NASDAQ$CCC

CCC Intelligent Solutions Holdings Inc · Q4 2025 earnings

Q4 2025 earnings · · After market close · Investor relations

Briefing

CCC reported Q4 2025 revenue of $277.9M (+13%) and GAAP net income of $8.1M.

Q4 revenue $277.9 million (+13%); adjusted EBITDA $118.7 million (+12%). GAAP net income $8.1 million; adjusted net income $65.3 million. ~10% of revenue (~$100M FY) from AI solutions. FY revenue $1.057B (+12%).

  • Q4 revenue $277.9M (+13%).
  • Adjusted EBITDA $118.7M.
  • AI solutions ~10% of revenue.
  • 125+ insurers on AI models.

Headline financials

Total Revenue

$278M

Previous: $247M+12.7%
EPS (adj)

$0.10

Previous: $0.10+0.0%
Adjusted EBITDA

$119M

Previous: $106M+11.7%
Adjusted EBITDA Margin

43.0%

Previous: 43.0%+0.0%
Adjusted Gross Profit

$211M

Previous: $188M+12.6%
Adjusted Gross Margin

76.0%

Previous: 76.0%+0.0%
GAAP Gross Margin

74.0%

Previous: 75.0%-1.3%
Adjusted Operating Income

$104M

Previous: $92.9M+12.2%
Adjusted Net Income

$65.3M

Previous: $64.5M+1.2%
Net Income

$8.1M

Previous: $6.3M+28.6%
Operating Income

$50.1M

Previous: $21.1M+137.4%
Gross Profit

$205M

Previous: $185M+10.6%

Revenue & EPS history

CCC · Revenue · Quarterly

$278M

Q4 2025+12.7%vs Q4 2024
Beat estimate in 13 of 15 quarters(87%)
ActualEstimate

Forward guidance

Management sees early AI adoption with long runway across claims workflows; investing for insurance economy automation.

Tailwinds

  • AI revenue scaling across insurers and shops.
  • Adjusted gross margin ~76%.
  • 12% FY revenue growth at 41% adj. EBITDA margin.

Headwinds

  • GAAP profitability thin.
  • Customer IT budgets cyclical.
  • Competition in insurtech platforms.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2025

Historical avgQ4 2025

+1.0%

Avg return

Earnings day

-0.6%

Avg return

5 days after

+1.6%

Avg return

30 days after

57%

13 / 23 earnings

Positive

+23.4%

Q4 2025

Best reaction

-9.9%

Q1 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+8.7%+10.4%-2.9%
Q4 2025+23.4%+10.1%+14.8%
Q3 2025-3.0%-9.8%-17.3%
Q1 2025-9.9%-2.0%-2.9%
Q4 2024+0.1%-2.5%-13.4%
Q3 2024-0.6%-4.8%+14.6%
Q2 2024-7.1%-7.5%-1.6%
Q1 2024-7.9%-5.7%-1.6%
Q4 2023+1.5%+2.8%+3.6%
Q3 2023+6.7%+4.8%+6.5%
Q2 2023-2.3%-3.2%-2.9%
Q1 2023+5.4%+2.6%+28.2%
Q4 2022-2.7%-0.9%+0.1%
Q3 2022+2.4%+1.2%+2.5%
Q2 2022+1.9%-1.3%-4.9%
Q1 2022-1.4%-15.8%+4.1%
Q4 2021+1.3%-1.6%+1.7%
Q2 2021+1.3%-1.6%+1.7%
Q1 2020+3.3%+5.0%-5.5%
Q3 2021+3.9%+7.3%-1.8%
Q1 2021+0.4%-0.1%+0.0%
Q4 2020-1.7%-0.3%-0.1%
Q3 2020-0.7%-0.3%+14.4%

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