NASDAQ$CASH
Meta Financial Group Inc · Q1 2025 earnings
Q1 2025 earnings · · Investor relations
Briefing
Reported net income for the first quarter of fiscal year 2025.
Pathward Financial, Inc. reported a strong start to fiscal 2025 with a net income of $31.4 million, or $1.29 per share, for the three months ended December 31, 2024. The company completed the sale of its insurance premium finance business and debt securities, optimizing its balance sheet. Total revenue increased by 7% year-over-year, driven by growth in both net interest income and noninterest income.
- Completed the sale of the insurance premium finance business and subsequent sale of debt securities to optimize the balance sheet.
- Extended two contracts with large, existing partners in Partner Solutions.
- Started tax season with 12% more enrolled tax offices than last year.
- Net interest margin increased 61 basis points to 6.84%.
Headline financials
Revenue & EPS history
Meta · Revenue · Quarterly
$174M
Revenue by segment
Meta · $55.2M total across 5 segments · Q1 2023
- Card and deposit fees$37.7M—68.4%
- Rental income$12.7M—23.0%
- Other income$3.56M—6.4%
- Refund transfer product fees$677K—1.2%
- Gain on sale of other$502K—0.9%
Forward guidance
The company did not provide specific forward guidance in this earnings report.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q1 2025
+1.2%
Avg return
Earnings day
+0.6%
Avg return
5 days after
+3.4%
Avg return
30 days after
55%
36 / 65 earnings
Positive
+20.5%
Q4 2020
Best reaction
-18.5%
Q3 2022
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q2 2026 | +0.7% | -9.6% | -16.0% | |
| Q1 2026 | +7.1% | -3.0% | -2.7% | |
| Q4 2025 | -0.0% | -2.2% | -2.2% | |
| Q2 2025 | +6.0% | +6.9% | +3.8% | |
| Q1 2025 | -0.6% | +2.6% | +2.7% | |
| Q4 2024 | -4.0% | -3.7% | +13.4% | |
| Q3 2024 | +4.9% | +4.1% | +3.1% | |
| Q2 2024 | +4.3% | +1.5% | +8.9% | |
| Q1 2024 | +1.1% | +3.0% | -2.5% | |
| Q4 2023 | +7.5% | +6.7% | +16.1% | |
| Q3 2023 | -5.8% | -7.7% | -13.8% | |
| Q2 2023 | +7.9% | +10.1% | +15.2% | |
| Q1 2023 | +7.8% | +7.3% | +12.2% | |
| Q4 2022 | +6.6% | +5.9% | +13.2% | |
| Q3 2022 | -18.5% | -20.2% | -18.5% | |
| Q2 2022 | -2.9% | -4.4% | -7.5% | |
| Q1 2022 | -1.5% | +3.4% | -3.9% | |
| Q4 2021 | -10.7% | -6.5% | +0.1% | |
| Q3 2021 | +3.5% | +0.3% | +2.7% | |
| Q2 2021 | +10.3% | +8.3% | +15.7% | |
| Q1 2021 | +3.5% | +3.7% | +16.1% | |
| Q4 2020 | +20.5% | +23.2% | +45.7% | |
| Q3 2020 | +5.5% | +0.8% | +0.9% | |
| Q2 2020 | -7.7% | +1.9% | -1.7% | |
| Q1 2020 | +1.5% | +1.5% | -11.3% | |
| Q4 2019 | -9.6% | -9.3% | -2.0% | |
| Q3 2019 | +10.9% | +8.8% | +12.4% | |
| Q2 2019 | +14.3% | +13.1% | +20.7% | |
| Q1 2019 | +9.0% | +6.0% | +7.0% | |
| Q4 2018 | +6.5% | +5.6% | -4.6% | |
| Q3 2018 | -5.3% | -6.7% | -11.0% | |
| Q2 2018 | -8.2% | -9.5% | +0.8% | |
| Q1 2018 | +12.7% | +5.5% | +4.5% | |
| Q4 2017 | +4.0% | +3.5% | +10.7% | |
| Q3 2017 | -0.9% | -23.4% | -25.4% | |
| Q2 2017 | -4.4% | -6.0% | -2.9% | |
| Q1 2017 | -15.3% | -6.3% | -14.0% | |
| Q4 2016 | +5.9% | +5.2% | +35.8% | |
| Q3 2016 | +4.0% | +3.6% | +11.5% | |
| Q2 2016 | +7.2% | — | — | |
| Q1 2016 | +15.7% | — | — | |
| Q4 2015 | +3.7% | — | — | |
| Q3 2015 | -0.8% | — | — | |
| Q2 2015 | -4.1% | — | — | |
| Q1 2015 | +3.3% | — | — | |
| Q4 2014 | +0.1% | — | — | |
| Q3 2014 | -3.3% | — | — | |
| Q2 2014 | -4.2% | — | — | |
| Q1 2014 | -3.1% | — | — | |
| Q4 2013 | -5.8% | — | — | |
| Q3 2013 | +7.1% | — | — | |
| Q2 2013 | -1.7% | — | — | |
| Q1 2013 | +1.6% | — | — | |
| Q4 2012 | -2.1% | — | — | |
| Q3 2012 | -3.2% | — | — | |
| Q2 2012 | -0.8% | — | — | |
| Q1 2011 | +12.9% | — | — | |
| Q1 2012 | -5.0% | — | — | |
| Q2 2011 | +6.8% | — | — | |
| Q4 2009 | +6.8% | — | — | |
| Q4 2011 | +6.8% | — | — | |
| Q3 2010 | -13.8% | — | — | |
| Q4 2010 | -13.8% | — | — | |
| Q3 2011 | -13.8% | — | — | |
| Q2 2010 | +12.5% | — | — |
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