NASDAQ$BLFY

Blue Foundry Bancorp · Q1 2025 earnings

Q1 2025 earnings · · Before market open · Investor relations

Briefing

Blue Foundry Bancorp reported Q1 2025 a net loss of $2.7M, diluted EPS of $-0.13.

For Q1 2025, Blue Foundry Bancorp reported net loss was $2.7M, diluted EPS was $-0.13. Management discusses segment trends, liquidity, and outlook in the quarterly filing.

  • Net loss $2.7M.
  • Diluted EPS $-0.13.
  • MD&A highlights operating priorities, liquidity, and sector risks.

Headline financials

Total Revenue

$11.1M

Previous: $9.87M+12.9%
EPS (adj)

-$0.13

Previous: -$0.13+0.0%
Free Cash Flow

-$2.69M

Previous: -$2.85M+5.5%
Net Income

-$2.69M

Previous: -$2.84M+5.2%
Operating Income

-$5.44M

Previous: -$5.85M+7.1%
Gross Profit

$10.9M

Previous: $9.87M+10.8%

Revenue & EPS history

Blue Foundry · Revenue · Quarterly

$11.1M

Q1 2025+12.9%vs Q1 2024
Beat estimate in 12 of 15 quarters(80%)
ActualEstimate

Revenue by segment

Blue Foundry · $1.58B total across 7 segments · Q2 2023

  • Multifamily
    $697M+20.3%
  • Residential
    $580M-1.7%
  • Commercial real estate
    $237M+12.1%
  • Construction
    $36M+71.5%
  • Junior liens
    $21.3M+29.9%
  • Commercial and industrial
    $9.74M+63.6%
  • Consumer and other
    $33K-29.8%

Forward guidance

Outlook emphasizes path to profitability, liquidity, and cost discipline.

Tailwinds

  • Operating initiatives and balance-sheet flexibility.
  • Segment turnaround actions noted in MD&A.

Headwinds

  • Operating losses and macro demand uncertainty.
  • Financing or impairment risks.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 16 quarterly earnings reports · overlaid with Q1 2025

Historical avgQ1 2025

+0.1%

Avg return

Earnings day

+0.0%

Avg return

5 days after

+3.5%

Avg return

30 days after

39%

7 / 18 earnings

Positive

+3.9%

Q4 2023

Best reaction

-6.1%

Q4 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q4 2025+0.6%+3.4%
Q3 2025-1.6%-4.4%+27.6%
Q2 2025-1.6%-3.6%+5.3%
Q1 2025-1.6%+5.2%-4.5%
Q3 2024-1.8%-0.4%+12.5%
Q2 2024+1.7%+0.9%-2.5%
Q1 2024-0.7%+0.7%+8.5%
Q4 2023+3.9%+5.5%-5.1%
Q3 2023+2.0%-1.6%+15.2%
Q2 2023+2.5%+1.8%-5.5%
Q1 2023-0.2%-5.7%-3.9%
Q4 2022-6.1%-6.1%-2.7%
Q3 2022+2.8%+4.5%+10.6%
Q2 2022-0.6%-1.1%-3.2%
Q1 2022+3.4%+1.4%-3.9%
Q4 2021-0.1%+1.0%-4.1%
Q3 2021-0.4%-0.6%+7.9%
Q2 2021-0.6%-0.6%+7.1%
Q1 2021
Q4 2020
Q3 2020
Q2 2020
Q1 2020

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