NASDAQ$DAVE

Dave Inc. · Q2 2022 earnings

Q2 2022 earnings · · Investor relations

Headline financials

Total Revenue

$45.8M

Previous: $37.2M+23.0%
EPS (adj)

-$2.24

Previous: -$0.07-2914.0%
Monthly Transacting Members

1.5M

No prior period
New Members

703.0K

No prior period
Customer Acquisition Cost

$30.00

No prior period
Dave Debit Card Spend

$171M

No prior period
Capital Expenditures

-$305K

No prior period
Free Cash Flow

-$27.4M

No prior period
Net Income

-$27.1M

Previous: -$864K-3038.3%
Operating Income

-$80.7M

Previous: -$6.27M-1186.0%
Gross Profit

$18.2M

Previous: $31.7M-42.8%
Cash & Equivalents

$26.4M

No prior period
Total Assets

$359M

No prior period

Revenue & EPS history

Dave · Revenue · Quarterly

$45.8M

Q2 2022+23%vs Q2 2021
Beat estimate in 13 of 16 quarters(81%)
ActualEstimate

Revenue by segment

Dave · $132M total across 2 segments · Q2 2025

  • Service based revenue, net
    $122M—
  • Transaction based revenue, net
    $10.2M—

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q2 2022

Historical avgQ2 2022

+6.5%

Avg return

Earnings day

+6.5%

Avg return

5 days after

+2.6%

Avg return

30 days after

60%

12 / 20 earnings

Positive

+52.6%

Q3 2024

Best reaction

-10.4%

Q2 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q2 2025———
Q1 2026-5.6%-8.3%-6.3%
Q4 2025+5.1%+9.2%-13.2%
Q3 2025-2.2%-1.9%-12.5%
Q1 2025+41.3%+68.6%+105.5%
Q4 2024-4.9%-12.3%-16.5%
Q3 2024+52.6%+35.1%+45.1%
Q2 2024-6.3%-8.3%+10.7%
Q1 2024+9.1%+5.5%-21.1%
Q4 2023+44.4%+64.4%+72.5%
Q3 2023+4.7%-2.2%+17.6%
Q2 2023+0.3%+11.2%+5.6%
Q1 2023-8.5%-6.0%+11.3%
Q4 2022-8.3%-16.4%-31.7%
Q3 2022+21.4%+21.4%+25.7%
Q2 2022-10.4%-16.3%-34.5%
Q1 2022+2.0%+12.9%-56.9%
Q4 2021-5.4%-28.0%-50.5%
Q3 2021+0.1%-0.4%-0.4%
Q2 2021+0.1%-0.2%+1.1%
Q1 2021+1.6%+1.6%+1.6%
Q4 2020———
Q3 2020———
Q2 2020———
Q1 2020———
Q2 2019———
Q1 2019———
Q4 2018———
Q3 2018———
Q2 2018———
Q1 2018———
Q4 2017———
Q3 2017———
Q2 2017———
Q1 2017———
Q4 2016———
Q3 2016———
Q2 2016———
Q1 2016———
Q4 2015———
Q3 2015———
Q2 2015———
Q1 2015———
Q4 2014———
Q3 2014———
Q2 2014———
Q1 2014———
Q4 2013———
Q3 2013———
Q2 2013———
Q1 2013———
Q4 2012———
Q3 2012———
Q2 2012———

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