NASDAQ$CZFS
Citizens Financial Services Inc · Q1 2026 earnings
Q1 2026 earnings · · Before market open · Investor relations
Briefing
CZFS reported Q1 2026 revenue of $40.3M and net income of $10.4M, with diluted EPS of $2.16.
For Q1 2026, CZFS reported revenue of $40.3M and net income of $10.4M. Management discusses segment performance, costs, and liquidity in the quarterly 10-Q.
- Revenue of $40.3M for Q1 2026.
- Net income of $10.4M; diluted EPS $2.16.
- Operating trends and segment mix are detailed in the quarterly report.
- Liquidity, capital allocation, and macro exposure are discussed in MD&A.
Headline financials
Revenue & EPS history
Citizens Financial Services · Revenue · Quarterly
$29.8M
Forward guidance
The 10-Q does not provide numeric consolidated annual EPS guidance for CZFS. Management commentary in MD&A covers costs, capital, and sector-specific risks.
Tailwinds
- Management discusses operational priorities and liquidity in the quarterly filing.
- Segment or product trends are disclosed where applicable to the business model.
Headwinds
- Macro, input-cost, and interest-rate exposure can affect near-term results.
- One-time items, impairments, or fair-value marks may distort quarterly comparability.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q1 2026
-0.0%
Avg return
Earnings day
-0.1%
Avg return
5 days after
+1.4%
Avg return
30 days after
52%
33 / 64 earnings
Positive
+12.7%
Q4 2015
Best reaction
-12.2%
Q1 2014
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -3.9% | -10.6% | -3.3% | |
| Q4 2025 | +3.6% | +9.3% | -2.9% | |
| Q3 2025 | +2.5% | +3.1% | +4.3% | |
| Q1 2025 | +3.1% | +8.2% | +7.8% | |
| Q4 2024 | +1.2% | +4.1% | -0.0% | |
| Q3 2024 | -2.5% | -0.9% | +18.1% | |
| Q2 2024 | -0.8% | -11.7% | +5.7% | |
| Q1 2024 | -9.3% | -8.3% | -4.8% | |
| Q4 2023 | -5.6% | -10.8% | -24.6% | |
| Q3 2023 | -1.7% | +5.0% | +27.5% | |
| Q2 2023 | +1.0% | -2.2% | -22.7% | |
| Q1 2023 | +0.4% | +3.6% | -10.1% | |
| Q4 2022 | +1.0% | +6.6% | +7.9% | |
| Q3 2022 | +2.8% | +6.2% | +11.8% | |
| Q2 2022 | +2.9% | +2.9% | +15.4% | |
| Q1 2022 | -0.8% | +0.0% | +8.7% | |
| Q4 2021 | -0.8% | -0.8% | +2.4% | |
| Q3 2021 | +0.0% | +0.0% | -3.7% | |
| Q2 2021 | +0.0% | -0.4% | +0.8% | |
| Q1 2021 | +2.6% | +0.5% | +4.3% | |
| Q4 2020 | +1.3% | +0.6% | +3.1% | |
| Q3 2020 | +0.0% | +1.9% | +4.5% | |
| Q2 2020 | +0.0% | +0.5% | -3.4% | |
| Q1 2020 | +0.3% | +0.3% | +10.2% | |
| Q4 2019 | +1.4% | -6.4% | -9.9% | |
| Q3 2019 | -0.8% | -0.8% | +0.8% | |
| Q2 2019 | -0.4% | -0.6% | -0.0% | |
| Q1 2019 | +3.0% | -3.5% | -5.3% | |
| Q4 2018 | +0.0% | +0.0% | +3.8% | |
| Q3 2018 | -2.0% | +0.9% | -0.7% | |
| Q2 2018 | +1.3% | +1.4% | +0.1% | |
| Q1 2018 | +0.7% | +1.0% | -0.3% | |
| Q4 2017 | +0.2% | -0.3% | +1.0% | |
| Q3 2017 | -2.9% | -0.8% | -0.8% | |
| Q2 2017 | +0.5% | +0.5% | +0.9% | |
| Q1 2017 | +8.2% | +0.0% | +3.3% | |
| Q4 2016 | +1.2% | +1.2% | +1.4% | |
| Q3 2016 | +8.6% | +0.1% | +4.9% | |
| Q2 2016 | -1.5% | -2.0% | -2.4% | |
| Q1 2016 | +0.5% | — | — | |
| Q4 2015 | +12.7% | — | — | |
| Q3 2015 | -7.6% | — | — | |
| Q2 2015 | +0.0% | — | — | |
| Q1 2015 | +0.0% | — | — | |
| Q4 2014 | -7.6% | — | — | |
| Q3 2014 | +1.4% | — | — | |
| Q2 2014 | +9.3% | — | — | |
| Q1 2014 | -12.2% | — | — | |
| Q1 2013 | +0.0% | — | — | |
| Q4 2013 | +0.0% | — | — | |
| Q3 2013 | -8.4% | — | — | |
| Q2 2013 | -2.1% | — | — | |
| Q4 2012 | +0.0% | — | — | |
| Q3 2012 | -10.5% | — | — | |
| Q2 2012 | +2.4% | — | — | |
| Q1 2012 | +9.3% | — | — | |
| Q1 2011 | +1.1% | — | — | |
| Q4 2011 | +1.1% | — | — | |
| Q4 2009 | +1.1% | — | — | |
| Q4 2010 | +1.1% | — | — | |
| Q3 2010 | -8.5% | — | — | |
| Q3 2011 | -8.5% | — | — | |
| Q2 2011 | +3.9% | — | — | |
| Q2 2010 | +3.9% | — | — |
Discussion
Share your read of this quarter. Sign-in carries your eToro identity.
Join the conversation
Sign in with eToro to post your read of this quarter and vote on others'.
Sign in with eToro