NASDAQ$ESQ
Esquire Financial Holdings Inc · Q3 2021 earnings
Q3 2021 earnings · · Investor relations
Briefing
Esquire Financial's third quarter results were announced, marked by industry-leading loan growth that propelled record revenues.
Esquire Financial Holdings reported a net income of $2.5 million, or $0.32 per diluted share, for the third quarter of 2021. The company's industry-leading net interest margin stood at 4.50%. Excluding a charge related to the reclassification of its legacy NFL consumer post settlement loan portfolio, adjusted net income would have been $5.0 million, or $0.63 per diluted share.
- Net income was $2.5 million, or $0.32 per diluted share.
- Net interest margin was 4.50%.
- Loans held for investment increased $36.7 million, or 21% annualized.
- Deposits increased $62.4 million, or 27% annualized, to $977.0 million.
Headline financials
Revenue & EPS history
Esquire Financial · Revenue · Quarterly
$16.2M
Forward guidance
No explicit forward guidance was provided in the earnings report.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q3 2021
+2.1%
Avg return
Earnings day
+2.1%
Avg return
5 days after
+4.8%
Avg return
30 days after
71%
29 / 41 earnings
Positive
+11.5%
Q4 2017
Best reaction
-3.4%
Q2 2016
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +4.3% | -2.9% | +0.7% | |
| Q4 2025 | +0.8% | -0.3% | -2.0% | |
| Q3 2025 | +1.1% | -2.3% | -1.4% | |
| Q2 2025 | -1.3% | -3.1% | -1.8% | |
| Q1 2025 | +2.6% | +4.7% | +8.7% | |
| Q4 2024 | -3.2% | -3.6% | -11.3% | |
| Q3 2024 | +2.8% | +7.3% | +21.8% | |
| Q2 2024 | +3.6% | +4.4% | +7.0% | |
| Q1 2024 | +4.6% | +0.2% | +0.3% | |
| Q4 2023 | +6.9% | +9.1% | +1.2% | |
| Q3 2023 | +2.0% | +5.3% | +4.5% | |
| Q2 2023 | +3.6% | +1.1% | -4.8% | |
| Q1 2023 | +2.8% | +4.3% | +14.8% | |
| Q4 2022 | +6.6% | +8.3% | +10.3% | |
| Q3 2022 | +7.7% | +10.8% | +15.3% | |
| Q2 2022 | +8.4% | +5.6% | +13.2% | |
| Q1 2022 | -2.9% | -3.8% | -2.9% | |
| Q4 2021 | +4.4% | +2.5% | +4.3% | |
| Q3 2021 | -1.0% | +0.1% | +9.7% | |
| Q2 2021 | +2.7% | +1.6% | +8.9% | |
| Q1 2021 | -0.5% | -0.7% | +5.2% | |
| Q4 2020 | -0.4% | -12.0% | -9.3% | |
| Q3 2020 | +1.8% | -8.1% | +8.9% | |
| Q2 2020 | -1.5% | -3.1% | +3.5% | |
| Q1 2020 | +4.5% | +12.8% | +14.1% | |
| Q4 2019 | -2.4% | -1.0% | +1.0% | |
| Q3 2019 | +4.7% | +6.4% | +6.2% | |
| Q2 2019 | +3.5% | +7.2% | -4.8% | |
| Q1 2019 | +6.0% | +12.5% | +2.1% | |
| Q4 2018 | -3.1% | -0.9% | +7.4% | |
| Q3 2018 | +4.4% | +3.8% | +11.2% | |
| Q2 2018 | +0.0% | -4.1% | +1.9% | |
| Q1 2017 | -0.1% | -0.6% | +9.3% | |
| Q1 2018 | -2.7% | -2.5% | +0.5% | |
| Q4 2016 | +2.2% | +0.9% | -1.0% | |
| Q4 2015 | +2.2% | +0.9% | -1.0% | |
| Q4 2017 | +11.5% | +18.2% | +19.2% | |
| Q3 2016 | +1.0% | +1.5% | +18.1% | |
| Q3 2017 | +2.3% | +2.9% | +11.5% | |
| Q2 2016 | -3.4% | -0.5% | -6.6% | |
| Q2 2017 | +1.4% | +1.7% | +3.8% | |
| Q1 2016 | — | — | — | |
| Q3 2015 | — | — | — | |
| Q2 2015 | — | — | — | |
| Q1 2015 | — | — | — |
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