NASDAQ$COOP

Mr Cooper Group Inc · Q2 2020 earnings

Q2 2020 earnings · · Investor relations

Briefing

Mr. Cooper Group reported a net income of $73 million, driven by record margins in the Direct-to-Consumer channel and strong origination profits, which offset servicing margin pressure and earned back the MSR mark.

Mr. Cooper Group reported a net income of $73 million, or $0.77 per diluted share, for the second quarter. Excluding mark-to-market adjustments and other items, the company generated a pretax operating income of $350 million. The Originations segment achieved record pretax income, while the Servicing segment experienced a loss due to mark-to-market adjustments.

  • Net income was reported at $73 million, or $0.77 per diluted share.
  • Pretax operating income was $350 million, equivalent to a ROTCE of 55.0%, offset by a mark-to-market loss of $261 million.
  • Unrestricted cash increased quarter-over-quarter from $579 million to $1.0 billion.
  • The origination segment generated record pretax income of $433 million and pretax operating income of $434 million on funded volume of $10.7 billion.

Headline financials

Total Revenue

$630M

Previous: $399M+57.9%
EPS (adj)

$0.77

Previous: -$0.63+222.2%
Servicing Customer Count

3.5M

No prior period
Net Income

$73M

Previous: -$87M+183.9%
Operating Income

$211M

Previous: -$93M+326.9%
Gross Profit

$630M

Previous: $399M+57.9%
Cash & Equivalents

$1.04B

Previous: $245M+324.9%
Total Assets

$17.3B

Previous: $18.4B-6.0%
Stock-Based Comp

$6M

Previous: $5M+20.0%

Revenue & EPS history

Mr Cooper · Revenue · Quarterly

$630M

Q2 2020+57.9%vs Q2 2019
Beat estimate in 10 of 11 quarters(91%)
ActualEstimate

Forward guidance

This document does not contain forward guidance.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 16 quarterly earnings reports

Historical avg

+1.2%

Avg return

Earnings day

+3.7%

Avg return

5 days after

+5.7%

Avg return

30 days after

43%

23 / 54 earnings

Positive

+22.3%

Q4 2021

Best reaction

-16.7%

Q1 2012

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q3 2025
Q2 2025-0.0%-6.4%+17.5%
Q1 2025-1.1%+2.8%+15.6%
Q4 2024-0.6%+0.5%-5.3%
Q3 2024-2.4%+0.3%+9.2%
Q2 2024+9.1%+5.0%+7.0%
Q1 2024-0.9%-0.3%+2.8%
Q4 2023+7.6%+2.3%+9.0%
Q3 2023+6.1%+4.8%+11.3%
Q2 2023+9.6%+7.3%+2.7%
Q1 2023+6.1%+3.4%+3.9%
Q4 2022+4.4%+6.7%-6.3%
Q3 2022-12.9%-11.5%+0.7%
Q2 2022+12.3%+11.2%+10.2%
Q1 2022+5.3%+8.9%+2.4%
Q4 2021+22.3%+26.4%+14.8%
Q3 2021+0.0%-1.5%-4.7%
Q2 2021+2.8%
Q1 2021+2.8%
Q4 2020+3.5%
Q3 2020-5.6%
Q2 2020+13.0%
Q1 2020-6.3%
Q4 2019-1.0%
Q3 2018-1.7%
Q3 2019+4.8%
Q2 2019+18.8%
Q1 2019+6.4%
Q4 2018-3.3%
Q2 2018+0.7%
Q1 2018-0.7%
Q4 2017+1.6%
Q3 2017-4.2%
Q2 2017-4.3%
Q1 2017-3.8%
Q4 2016-7.1%
Q3 2016+2.5%
Q2 2016-2.1%
Q1 2016+0.0%
Q4 2015+0.4%
Q3 2015-0.4%
Q2 2015-2.4%
Q1 2015-2.2%
Q4 2014+0.0%
Q3 2014-3.8%
Q2 2014+1.1%
Q4 2013-1.8%
Q1 2014-0.6%
Q3 2013+15.8%
Q2 2013-2.9%
Q1 2013+0.0%
Q4 2012+0.0%
Q3 2012-2.1%
Q2 2012+0.0%
Q1 2012-16.7%
Q4 2011
Q3 2011
Q2 2011
Q1 2011

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