NASDAQ$BCML
Baycom Corp · Q3 2021 earnings
Q3 2021 earnings · · Investor relations
Briefing
Net income increased driven by growth in noninterest income, partially offset by changes in provision for loan losses and noninterest expense.
BayCom Corp reported third quarter earnings of $5.4 million, or $0.51 per diluted share. The company's financial results continued the positive trend from the previous quarter, with improving business activity and a strong loan pipeline.
- Earnings of $5.4 million, or $0.51 per diluted share
- Annualized net interest margin was 3.17%
- Annualized return on average assets was 0.92%
- Assets totaled $2.4 billion
Headline financials
Revenue & EPS history
Baycom · Revenue · Quarterly
$21.7M
Revenue by segment
Baycom · $22.6M total across 2 segments · Q1 2020
- Net Interest Income$20M+34.2%88.5%
- Noninterest Income$2.6M+23.8%11.5%
Forward guidance
Company is looking forward to closing merger with Pacific Enterprise Bank early in the first quarter of 2022.
Tailwinds
- Improving level of business activity in our markets
- Loan pipeline is strong going into the fourth quarter
- Focus on growth through strategic acquisitions
- Diversify our loan portfolio with seasoned loans
- Expand our market areas
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q3 2021
-0.1%
Avg return
Earnings day
+0.8%
Avg return
5 days after
+2.3%
Avg return
30 days after
50%
27 / 54 earnings
Positive
+9.2%
Q4 2021
Best reaction
-8.7%
Q2 2022
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +3.3% | +1.2% | +6.7% | |
| Q4 2025 | -2.4% | -5.1% | +0.5% | |
| Q3 2025 | -0.7% | -1.1% | +6.1% | |
| Q2 2025 | -1.9% | -0.3% | +3.6% | |
| Q1 2025 | +0.1% | +3.5% | +3.6% | |
| Q4 2024 | +2.7% | +5.7% | +3.5% | |
| Q3 2024 | +0.0% | +0.4% | +11.4% | |
| Q2 2024 | -2.1% | +0.9% | -7.2% | |
| Q1 2024 | +1.3% | +1.4% | +5.0% | |
| Q4 2023 | +0.2% | +0.6% | -7.4% | |
| Q3 2023 | -0.3% | -2.6% | +6.8% | |
| Q2 2023 | +7.2% | +10.0% | +5.6% | |
| Q1 2023 | -4.3% | -5.5% | -6.7% | |
| Q4 2022 | +0.6% | +4.7% | +3.1% | |
| Q3 2022 | -3.8% | +1.6% | +2.4% | |
| Q2 2022 | -8.7% | -9.5% | -5.8% | |
| Q1 2022 | +1.5% | +0.4% | -5.0% | |
| Q4 2021 | +9.2% | +9.1% | +14.7% | |
| Q3 2021 | -0.5% | -0.4% | +4.3% | |
| Q2 2021 | +1.8% | +2.0% | -3.9% | |
| Q1 2021 | +0.8% | +1.0% | +2.6% | |
| Q4 2020 | +0.0% | -1.4% | +16.3% | |
| Q3 2020 | +2.4% | -3.3% | +23.4% | |
| Q2 2020 | -6.5% | -5.1% | -10.1% | |
| Q1 2020 | +1.4% | +16.6% | +9.0% | |
| Q4 2019 | +0.8% | +0.9% | -6.7% | |
| Q3 2019 | -2.5% | +0.7% | +3.9% | |
| Q2 2019 | +1.7% | +2.1% | -5.4% | |
| Q1 2019 | +0.9% | +7.2% | -3.9% | |
| Q4 2016 | -4.9% | -10.2% | -3.9% | |
| Q4 2018 | +0.5% | -2.5% | +6.6% | |
| Q3 2017 | -1.2% | +0.6% | -6.5% | |
| Q3 2018 | -5.9% | -5.3% | -0.9% | |
| Q4 2017 | +0.8% | +1.3% | -0.1% | |
| Q2 2017 | +0.8% | +1.3% | -0.1% | |
| Q2 2018 | +1.5% | +1.1% | +11.2% | |
| Q1 2017 | -0.2% | +3.5% | +1.5% | |
| Q1 2018 | +3.0% | +5.4% | +8.1% | |
| Q3 2016 | +0.1% | +0.0% | +0.0% | |
| Q2 2016 | +0.6% | +0.6% | +3.7% | |
| Q1 2016 | -0.3% | — | — | |
| Q4 2015 | +0.0% | — | — | |
| Q3 2015 | +0.0% | — | — | |
| Q2 2015 | +0.0% | — | — | |
| Q1 2015 | -0.3% | — | — | |
| Q4 2014 | -0.4% | — | — | |
| Q3 2014 | +0.8% | — | — | |
| Q2 2014 | +0.5% | — | — | |
| Q1 2014 | +0.4% | — | — | |
| Q4 2013 | +0.0% | — | — | |
| Q3 2013 | +0.0% | — | — | |
| Q2 2013 | +0.0% | — | — | |
| Q1 2013 | -0.6% | — | — | |
| Q4 2012 | +0.0% | — | — |
Discussion
Share your read of this quarter. Sign-in carries your eToro identity.
Join the conversation
Sign in with eToro to post your read of this quarter and vote on others'.
Sign in with eToro