NASDAQ$BYFC

Broadway Financial Corp/DE · Q2 2023 earnings

Q2 2023 earnings · · Investor relations

Briefing

Broadway Financial's net income decreased due to increased interest expense and provision for credit losses, despite growth in interest income and loans.

Broadway Financial Corporation reported a consolidated net income of $243 thousand, or $0.00 per diluted share, for Q2 2023, a decrease compared to Q2 2022. The decrease was primarily due to increased interest expense and a provision for credit losses.

  • Net income for the second quarter of 2023 was $243 thousand, or $0.00 per diluted share.
  • Total interest income increased by $3.3 million, or 38.5% compared to Q2 2022.
  • Total net loans receivable increased by $56.6 million, or 7.4%, to $824.6 million at June 30, 2023, compared to December 31, 2022.
  • Total assets increased by $47.0 million, or 4.0%, to $1.2 billion at June 30, 2023, compared to December 31, 2022.

Headline financials

Total Revenue

$7.53M

Previous: $8.3M-9.3%
EPS (adj)

$0.03

Previous: $0.24-88.5%
Capital Expenditures

-$32K

Previous: -$583K+94.5%
Free Cash Flow

$211K

Previous: $1.27M-83.4%
Net Income

$243K

Previous: $1.85M-86.9%
Operating Income

$691K

Previous: $5.21M-86.7%
Gross Profit

$6.84M

Previous: $7.72M-11.4%
Cash & Equivalents

$10.7M

Previous: $280M-96.2%
Total Assets

$1.23B

Previous: $1.22B+0.6%

Revenue & EPS history

Broadway Financial · Revenue · Quarterly

$7.53M

Q2 2023-9.3%vs Q2 2022

Revenue by segment

Broadway Financial · $25K total across 1 segment · Q4 2019

  • Service Charges on Deposits
    $25K

Forward guidance

The company intends to continue growing wisely and improving its profitability by implementing new efforts to retain and gather deposits.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q2 2023

Historical avgQ2 2023

+1.0%

Avg return

Earnings day

+20.6%

Avg return

5 days after

+21.3%

Avg return

30 days after

34%

22 / 64 earnings

Positive

+128.2%

Q2 2012

Best reaction

-24.7%

Q3 2012

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+1.4%
Q2 2025-1.1%-1.8%-2.2%
Q1 2025+0.0%-1.4%+4.3%
Q4 2024-1.5%-3.4%-7.8%
Q3 2024+6.7%+5.4%+4.4%
Q2 2024-7.1%-6.0%+32.8%
Q1 2024-2.8%-3.6%+3.4%
Q4 2023+8.4%+7.3%+13.5%
Q3 2023+8.4%+7.3%+13.5%
Q2 2023+0.0%-1.0%-11.8%
Q1 2023+8.0%+10.3%+11.5%
Q4 2022-0.8%-1.5%-15.2%
Q3 2025-2.7%-6.4%-18.2%
Q3 2022-1.7%-4.3%-16.5%
Q2 2022+5.8%+11.7%+9.7%
Q1 2022-4.8%-2.7%+6.8%
Q4 2021-3.3%+0.7%+1.3%
Q3 2021+0.7%-4.0%-5.8%
Q2 2021-8.7%-8.1%+15.0%
Q1 2021-9.5%-12.4%+24.3%
Q4 2020+4.0%+780.9%+828.9%
Q3 2020-1.7%-6.2%-1.1%
Q2 2020+4.3%+1.1%-9.8%
Q1 2020+4.4%+0.0%+0.7%
Q4 2019-2.7%-1.3%-7.4%
Q3 2019-9.6%-1.8%-7.8%
Q2 2019-2.0%-1.5%-9.2%
Q1 2019+4.7%+5.5%+5.5%
Q4 2018+6.4%+6.4%-3.5%
Q3 2018+10.7%+13.9%+3.3%
Q2 2018+3.4%-5.4%-26.8%
Q1 2018+0.0%+0.5%-5.5%
Q4 2017+1.0%+1.4%+3.8%
Q3 2017-5.7%-6.5%-15.4%
Q2 2017-0.8%+1.6%-13.7%
Q1 2017+1.1%+6.8%+13.0%
Q4 2016+0.0%+1.7%+0.0%
Q3 2016+0.0%+0.0%+0.0%
Q2 2016-1.1%-2.2%-8.9%
Q1 2016-0.5%
Q4 2015-6.1%
Q3 2015-3.7%
Q2 2015-7.4%
Q1 2015-5.3%
Q4 2014+0.0%
Q3 2014+0.7%
Q2 2014-3.0%
Q1 2014-0.8%
Q4 2013+1.8%
Q3 2013-4.0%
Q2 2013+5.3%
Q1 2013+8.4%
Q4 2012+8.4%
Q3 2012-24.7%
Q2 2012+128.2%
Q1 2011+0.0%
Q1 2012-4.4%
Q4 2010-4.4%
Q4 2011+0.0%
Q3 2011-15.6%
Q3 2010-15.6%
Q2 2011-2.5%
Q2 2010-2.5%
Q1 2010+0.0%

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