NASDAQ$BOKF
BOK Financial Corp · Q1 2023 earnings
Q1 2023 earnings · · Investor relations
Briefing
BOK Financial reported strong financial results due to diverse business model, strong operating geographies, and disciplined approach to risk management.
BOK Financial Corporation reported a net income of $162.4 million, or $2.43 per diluted share, for the first quarter of 2023. The company's performance was driven by sustained revenue in non-interest income businesses, continued loan growth, and an efficiency ratio below 57 percent.
- Net income was $162.4 million or $2.43 per diluted share.
- Net interest revenue totaled $352.3 million, consistent with the prior quarter.
- Fees and commissions revenue was $186.0 million, a decrease of $7.6 million.
- Period-end loans increased $193 million to $22.8 billion.
Headline financials
Revenue & EPS history
BOK Financial · Revenue · Quarterly
$530M
Revenue by segment
BOK Financial · $625M total across 3 segments · Q1 2023
- Commercial Banking$322M+66.2%51.6%
- Wealth Management$163M+101.8%26.1%
- Consumer Banking$140M+128.8%22.4%
Forward guidance
The company expects continued growth in commercial real estate balances as loans fund, primarily in the multifamily and industrial loan portfolios.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q1 2023
-0.0%
Avg return
Earnings day
+0.4%
Avg return
5 days after
+1.6%
Avg return
30 days after
43%
30 / 69 earnings
Positive
+6.9%
Q3 2020
Best reaction
-12.0%
Q4 2021
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -2.2% | -3.3% | -5.4% | |
| Q4 2025 | +1.3% | +5.7% | +4.7% | |
| Q3 2025 | -3.1% | -3.3% | -3.7% | |
| Q2 2025 | -1.7% | -0.4% | +4.6% | |
| Q1 2025 | -1.7% | +2.6% | +4.2% | |
| Q4 2024 | -0.2% | -2.7% | -3.2% | |
| Q3 2024 | -2.1% | -4.1% | +5.0% | |
| Q2 2024 | -1.5% | -1.0% | -5.2% | |
| Q1 2024 | -1.3% | -1.3% | +1.0% | |
| Q4 2023 | +2.9% | +4.2% | +0.0% | |
| Q3 2023 | -9.6% | -7.6% | -0.2% | |
| Q2 2023 | -2.4% | -1.8% | -11.0% | |
| Q1 2023 | +5.2% | +4.3% | +4.8% | |
| Q4 2022 | -0.1% | -0.8% | +4.4% | |
| Q3 2022 | +3.7% | +9.1% | +3.1% | |
| Q2 2022 | +5.7% | +9.3% | +12.8% | |
| Q1 2022 | -0.5% | -1.0% | +0.1% | |
| Q4 2021 | -12.0% | -11.5% | -12.0% | |
| Q3 2021 | +5.4% | +8.5% | +11.7% | |
| Q2 2021 | -0.3% | +1.5% | +6.9% | |
| Q1 2021 | -2.6% | -0.2% | +3.5% | |
| Q4 2020 | -2.7% | -2.2% | +5.5% | |
| Q3 2020 | +6.9% | +6.2% | +21.7% | |
| Q2 2020 | +3.9% | +0.3% | -0.6% | |
| Q1 2020 | +5.8% | +13.2% | +10.4% | |
| Q4 2019 | -3.7% | -6.2% | -5.5% | |
| Q3 2019 | -1.5% | -0.5% | +4.9% | |
| Q2 2019 | +5.0% | +6.1% | -2.8% | |
| Q1 2019 | -1.8% | +0.8% | -9.9% | |
| Q4 2018 | +0.0% | +2.0% | +9.3% | |
| Q3 2018 | -2.1% | -0.4% | -3.3% | |
| Q2 2018 | +0.5% | +0.1% | +3.2% | |
| Q1 2018 | -0.8% | -2.7% | -1.1% | |
| Q4 2017 | +0.0% | +1.1% | -1.2% | |
| Q3 2017 | -3.6% | -4.7% | -6.5% | |
| Q2 2017 | -2.6% | -3.2% | -7.4% | |
| Q1 2017 | +5.9% | +5.0% | +2.7% | |
| Q4 2016 | +1.6% | -1.8% | -0.5% | |
| Q3 2016 | +1.1% | +0.2% | +15.0% | |
| Q2 2016 | -0.8% | -4.1% | +2.9% | |
| Q1 2016 | -3.3% | — | — | |
| Q4 2015 | +5.2% | — | — | |
| Q3 2015 | +6.9% | — | — | |
| Q2 2015 | +2.7% | — | — | |
| Q1 2015 | +2.1% | — | — | |
| Q4 2014 | -2.9% | — | — | |
| Q3 2014 | +0.4% | — | — | |
| Q2 2014 | +1.7% | — | — | |
| Q1 2014 | -1.6% | — | — | |
| Q4 2013 | -0.9% | — | — | |
| Q3 2013 | -4.9% | — | — | |
| Q2 2013 | -0.2% | — | — | |
| Q1 2013 | -0.5% | — | — | |
| Q4 2012 | -0.7% | — | — | |
| Q3 2012 | +2.4% | — | — | |
| Q2 2012 | +0.0% | — | — | |
| Q1 2012 | +4.9% | — | — | |
| Q4 2011 | -0.8% | — | — | |
| Q4 2008 | -0.8% | — | — | |
| Q4 2009 | -0.8% | — | — | |
| Q3 2011 | -3.5% | — | — | |
| Q2 2011 | +2.5% | — | — | |
| Q1 2010 | +0.2% | — | — | |
| Q1 2011 | +0.2% | — | — | |
| Q4 2010 | -1.4% | — | — | |
| Q3 2009 | +1.3% | — | — | |
| Q3 2010 | +1.3% | — | — | |
| Q2 2010 | -2.3% | — | — | |
| Q2 2009 | -2.3% | — | — |
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