NASDAQ$BCIC

BCP Investment Corp · Q3 2024 earnings

Q3 2024 earnings · · Investor relations

Briefing

Reported a decrease in net investment income and net asset value, while proactively managing its balance sheet and capital structure.

Portman Ridge Finance Corporation reported a net investment income of $0.63 per share and a net asset value of $20.36 per share for Q3 2024. The company continued its share repurchase program, buying back 33,429 shares, which was accretive to NAV by $0.01 per share. A fourth-quarter distribution of $0.69 per share was announced.

  • Total investment income was $15.2 million.
  • Net investment income was $5.8 million, or $0.63 per share.
  • Net asset value was $188.0 million, or $20.36 per share.
  • 33,429 shares were repurchased at an aggregate cost of approximately $0.6 million.

Headline financials

Total Revenue

-$20.8M

Previous: -$6.29M-231.0%
EPS

-$0.16

Previous: $0.75-121.3%
Capital Expenditures

$0.00

Previous: $0.00
Free Cash Flow

-$1.51M

Previous: $7.45M-120.3%
Net Income

-$1.51M

Previous: $7.45M-120.3%
Operating Income

-$24.9M

Previous: -$11.4M-119.6%
Gross Profit

-$20.8M

Previous: -$6.29M-231.0%
Cash & Equivalents

$13.7M

Previous: $14.9M-7.8%
Total Assets

$464M

Previous: $546M-15.0%

Revenue & EPS history

Portman Ridge · Revenue · Quarterly

-$20.8M

Q3 2024+231%vs Q3 2023
Beat estimate in 0 of 12 quarters(0%)
ActualEstimate

Forward guidance

Portman Ridge anticipates being active in the market and net deployers of capital, expecting to restore net investment income to normalized levels, supported by a fortified balance sheet from the amended JPM Credit Facility.

Tailwinds

  • Company upsized and termed out the JPM Credit Facility.
  • Spread reduced by a full 30 basis points on the JPM Credit Facility.
  • Refinanced the remaining $85.0 million of 2018-2 Secured Notes, resulting in further net spread savings of approximately 28 basis points.
  • Share repurchases during the third quarter of 2024 under Rule 10b-5 stock repurchase program.
  • Expects to be active in the market and net deployers of the Company’s capital which we believe will restore net investment income back in line with more normalized levels.

Headwinds

  • Third quarter earnings were temporarily impacted by prudent cash and portfolio management initiatives.
  • Current economic uncertainty.
  • Dynamic interest rate environment.
  • Non-accruals on debt investments, as of September 30, 2024, were nine debt investments representing 1.6% and 4.5% of the Company’s investment portfolio at fair value and amortized cost, respectively.
  • Decrease in total investment income compared to the same quarter last year.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2024

Historical avgQ3 2024

-1.1%

Avg return

Earnings day

-1.0%

Avg return

5 days after

-6.0%

Avg return

30 days after

43%

10 / 23 earnings

Positive

+7.4%

Q4 2020

Best reaction

-15.3%

Q4 2019

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.5%+1.8%-7.6%
Q4 2025-13.1%-21.5%-33.1%
Q3 2025+0.4%+7.5%+8.4%
Q1 2025+1.0%+2.1%-3.8%
Q4 2024-4.0%-5.7%-28.1%
Q3 2024-3.5%-3.1%-10.5%
Q2 2024-2.5%-1.9%-3.4%
Q1 2024+1.6%+1.7%-0.1%
Q4 2023-1.3%+1.4%+2.1%
Q3 2023+0.0%-0.1%+0.3%
Q2 2023-1.6%+0.0%-5.8%
Q1 2023+2.3%+4.9%-1.2%
Q4 2022-6.2%-7.4%-12.9%
Q3 2022+2.7%+4.0%+3.2%
Q2 2022+0.0%+0.3%-7.5%
Q1 2022+0.0%-0.4%+0.0%
Q4 2021+0.4%+0.2%-2.5%
Q3 2021+4.6%+5.7%+1.4%
Q2 2021+1.7%+2.9%+1.6%
Q1 2021+3.4%+3.0%+5.6%
Q4 2020+7.4%+5.0%+16.3%
Q4 2019-15.3%-21.4%-60.9%
Q4 2018-2.2%-3.0%+0.3%

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