NASDAQ$EWBC

East West Bancorp Inc. · Q1 2021 earnings

Q1 2021 earnings · · Investor relations

Briefing

East West Bancorp had a strong first quarter in 2021, reporting a net income of $205 million and diluted earnings per share of $1.44.

East West Bancorp reported a strong start to 2021 with robust loan and deposit growth, expanded revenue and profitability, and stable credit quality. Net income for the first quarter of 2021 was $205.0 million, or $1.44 per diluted share. Total loans reached a record $39.6 billion, growing by 13% annualized, and total deposits reached a record $49.5 billion, growing by 42% annualized.

  • Net income for the first quarter of 2021 was $205.0 million, or $1.44 per diluted share.
  • Total loans reached a record $39.6 billion, growing by 13% annualized from December 31, 2020.
  • Total deposits reached a record $49.5 billion, growing by 42% annualized from December 31, 2020.
  • First quarter 2021 return on average assets was 1.50% and return on average equity was 15.6%.

Headline financials

Total Revenue

$427M

Previous: $417M+2.4%
EPS (adj)

$1.44

Previous: $1.00+44.0%
Return on average assets

1.5%

Previous: 1.3%+15.4%
Net interest margin

2.7%

Previous: 3.4%-21.2%
Average loan yield

3.6%

No prior period
Efficiency ratio

44.8%

Previous: 42.9%+4.4%
Capital Expenditures

-$1.56M

Previous: -$916K-70.6%
Free Cash Flow

$203M

Previous: $144M+41.4%
Net Income

$205M

Previous: $145M+41.5%
Operating Income

$381M

Previous: $241M+58.4%
Gross Profit

$427M

Previous: $343M+24.4%
Cash & Equivalents

$4.62B

Previous: $3.08B+50.0%
Total Assets

$56.9B

Previous: $45.9B+23.8%
Stock-Based Comp

$7.82M

Previous: $7.21M+8.4%

Revenue & EPS history

East West Bancorp · Revenue · Quarterly

$427M

Q1 2021+2.4%vs Q1 2020
Beat estimate in 8 of 16 quarters(50%)
ActualEstimate

Forward guidance

Based on the loan production and deposit growth year-to-date, East West Bancorp is optimistic about its growth trajectory for the full year and sanguine about its asset quality outlook, supported by the strength and resilience of its customers and the continued economic recovery.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2021

Historical avgQ1 2021

+1.0%

Avg return

Earnings day

+2.1%

Avg return

5 days after

+3.0%

Avg return

30 days after

53%

35 / 66 earnings

Positive

+12.6%

Q1 2020

Best reaction

-7.8%

Q1 2013

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+1.1%+2.3%+0.8%
Q4 2025-3.4%+3.4%+1.8%
Q3 2025+3.6%+4.0%+5.7%
Q2 2025-2.0%-1.8%+5.9%
Q1 2025+6.6%+8.9%+14.0%
Q4 2024-0.6%-0.2%-9.3%
Q3 2024+7.4%+6.8%+19.9%
Q2 2024+3.0%+7.4%-1.3%
Q1 2024+3.7%+2.0%-1.1%
Q4 2023+3.9%+1.9%-1.1%
Q3 2023+0.0%+1.8%+21.2%
Q2 2023-4.5%-5.1%-11.1%
Q1 2023-1.6%-8.0%-12.9%
Q4 2022+10.2%+14.0%+11.5%
Q3 2022-6.0%-3.6%-5.3%
Q2 2022-1.8%-2.5%+7.3%
Q1 2022-3.6%-11.6%-14.5%
Q4 2021+0.5%+3.9%+5.9%
Q3 2021-1.3%-3.3%-5.4%
Q2 2021+4.0%+1.3%+1.6%
Q1 2021+2.8%+4.5%+3.4%
Q4 2020+1.7%+7.4%+22.5%
Q3 2020+0.1%-5.8%+13.2%
Q2 2020+0.7%-1.8%+1.9%
Q1 2020+12.6%+25.3%+24.8%
Q4 2019+3.8%+1.7%-2.8%
Q3 2019-5.3%-1.0%+3.0%
Q2 2019+4.6%+5.8%-11.0%
Q1 2019-3.5%-1.6%-9.2%
Q4 2018+4.2%+3.6%+10.1%
Q3 2018-3.5%-5.7%-5.0%
Q2 2018-0.9%-1.3%-3.4%
Q1 2018+6.7%+8.5%+14.8%
Q4 2017+0.1%-2.9%-3.1%
Q3 2017+6.8%+5.8%+0.8%
Q2 2017-0.5%+2.7%-4.9%
Q1 2017+6.7%+11.7%+8.6%
Q4 2016+7.2%+3.0%+6.6%
Q3 2016+3.3%+4.2%+21.2%
Q2 2016-4.1%-3.7%-4.4%
Q1 2016+5.1%
Q4 2015-5.8%
Q3 2015-1.4%
Q2 2015-1.9%
Q1 2015+0.6%
Q4 2014+6.0%
Q3 2014+5.7%
Q2 2014-3.3%
Q1 2014+3.3%
Q4 2013+2.5%
Q3 2013+1.5%
Q2 2013+6.4%
Q1 2013-7.8%
Q4 2009+0.0%
Q4 2011+0.0%
Q4 2012-0.3%
Q3 2012-5.3%
Q2 2012-0.2%
Q1 2012-0.1%
Q3 2010-3.6%
Q3 2011-3.6%
Q4 2010-2.1%
Q2 2011-2.1%
Q1 2010+2.2%
Q1 2011+2.2%
Q2 2010+2.2%

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