | +1.0% | — | — | |
| Q4 2012 | -1.1% | — | — | |
| Q4 2013 | +3.5% | — | — | |
| Q3 2013 | +2.4% | — | — | |
| Q2 2013 | -1.0% | — | — | |
| Q1 2013 | -1.0% | — | — | |
| Q3 2012 | -1.7% | — | — | |
| Q2 2012 | +0.5% | — | — | |
| Q1 2011 | -1.9% | — | — | |
| Q1 2012 | +5.1% | — | — | |
| Q4 2009 | +0.3% | — | — | |
| Q4 2010 | +0.3% | — | — | |
| Q4 2011 | +0.3% | — | — | |
| Q3 2010 | +5.2% | — | — | |
| Q3 2011 | +5.2% | — | — | |
| Q2 2010 | -6.9% | — | — | |
| Q2 2011 | -6.9% | — | — | |
| Q1 2010 | +8.1% | — | — |
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