NASDAQ$CASS
Cass Information Systems Inc · Q1 2020 earnings
Q1 2020 earnings · · Investor relations
Briefing
Cass reported first quarter earnings, experiencing declines in revenue and net income due to COVID-19 impacts and lower interest rates.
Cass Information Systems reported a decrease in first-quarter earnings per share to $0.52, a 5% decrease from the $0.55 reported in Q1 2019. Net income also decreased to $7.5 million, compared to $8.2 million in the previous year. The company faced challenges due to COVID-19, which affected transportation and facility-related volumes.
- First-quarter revenue decreased by 1% year-over-year.
- Net income decreased by 8% compared to the first quarter of 2019.
- Transportation volumes (invoices and dollars) decreased by 7%.
- Facility-related invoice and dollar volumes decreased by 7% and 4%, respectively.
Headline financials
Revenue & EPS history
Cass · Revenue · Quarterly
$38.1M
Revenue by segment
Cass · $31.5M total across 2 segments · Q3 2023
- Processing Fees$19.9M+5.1%63.2%
- Financial Fees$11.6M+3.1%36.8%
Forward guidance
The company did not provide specific forward guidance but highlighted its commitment to supporting clients and securing its future by being a reliable business partner, providing financing and flexible terms, and adapting as necessary.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q1 2020
-0.3%
Avg return
Earnings day
+0.4%
Avg return
5 days after
+2.8%
Avg return
30 days after
55%
36 / 66 earnings
Positive
+5.9%
Q3 2022
Best reaction
-13.8%
Q2 2024
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -0.6% | -2.0% | -6.0% | |
| Q4 2025 | +1.6% | +3.6% | +4.2% | |
| Q3 2025 | +0.4% | -0.6% | +5.5% | |
| Q2 2025 | -1.4% | -0.8% | -0.0% | |
| Q1 2025 | -1.2% | -0.8% | +3.5% | |
| Q4 2024 | +2.7% | +2.6% | +6.9% | |
| Q3 2024 | -6.2% | -3.9% | +3.6% | |
| Q2 2024 | -13.8% | -11.3% | -9.1% | |
| Q1 2024 | -6.9% | -3.9% | +2.1% | |
| Q4 2023 | +2.4% | +2.9% | +10.6% | |
| Q3 2023 | -1.1% | +1.7% | +12.0% | |
| Q2 2023 | +0.2% | -2.2% | +0.2% | |
| Q1 2023 | -12.3% | -13.1% | -10.2% | |
| Q4 2022 | +1.7% | +2.2% | +7.0% | |
| Q3 2022 | +5.9% | +7.9% | +16.5% | |
| Q2 2022 | +5.1% | +9.0% | +14.0% | |
| Q1 2022 | +3.2% | +4.3% | -11.0% | |
| Q4 2021 | +3.6% | +6.5% | +5.5% | |
| Q3 2021 | +0.4% | +0.1% | +7.1% | |
| Q2 2021 | -0.4% | +1.2% | +8.9% | |
| Q1 2021 | +0.2% | -1.7% | -0.9% | |
| Q4 2020 | +0.7% | +4.1% | +6.8% | |
| Q3 2020 | +3.4% | -3.7% | +1.8% | |
| Q2 2020 | -4.3% | -6.5% | -2.4% | |
| Q1 2020 | +2.4% | +13.4% | +8.1% | |
| Q4 2019 | -2.5% | -2.4% | -15.2% | |
| Q3 2019 | +2.9% | +8.9% | +6.4% | |
| Q2 2019 | +2.9% | +3.7% | -1.4% | |
| Q1 2019 | +3.4% | +1.0% | -6.3% | |
| Q4 2018 | -2.9% | +1.0% | +2.6% | |
| Q3 2018 | +4.8% | +10.8% | +14.3% | |
| Q2 2018 | -2.8% | -2.9% | +6.5% | |
| Q1 2018 | -1.5% | -1.0% | +2.2% | |
| Q4 2017 | -2.5% | -4.5% | +4.3% | |
| Q3 2017 | +1.1% | -0.2% | +1.5% | |
| Q2 2017 | -1.2% | -3.8% | -9.1% | |
| Q1 2017 | -1.3% | -2.2% | -8.0% | |
| Q4 2016 | +0.5% | -3.2% | -0.3% | |
| Q3 2016 | +0.7% | +2.7% | +29.2% | |
| Q2 2016 | -0.0% | -2.3% | +1.5% | |
| Q1 2016 | +0.2% | — | — | |
| Q4 2015 | +4.0% | — | — | |
| Q3 2015 | +2.7% | — | — | |
| Q2 2015 | -8.0% | — | — | |
| Q1 2015 | +4.4% | — | — | |
| Q4 2014 | -8.8% | — | — | |
| Q3 2014 | +5.1% | — | — | |
| Q2 2014 | -0.8% | — | — | |
| Q1 2014 | +2.9% | — | — | |
| Q4 2013 | -8.6% | — | — | |
| Q3 2013 | +1.2% | — | — | |
| Q2 2013 | +3.3% | — | — | |
| Q1 2013 | -0.4% | — | — | |
| Q4 2012 | -4.0% | — | — | |
| Q3 2012 | -2.3% | — | — | |
| Q4 2011 | +4.9% | — | — | |
| Q2 2012 | +4.9% | — | — | |
| Q1 2011 | -1.7% | — | — | |
| Q1 2012 | +0.9% | — | — | |
| Q4 2009 | +2.2% | — | — | |
| Q3 2010 | +1.0% | — | — | |
| Q3 2011 | +1.0% | — | — | |
| Q2 2011 | -1.7% | — | — | |
| Q2 2010 | -1.7% | — | — | |
| Q4 2010 | -1.7% | — | — | |
| Q1 2010 | -4.4% | — | — |
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