NASDAQ$CCAP

Crescent Capital BDC Inc · Q4 2025 earnings

Q4 2025 earnings · · After market close · Investor relations

Briefing

Crescent Capital BDC reported Q4 2025 net investment income of $0.45 per share and net income of $0.23 per share, with NAV of $19.10.

Crescent Capital BDC (CCAP) posted Q4 2025 net investment income of $0.45 per share and net income of $0.23 per share. Full-year 2025 NII was $1.81 per share and net income $0.93 per share with NAV per share of $19.10 at year-end. The board declared a Q1 2026 regular dividend of $0.42 per share payable April 15, 2026. The BDC invests in middle-market direct lending through Crescent's platform.

  • Q4 NII $0.45/share; net income $0.23/share; NAV $19.10.
  • Full-year NII $1.81/share covers base dividend policy.
  • Q1 2026 dividend $0.42/share declared.
  • Middle-market credit focus via Crescent underwriting platform.

Headline financials

Total Revenue

$40.8M

Previous: $46.4M-12.1%
EPS (adj)

$0.45

Previous: $0.27+66.7%
Weighted Average Yield

10.0%

Previous: 10.9%-8.3%
Floating Rate Debt %

98.0%

Previous: 97.3%+0.7%
Debt to Equity Ratio

1.25

No prior period
Weighted Avg Cost of Debt

5.8%

No prior period
Net Income

$8.5M

Previous: $10M-15.0%
Operating Income

$16.5M

Previous: $20.5M-19.5%

Revenue & EPS history

Crescent Capital BDC · Revenue · Quarterly

$40.8M

Q4 2025-12.1%vs Q4 2024
Beat estimate in 2 of 14 quarters(14%)
ActualEstimate

Revenue by segment

Crescent Capital BDC · $1.56B total across 7 segments · Q3 2023

  • Unitranche First Lien
    $939M
  • Senior Secured First Lien
    $445M
  • Senior Secured Second Lien
    $57.6M
  • LLC/LP Equity Interests
    $54.2M
  • Equity & Other
    $49M
  • Unitranche First Lien Last Out
    $13.8M
  • Unsecured Debt
    $6.3M

Forward guidance

BDCs typically do not give annual EPS guidance; CCAP signaled continued dividend coverage from net investment income and portfolio spread income.

Tailwinds

  • NII exceeds base dividend on full-year basis.
  • Established middle-market lending franchise and underwriting.
  • NAV stability around $19.10 supports book value anchor.

Headwinds

  • Credit cycle risk in middle-market borrowers.
  • Net income below NII due to realized/unrealized marks.
  • Rising base rates affect borrower stress and non-accruals.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q4 2025

Historical avgQ4 2025

+0.4%

Avg return

Earnings day

+0.4%

Avg return

5 days after

+0.4%

Avg return

30 days after

57%

13 / 23 earnings

Positive

+5.4%

Q4 2022

Best reaction

-4.7%

Q4 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.1%-16.1%-14.9%
Q4 2025-0.5%+1.1%-7.2%
Q3 2025-4.5%-6.3%+5.1%
Q1 2025-4.5%-5.2%-11.2%
Q4 2024-4.7%-8.6%-11.8%
Q3 2024+3.1%+4.2%+9.3%
Q2 2024-0.2%+2.0%+1.5%
Q1 2024+2.5%+2.5%+7.3%
Q4 2023+3.5%+2.6%+7.4%
Q3 2023-0.2%+1.2%+1.6%
Q2 2023+0.1%+2.4%-0.2%
Q1 2023+0.5%+1.6%+4.1%
Q4 2022+5.4%+7.3%-5.8%
Q3 2022-0.5%-2.9%-5.4%
Q2 2022+1.8%+6.4%+4.9%
Q1 2022-4.0%-3.8%-2.7%
Q4 2021-2.5%-0.9%+1.5%
Q3 2021+2.8%+2.7%-6.4%
Q2 2021+1.3%+0.5%-0.1%
Q1 2021+0.6%+7.6%+5.4%
Q4 2020+0.9%+5.6%+8.6%
Q3 2020+5.2%+1.3%+10.4%
Q2 2020+3.6%+3.2%+7.2%
Q4 2019
Q2 2018
Q1 2018
Q4 2017
Q3 2017
Q2 2017
Q1 2017
Q4 2016
Q3 2016
Q2 2016
Q1 2016
Q3 2015
Q2 2015

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