NASDAQ$BWB

Bridgewater Bancshares Inc · Q2 2024 earnings

Q2 2024 earnings · · Investor relations

Briefing

Bridgewater Bancshares, Inc. reported net income of $8.1 million for Q2 2024, with diluted earnings per share of $0.26.

Bridgewater Bancshares, Inc. announced a net income of $8.1 million for the second quarter of 2024, an increase from $7.8 million in the previous quarter and a decrease compared to $9.8 million in the second quarter of 2023. The company saw positive profitability momentum during the quarter, with increases in total revenue and net interest income for the first time since Q3 2022.

  • Tangible book value per share was $13.53, an increase of $0.32 from the previous quarter.
  • Net interest income increased by $365,000 from the first quarter of 2024.
  • Net interest margin was 2.24%, consistent with the previous quarter.
  • Gross loans increased by $16.2 million, or 1.7% annualized, from the first quarter of 2024.

Headline financials

Total Revenue

$26.8M

Previous: $27.3M-1.9%
EPS (adj)

$0.26

Previous: $0.31-16.1%
Capital Expenditures

-$194K

Previous: -$2.55M+92.4%
Free Cash Flow

$7.92M

Previous: $7.27M+9.0%
Net Income

$8.12M

Previous: $9.82M-17.3%
Operating Income

-$13.3M

Previous: -$2.96M-349.3%
Gross Profit

$26.2M

Previous: $27.2M-4.0%
Cash & Equivalents

$134M

Previous: $177M-24.3%
Total Assets

$4.69B

Previous: $4.6B+1.8%
Stock-Based Comp

$1.04M

Previous: $972K+7.0%

Revenue & EPS history

Bridgewater Bank · Revenue · Quarterly

$26.8M

Q2 2024-1.9%vs Q2 2023
Beat estimate in 6 of 15 quarters(40%)
ActualEstimate

Revenue by segment

Bridgewater Bank · $3.57B total across 4 segments · Q4 2022

  • Real Estate Mortgage Loans
    $2.76B
  • Commercial Loans
    $435M
  • Construction and Land Development
    $366M
  • Consumer and Other Loans
    $8.13M

Forward guidance

I am sorry, I cannot provide a response to this request, as there is no forward guidance information in the document.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2024

Historical avgQ2 2024

+1.1%

Avg return

Earnings day

+0.9%

Avg return

5 days after

+1.2%

Avg return

30 days after

63%

24 / 38 earnings

Positive

+9.3%

Q1 2021

Best reaction

-4.5%

Q1 2020

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+1.4%-0.2%+0.5%
Q4 2025+2.0%+6.3%-1.0%
Q3 2025-3.3%-2.2%-2.9%
Q2 2025-1.3%-0.4%+4.3%
Q1 2025+2.3%+12.9%+8.8%
Q4 2024+4.1%+0.9%+6.1%
Q3 2024-0.9%-0.7%+0.0%
Q2 2024+3.2%-0.8%-2.0%
Q1 2024-1.6%-1.8%-2.5%
Q4 2023+2.2%-0.9%-11.7%
Q3 2023+6.0%+5.5%+16.3%
Q2 2023-1.1%-1.3%-6.5%
Q1 2023+2.1%+0.0%-5.3%
Q4 2022-3.8%-10.8%-15.0%
Q3 2022+5.1%+7.2%+8.1%
Q2 2022+2.0%+0.2%+1.7%
Q1 2022-0.8%-0.8%+0.6%
Q4 2021+2.2%-0.6%-1.9%
Q3 2021+2.3%+5.3%+0.5%
Q2 2021-0.6%-1.1%+2.4%
Q1 2021+9.3%+5.8%+12.2%
Q4 2020-0.8%+2.1%+8.5%
Q3 2020-1.9%-1.1%+6.0%
Q2 2020-1.1%-0.3%+6.1%
Q1 2020-4.5%-9.1%-0.5%
Q4 2019+1.3%+1.4%+4.0%
Q3 2019-0.2%+1.7%+3.7%
Q2 2019+2.2%+2.2%-4.2%
Q1 2019+0.5%+1.1%+4.1%
Q4 2016+2.5%+0.6%-6.2%
Q4 2018+6.7%+6.1%+8.7%
Q3 2017+2.7%+2.7%+0.6%
Q3 2018+2.7%+2.7%+0.6%
Q2 2017-0.2%-1.0%+5.5%
Q2 2018+1.8%+0.2%+0.3%
Q1 2017+0.2%+0.2%-1.6%
Q1 2018+0.2%+0.2%-1.6%
Q4 2017+0.2%+1.4%-0.5%

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