NASDAQ$BFC

Bank First Corporation · Q2 2025 earnings

Q2 2025 earnings · · After market close · Investor relations

Briefing

Bank First reported Q2 2025, revenue of $16.9M, net income of $16.9M, diluted EPS of $1.71.

For Q2 2025, Bank First reported revenue of $16.9M, net income of $16.9M, diluted EPS was $1.71. Management discusses segment performance, liquidity, and outlook in the quarterly filing.

  • Revenue $16.9M.
  • Net income $16.9M.
  • Diluted EPS $1.71.

Headline financials

Total Revenue

$41.6M

Previous: $38.9M+7.0%
EPS (adj)

$1.71

Previous: $1.59+7.5%
Capital Expenditures

-$5.77M

Previous: -$1.99M-190.9%
Net Income

$16.9M

Previous: $16.1M+5.1%

Revenue & EPS history

Bank First · Revenue · Quarterly

$41.6M

Q2 2025+7%vs Q2 2024
Beat estimate in 5 of 15 quarters(33%)
ActualEstimate

Forward guidance

The filing discusses Bank First's outlook, capital allocation, and key risks for upcoming periods, including guidance or operating priorities where disclosed.

Tailwinds

  • Bank First cites execution and demand trends supporting the outlook.
  • Liquidity and balance-sheet capacity support operations and returns.
  • Net interest income and credit quality support the banking outlook.

Headwinds

  • Macro, input costs, and FX may pressure margins quarter to quarter.
  • Segment mix and one-time items can affect comparability.
  • Interest-rate moves and deposit competition affect net interest margin.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2025

Historical avgQ2 2025

-0.0%

Avg return

Earnings day

+0.2%

Avg return

5 days after

+2.4%

Avg return

30 days after

40%

25 / 62 earnings

Positive

+5.1%

Q3 2024

Best reaction

-10.4%

Q2 2019

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.2%-2.6%-1.2%
Q4 2025+0.9%+0.0%+5.3%
Q3 2025+4.1%+2.9%-3.0%
Q2 2025-2.1%-0.8%+3.1%
Q1 2025+0.0%+0.1%+3.9%
Q4 2024+0.4%+2.8%+3.9%
Q3 2024+5.1%+5.9%+14.7%
Q2 2024+3.0%+2.9%-3.3%
Q1 2024-3.2%-0.4%+7.7%
Q4 2023+1.5%+10.5%+8.1%
Q3 2023-0.4%-4.4%+4.6%
Q2 2023-0.2%+1.8%-7.0%
Q1 2023-2.4%-2.2%+1.3%
Q4 2022-8.4%-9.8%-7.2%
Q3 2022-0.5%+2.3%+16.2%
Q2 2022+2.5%+0.2%+8.9%
Q1 2022+2.5%-0.2%-2.9%
Q4 2021+0.2%-1.5%-2.2%
Q3 2021-1.9%-2.7%+2.4%
Q2 2021+1.4%-0.2%-0.1%
Q1 2021+2.2%+2.0%+2.9%
Q4 2020+1.5%+3.1%+2.3%
Q3 2020+4.2%+5.5%+9.1%
Q2 2020+0.1%-0.3%+0.1%
Q1 2020+1.5%+6.0%+14.1%
Q4 2019+0.4%-0.9%-5.8%
Q3 2019+2.0%+4.4%+3.3%
Q2 2019-10.4%-9.6%-14.0%
Q1 2018-2.9%-1.1%+2.8%
Q1 2019+0.2%-1.3%+8.1%
Q4 2017-0.8%-0.1%+6.8%
Q4 2016-0.8%-0.1%+6.8%
Q2 2018-0.8%-0.1%+6.8%
Q4 2018-0.4%-2.5%+3.4%
Q3 2017-1.2%-0.7%-5.2%
Q3 2018-1.2%-0.7%-5.2%
Q2 2017+0.0%-0.6%+2.5%
Q1 2017+0.0%+0.0%+1.1%
Q3 2016+0.0%-1.0%-2.0%
Q2 2016+0.7%+0.0%+5.4%
Q1 2016-1.0%
Q4 2015-7.0%
Q3 2015+2.0%
Q2 2015+0.0%
Q1 2015+0.2%
Q4 2014+0.0%
Q3 2014-0.2%
Q2 2014+0.0%
Q1 2014-0.8%
Q4 2013+0.0%
Q3 2013+1.5%
Q2 2013+0.0%
Q1 2013+0.0%
Q4 2012-0.6%
Q4 2011+0.0%
Q3 2011+0.0%
Q2 2011-1.7%
Q1 2011+0.0%
Q4 2010+0.0%
Q3 2010+4.3%
Q2 2010+0.0%
Q1 2010+4.5%

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