NASDAQ$CCBG
Capital City Bank Group Inc · Q2 2020 earnings
Q2 2020 earnings · · Investor relations
Briefing
Net income increased and earnings were reported as expected.
Capital City Bank Group, Inc. reported net income of $9.1 million, or $0.55 per diluted share for the second quarter of 2020, which is an increase compared to the first quarter of 2020 and the second quarter of 2019. The results were positively impacted by Capital City Home Loans and pandemic related stimulus programs.
- Return on assets improved to 1.10% and efficiency ratio to 67%.
- Diversified revenue and strong balance sheet continue to buffer impact of pandemic and lower interest rates.
- Strong performance by Capital City Home Loans (“CCHL”) contributed significantly ($0.20/share)
- Pandemic related stimulus programs contributed $190 million in loan growth and deposit balances totaling $243 million
Headline financials
Revenue & EPS history
Capital City Bank · Revenue · Quarterly
$55.7M
Revenue by segment
Capital City Bank · $30.2M total across 5 segments · Q2 2020
- Mortgage Banking Revenues$17.8M—59.0%
- Deposit Fees$3.76M—12.4%
- Bank Card Fees$3.14M—10.4%
- Other Noninterest Income$2.93M—9.7%
- Wealth Management Fees$2.55M—8.5%
Forward guidance
The second half of 2020 will remain challenging but is hopeful it will bring improvement.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q2 2020
+0.4%
Avg return
Earnings day
+1.4%
Avg return
5 days after
+2.3%
Avg return
30 days after
58%
38 / 65 earnings
Positive
+8.8%
Q4 2023
Best reaction
-10.8%
Q4 2020
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +0.1% | -1.5% | -0.8% | |
| Q4 2025 | -5.0% | -6.5% | -2.8% | |
| Q3 2025 | -1.8% | +0.9% | -2.4% | |
| Q2 2025 | -1.5% | -2.9% | +3.9% | |
| Q1 2025 | +3.7% | +5.7% | +11.5% | |
| Q4 2024 | -0.8% | -0.5% | -2.2% | |
| Q3 2024 | +2.9% | +0.3% | +12.0% | |
| Q2 2024 | +4.0% | +9.1% | -0.4% | |
| Q1 2024 | +0.3% | -0.3% | +2.3% | |
| Q4 2023 | +8.8% | +10.3% | -1.2% | |
| Q3 2023 | -8.3% | -4.9% | -7.7% | |
| Q2 2023 | -0.5% | -4.3% | -9.3% | |
| Q1 2023 | +4.1% | +7.4% | +5.2% | |
| Q4 2022 | -1.2% | -0.1% | +6.7% | |
| Q3 2022 | +2.1% | +3.3% | +4.4% | |
| Q2 2022 | +2.3% | +1.2% | +5.3% | |
| Q1 2022 | +4.0% | +3.1% | +6.8% | |
| Q4 2021 | +0.3% | +0.7% | -0.3% | |
| Q3 2021 | -0.8% | -0.4% | +6.7% | |
| Q2 2021 | +1.0% | +1.8% | -5.2% | |
| Q1 2021 | -0.7% | -0.8% | +3.4% | |
| Q4 2020 | -10.8% | -7.8% | +5.1% | |
| Q3 2020 | -0.6% | -1.2% | +14.1% | |
| Q2 2020 | +2.9% | +6.9% | +7.7% | |
| Q1 2020 | +6.3% | +21.1% | +6.2% | |
| Q4 2019 | +0.6% | +4.6% | -6.0% | |
| Q3 2019 | +1.4% | +2.0% | +2.3% | |
| Q2 2019 | +5.1% | +3.9% | +0.0% | |
| Q1 2019 | -3.2% | -2.8% | +0.1% | |
| Q4 2018 | +0.6% | +0.4% | +3.3% | |
| Q3 2018 | +0.8% | +4.3% | +10.7% | |
| Q2 2018 | -3.0% | -5.9% | -2.3% | |
| Q1 2018 | -3.8% | -5.2% | -7.6% | |
| Q4 2017 | -0.8% | -0.2% | +1.5% | |
| Q3 2017 | -0.9% | +5.4% | -1.6% | |
| Q2 2017 | +6.8% | +7.0% | +2.6% | |
| Q1 2017 | +0.5% | -1.3% | -10.2% | |
| Q4 2016 | +6.4% | +6.2% | +10.3% | |
| Q3 2016 | -1.0% | -2.5% | +25.8% | |
| Q2 2016 | -2.5% | -2.3% | -5.3% | |
| Q1 2016 | +2.8% | — | — | |
| Q4 2015 | +3.0% | — | — | |
| Q3 2015 | -1.4% | — | — | |
| Q2 2015 | +2.5% | — | — | |
| Q1 2015 | -4.8% | — | — | |
| Q4 2014 | -0.6% | — | — | |
| Q3 2014 | +5.1% | — | — | |
| Q2 2014 | +0.4% | — | — | |
| Q1 2014 | +0.8% | — | — | |
| Q4 2013 | +4.7% | — | — | |
| Q3 2013 | +0.3% | — | — | |
| Q2 2013 | +0.1% | — | — | |
| Q1 2013 | +1.0% | — | — | |
| Q4 2012 | -3.4% | — | — | |
| Q3 2012 | +0.5% | — | — | |
| Q2 2012 | -1.0% | — | — | |
| Q1 2011 | -7.3% | — | — | |
| Q1 2012 | +3.2% | — | — | |
| Q4 2009 | +0.8% | — | — | |
| Q4 2010 | +0.8% | — | — | |
| Q3 2010 | -3.3% | — | — | |
| Q3 2011 | -3.3% | — | — | |
| Q2 2011 | +3.5% | — | — | |
| Q2 2010 | +3.5% | — | — | |
| Q1 2010 | -0.2% | — | — |
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