EURONEXT-AMS$AEG

Aegon Ltd · Q4 2023 earnings

Q4 2023 earnings · · Before market open · Investor relations

Briefing

Aegon reported solid Q4 2023 results with strong net income and capital generation, driven by favorable one-time items and resilient operational performance.

In Q4 2023, Aegon recorded €547 million in net income and EPS of €0.26. Operating capital generation after holding expenses was €262 million, and total capital generation reached €510 million due to favorable one-time items. Free cash flow for the quarter totaled €79 million.

  • Net income reached €547 million in Q4 2023 with EPS of €0.26.
  • Operating capital generation was solid at €262 million after holding expenses.
  • Total capital generation benefited from favorable one-time items.
  • Free cash flow remained positive at €79 million during the quarter.

Headline financials

Total Revenue

$5.97B

Previous: $166M+3486.5%
EPS (adj)

$0.29

Previous: -$1.20+124.2%
Operating Capital Gen.

$290M

No prior period
Free Cash Flow

$87.3M

No prior period
US RBC Ratio

422.0%

No prior period
UK Solvency II Ratio

167.0%

No prior period
Gross Remittances

$96.1M

No prior period
Net Income

$604M

No prior period
Operating Income

$357M

No prior period

Revenue & EPS history

Aegon · Revenue · Quarterly

$5.97B

Q4 2023+3,486.5%vs Q4 2022
Beat estimate in 0 of 4 quarters(0%)
ActualEstimate

Forward guidance

Aegon anticipates steady capital generation and cash remittances in 2024, with focus on operational discipline and market resilience.

Tailwinds

  • Strong Protection Solutions performance across key markets.
  • Favorable one-time items boosted capital generation.
  • Healthy remittance levels support capital flexibility.
  • US RBC and UK Solvency II ratios remained strong.
  • Improved margins in core insurance operations.

Headwinds

  • Volatile markets could impact future earnings.
  • Lower remittances from the International segment.
  • Currency fluctuations remain a risk to reported figures.
  • Pressure on fee income due to asset mix shift.
  • Regulatory changes may affect capital requirements.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q4 2023

Historical avgQ4 2023

+0.2%

Avg return

Earnings day

+2.2%

Avg return

5 days after

+1.4%

Avg return

30 days after

56%

20 / 36 earnings

Positive

+11.8%

Q3 2016

Best reaction

-11.9%

Q1 2016

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q3 2025+0.8%-4.2%-5.9%
Q1 2025-0.4%+0.1%-0.4%
Q4 2025-11.4%-8.0%-2.5%
Q4 2023-5.7%-2.4%+2.2%
Q3 2023+4.5%+3.9%+10.3%
Q1 2023+4.8%+5.7%+8.6%
Q4 2022+3.9%+3.6%-9.6%
Q3 2022+5.2%+1.7%+6.0%
Q2 2022+9.3%+8.0%+0.2%
Q1 2022+5.7%+9.3%-2.2%
Q3 2021+0.8%+1.2%-6.0%
Q2 2021+8.6%+6.8%+5.7%
Q1 2021+3.2%+3.0%-3.6%
Q4 2018+1.3%+2.7%+1.9%
Q3 2017+3.8%+2.1%+5.8%
Q2 2017+3.2%+4.6%-1.2%
Q1 2017-6.4%-6.0%-5.2%
Q4 2016-3.7%-4.0%+1.1%
Q3 2016+11.8%+13.8%+21.9%
Q1 2016-11.9%
Q4 2015-0.6%
Q3 2015-9.4%
Q2 2015-11.0%
Q1 2015+0.6%
Q4 2014+2.0%
Q3 2014-6.0%
Q2 2014-1.7%
Q1 2014-2.9%
Q4 2013-1.8%
Q3 2013+2.7%
Q2 2013-2.2%
Q1 2013-3.7%
Q4 2012+4.2%
Q3 2012-3.1%
Q2 2012+6.6%
Q1 2012+6.9%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro